Find & Compare the Best Credit Cards in Singapore

CompareCreditCards,sg is the best free and independent Credit Card Comparison platform in Singapore. Compare Credit Cards helps you to quickly find and compare the Best Credit Cards in Singapore for you which offer the lowest rates, most cash back or other promotional rewards. Start finding the best credit cards and start saving money today!

Banks

Credit Cards

UOB YOLO

Up to $230 cash + bonus 10% cashback on online spend (cap at $40)

Up to 8% Cashback on Dining, Entertainment, Grab & UOB Travel spend

No annual fee first year

8% cashback on Grab, Dining and Entertainment spend

3% cashback on Online Fashion and Travel spend

Promotions

Apply for a UOB YOLO Card from 16 March to 30 June 2020, complete SMS registration and spend a minimum of S$600 within 30 days from the card approval date. Subject to a cashback cap of $40.

Minimum spend of $600 per statement month is required for additional cashback (8% and 3%). Total cashback is capped at $60 per month

Cardmembers will earn 0.3% cashback on all spend

Miles/Travel

Agoda: 7% off accommodation bookings (untill 31 Dec 2020)

Booking.com: Up to 10% cashback on accommodation bookings (until 1 July 2020)

No Annual Fee

First 1 year card fee waived

1st Supplementary Card — Free for life

Online Shopping

3% - 8% cashback for Online Fashion Shopping

Online Fashion Transaction means the card transaction is made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies

Dining

Up to 8% Cashback on dining

Ash & Elm, Intercontinental; 20% off total bill (until 31 Dec 2020)

Cherry Garden, Mandarin Oriental: 15% off total bill (excluding weekend dim sum) until 30 Dec 2020

Student

3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)

Cash Back

Up to 8% back on weekend Grab, dining & entertainment (local & overseas)

3% cashback on weekday Grab, dining, entertainment, online fashion, and travel

0.3% back on all non-bonus spend

Min Cashback Rate

0.30%

Min Qualifying Spend

$600

Max Cashback Rate

Max Qualifying Spend

$1,200

Max Cashback in Month

$60

Fees

Annual Fee (1st Year)

$0.00

Late Payment Fee

$100

More Info

Subject to minimum $2.50 finance charge

Annual Fee Ongoing

Principal Card annual fee : $192.60 First Supplementary Card: Free Second Supplementary Card: $96.30

Interest Rates

Purchases Introductory

25.90%

Cash Advance

28% per annum on all outstanding on the cash advance amount, calculated on a daily basis, from the date of the cash advance until the date the outstanding is paid in full

Purchases Ongoing

25.90%

Interest Free Period (days)

Balance Transfer

Introductory

5.34% p.a for 6 months and 5.20% for 12 months

Ongoing

28%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Fixed Security Deposit	$10,000.00
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$40,000.00
Fixed Security Deposit	$10,000.00
Min Age	21

See All Details

HSBC Visa Platinum Credit Card

Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

5% cash rebate on dining, groceries and fuel

Up to 20.2% savings at Caltex. 4% instant petrol discount and up to 5% cash rebates at Shell stations

Earn 1 Reward point for every dollar you spend on your card, locally or abroad

Purchases Intro 25.90% Fee Year 1 $0.00 Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0.00 Min Income $30,000

Promotions

Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

Get up to SGD1,000 worth of cash rebate yearly from dining, shopping and fuel

Kids enjoy free benefits, on top of other family offers at retail partners.

No Annual Fee

Annual fee is waived for the first two years

To qualify for the subsequent annual fee waiver, a minimum annual spending of $12,500 must be made on your respective credit card account

Petrol

5% cash rebate on fuel

Online Shopping

5% cashback on shopping

Overseas Spending

5% cashback on overseas spend

Dining

5% Cashback on Dining

Luggage

Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

Cash Back

5% on dining, groceries and petrol ($250 quarterly cap)

Min Cashback Rate

Min Qualifying Spend

$600

Max Cashback Rate

Max Cashback in Month

$83.3

Fees

Annual Fee (1st Year)

$0.00

Waived Minimum Spend

$12,500

Annual Fee (2st Year)

$0.00

Late Payment Fee

$55

More Info

Subject to minimum $2.50 finance charge

Annual Fee Ongoing

$192.60

Interest Rates

Purchases Introductory

25.90%

Cash Advance

6% with a minimum $15.00 fee plus 28% p.a.

Purchases Ongoing

25.90%

Interest Free Period (days)

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Fixed Security Deposit	$10,000.00
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$40,000.00
Fixed Security Deposit	$10,000.00
Min Age	21

See All Details

OCBC 365 Credit Card

6% Cashback on dining & online food delivery. 3% Cashback on groceries, land transport, utilities and online travel

Great petrol cashback benefits for fuel savings.

3% cashback on recurring telco and electricity bills (e.g. StarHub, Singtel, Geneco, Sembcorp)

3% cashback on online air and cruise tickets purchases, online hotel and tour bookings (e.g. Agoda and Airbnb)

0.3% cashback on all non bonus spending

Promotions

Get 6% cashback on dining & online food delivery. Get 3% cashback on groceries, land transport, utilities and online travel

5% cashback on fuel spend at all petrol service stations. Up to 22.1% fuel savings at Caltex (including 18% instant discount for all fuel). Up to 20.2% fuel savings at Esso

3% Cashback on local and overseas private hire rides (e.g. Grab, Gojek and TADA). Local and overseas taxi rides (e.g. ComfortDelGro)

Miles/Travel

3% Cashback on online air and cruise tickets purchases

Booking.com: Up to 10% cashback on accommodation bookings (Book by 30 November 2020)

Agoda: 7% off accommodation worldwide (until 31 Dec 2020)

No Annual Fee

Annual fee is waived for the first two years from the date (including supplementary card)

Petrol

5% cashback on fuel spend at all other petrol service stations.

Up to 20.2% Fuel savings at Esso

Online Shopping

3% cashback on online shopping

Dining

6% Cashback on Dining

Local and overseas dining, every day Online food delivery

Student

3% Cashback on local and overseas groceries!

3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA) Local and overseas taxi (e.g. ComfortDelGro)

Cash Back

6% cashback on dining & online food delivery

3% cashback on groceries, land transport, utilities and online travel

5% cashback on fuel spend at all petrol service stations

Min Cashback Rate

0.30%

Min Qualifying Spend

$800

Max Cashback Rate

22%

Max Cashback in Month

$80

Fees

Annual Fee (1st Year)

$0.00

Waived Minimum Spend

$10,000

Annual Fee (2st Year)

$0.00

Late Payment Fee

$100

More Info

Subject to minimum $2.50 finance charge

Annual Fee Ongoing

Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30

Interest Rates

Purchases Introductory

26.88%

Cash Advance

6% with a minimum $15.00 fee plus 28.92% p.a.

Purchases Ongoing

26.88%

Interest Free Period (days)

Balance Transfer

Ongoing

5.34% p.a for 6 months and 5.20% for 12 months

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$45,000.00
Min Age	21

See All Details

UOB PRVI Miles American Express Card

Up to 12,000 Welcome Miles

Up to 7 miles for every $1 spent

Up to 7 miles per $1 on travel purchases

Up to 3 miles per $1 spent on Grab.

Earn 2.4 miles per $1 spent overseas and 1.4 miles per $1 spent locally.

Promotions

Be the first 2,000 cardmembers with a minimum spend of $4,000 within the first 60 days of new card approval

Earn up to 7 miles per $1 spent on airline and hotel bookings through Agoda, Expedia, and UOB Travel. This current promotion is valied from 1 April 2019 to 30 June 2019.

Miles/Travel

Earn up to 13 miles on travel purchases. Must open a KrisFleyer UOB account to earn 6 miles per $1 spent. Then use PRVU Card to earn the remaining 7 miles per $1 on select travel purchases.

Up to 2 transfers to Chiangi airport per quarter. Must maintain at least $1,000 foreign spend in the same quarter to qualify.

Get 20,000 bonus miles every year with minimum $50,000 annual card spend. Flexible redemption options. Can redeem miles at over 40 airlines.

Online Shopping

Earn 1.4 miles per $1 spent on all local purchases.

Overseas Spending

Earn 2.4 miles per $1 on all overseas spending.

Dining

Earn 3 miles per $1 spent at Grab.

Cash Back

Up to $10 cash rebate on contactless payments. Valid from 11 June 2019 to 30 November 2019 but limited to the first 15,0000 registered Cardmembers.

Min Cashback Rate

Min Qualifying Spend

Max Cashback Rate

$10

Max Qualifying Spend

$10

Max Cashback in Month

$10

Fees

Annual Fee (1st Year)

$0.00

Waived Minimum Spend

$50,000

Annual Fee (2st Year)

$256.80 for principal card. First two supplementary cards are free then 128.40 per card

Late Payment Fee

$100

Annual Fee (3st Year)

$256.80 for principal card. First two supplementary cards are free then 128.40 per card

More Info

$100 per month plus 25.9% p.a. interest

Annual Fee Ongoing

$256.80 for principal card. First two supplementary cards are free then 128.40 per card

Interest Rates

Purchases Introductory

25.90%

Cash Advance

6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily

Purchases Ongoing

25.90%

Interest Free Period (days)

Balance Transfer

Introductory

5.34% p.a for 6 months and 5.20% for 12 months

Ongoing

28%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Fixed Security Deposit	$10,000.00
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$40,000.00
Fixed Security Deposit	$10,000.00
Min Age	21

See All Details

UOB One Card

Receive up to $250 when you apply for UOB One Card

Earn up to 3.88% p.a. interest on a UOB One Account

Spend $500, $1000, or $2000 per month (minimum 5 purchases) and get a $50, $100, or $300 quarterly cash rebate

Get up to 10% rebate on Grab transactions

Get up to 6% rebate on Singapore Power utlilies bill

Promotions

Get $150 cash credit when applying for UOB One Card between 1 Jun and 31 October 2019 and spend $1,500 within 30 days of approval (limited to the first 1,000 people) and a $100 cash credit when opening a UOB One Account (limited to the first 200 new UOB Deposits customers)

Spend $500 on UOB One Card and credit your salary or perform 3 GIRO transactions to qualify for interest rate up to 3.88% p.a. UON One Account deposits

Miles/Travel

Up to 12 free rides for new SimplyGo users

Petrol

Up to 20.8% savings at Shell

Online Shopping

Up to 10% back on Grab purchases when you qualify for the quarterly bonus. Otherwise, all purchases earn 5% back.

Up to 10% back at select SMART Rebate partners

Dining

Up to 10% back on Grab purchases when you qualify for the quarterly bonus

Non-bonus dining earns 5% back

Cash Back

Earn up to $300 quarterly cash rebate by spending at least $2,000 monthly with minimum 5 purchases

Get an additional 10% on Grab purchases when qualify for quarterly cash rebate (up to $2,400 annually)

Up to 10% rebate on select purchases with UOB SMART Programme

Min Cashback Rate

0.00%

Min Qualifying Spend

$500 monthly (minimum 5 purchases)

Max Cashback Rate

10%

Max Qualifying Spend

$2,000 monthly (minimum 5 purchases)

Max Cashback in Month

$300 quarterly cash rebate

Fees

Annual Fee (1st Year)

$0.00

Waived Minimum Spend

$12,000

Annual Fee (2st Year)

$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.

Late Payment Fee

$100

Annual Fee (3st Year)

$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.

More Info

$100 per month plus 25.9% p.a. interest

Annual Fee Ongoing

$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.

Interest Rates

Purchases Introductory

25.90%

Cash Advance

6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily

Purchases Ongoing

25.90%

Interest Free Period (days)

Balance Transfer

Introductory

5.34% p.a for 6 months and 5.20% for 12 months

Ongoing

28%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Fixed Security Deposit	$10,000.00
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$40,000.00
Fixed Security Deposit	$10,000.00
Min Age	21

See All Details

Maybank Horizon Visa Signature Card

Get $100 cash credit with Maybank credit cards and Creditable

Earn up to 8X TREATS points (3.2 air miles) per $1 spent

Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel

Qualify for the Maybank Save Up Program by owning this card and earn up to 3% p.a. interest

Promotions

Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of $800 within the first two months of approval to receive $100 Cash Credit

Miles/Travel

8x points on Singapore restaurant dining, petrol in Singapore, transport in Singapore, and Agoda.com hotel bookings

5x points on airline ticket purchases, travel packages, and foreign currency transactions Must spend minimum $300 monthly to earn 5x or 8x points

Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel

Petrol

8x points on all petrol purchases in Singapore, plus prevailing station discounts

Overseas Spending

Earn 5x points (2 air miles) on foreign currency transactions. Applies to treveling abroad and online-based purchases.

Dining

Earn 8x points on restaurant dining in Singapore

Fees

Annual Fee (1st Year)

$0.00

Waived Minimum Spend

$12,000

Annual Fee (2st Year)

$0.00

Late Payment Fee

5% of minimum payment due or $80, whichever is higher

Annual Fee (3st Year)

$0.00

More Info

$100 per month plus 25.9% p.a. interest

Annual Fee Ongoing

$180.00

Interest Rates

Purchases Introductory

25.90%

Cash Advance

5% or minimum $15, whichever is higher

Purchases Ongoing

25.90%

Interest Free Period (days)

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$45,000 if Malaysian and $60,000 for foreigners
Min Age	21

See All Details

KrisFlyer UOB Credit Card

Up to 12,000 KrisFlyer miles or a return ticket for new UOB Credit Cardmembers

Up to 5,000 KrisFlyer miles for existing UOB Credit Cardmembers

Earn 3 KrisFlyer miles per $1 spent on Singapore Airlines, SilkAir, Scoot and KrisShop purchases

Earn up to 3 KrisFlyer miles on everyday spend with $500 minimum spend

Exclusive airline privileges

Purchases Intro 25.90% Fee Year 1 $0 for principal card. First supplementary card is free then $96.30 per additional card Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0 for principal card. First supplementary card is free then $96.30 per additional card Min Income $30,000

Promotions

Spend $2,000 within first 60 days of card open date

Make one transaction of at least $5 within first 60 days

Miles/Travel

3x KrisFlyer miles on Singapore Airlines, SilkAir, Scoot and KrisShop purchases

Up to 3x KrisFlyer miles on everyday spend categories with minimum $500 annual spend on Singapore Airlines group

1.2x miles on other spend

Online Shopping

Up to 3 miles per $1 spent

Dining

Up to 3x miles for online or local dining spend

Fees

Annual Fee (1st Year)

$0 for principal card. First supplementary card is free then $96.30 per additional card

Annual Fee (2st Year)

$192.60 for principal card. First supplementary card is free then $96.30 per additional card.

Late Payment Fee

$100 per month

Annual Fee (3st Year)

$192.60 for principal card. First supplementary card is free then $96.30 per additional card.

More Info

$100 per month plus 25.9% p.a. interest

Annual Fee Ongoing

$192.60 for principal card. First supplementary card is free then $96.30 per additional card.

Interest Rates

Purchases Introductory

25.90%

Cash Advance

6% with a minimum $15.00 fee plus 28% p.a.

Purchases Ongoing

25.90%

Interest Free Period (days)

Balance Transfer

Introductory

5.34% p.a for 6 months and 5.20% for 12 months

Ongoing

28%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Fixed Security Deposit	$10,000.00
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$40,000.00
Fixed Security Deposit	$10,000.00
Min Age	21

See All Details

UOB Preferred Platfinum Visa Card

Get up to $250 when you apply

Up to 30% off on sleect foreign travel

Earn 10x UNI$ for online purchases

Earn 10x UNI$ for contactless transactions

Earn rebates at UOB Smart% Programme partners

Purchases Intro 25.90% Fee Year 1 $0 for first and second card then $96.30 per each additional card Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0 for first and second card then $96.30 per each additional card Min Income $30,000

Promotions

Spend minimum $1,500 in the first 30 days to earn $150 and make a qualifying UOB One account deposit to earn another $100

UOB Privileges Passport offers spend discounts at select partners

Miles/Travel

Points are redeemable for air miles at 4 miles per $1

Online Shopping

10x miles for onlin shopping and food delivery

Dining

10x miles for fast food delivery order online

Over 100 buffett specials and thousands of treats islandwide

Cash Back

10x UNI$ per $5 spent on online shopping and entertainment and contactless transactions

Earn UOB SMART$ at over 300 outlets

Min Cashback Rate

Max Cashback Rate

Max Cashback in Month

UNI$2000

Fees

Annual Fee (1st Year)

$0 for first and second card then $96.30 per each additional card

Waived Minimum Spend

UNI$4800

Annual Fee (2st Year)

$192.60 for principal card. First supplementary card is free then $96.30 per additional card.

Late Payment Fee

$100 per month

Annual Fee (3st Year)

$192.60 for principal card. First supplementary card is free then $96.30 per additional card.

More Info

$100 per month plus 25.9% p.a. interest

Annual Fee Ongoing

$192.60 for principal card. First supplementary card is free then $96.30 per additional card.

Interest Rates

Purchases Introductory

25.90%

Cash Advance

6% with a minimum $15.00 fee plus 28% p.a.

Purchases Ongoing

25.90%

Interest Free Period (days)

Balance Transfer

Introductory

5.34% p.a for 6 months and 5.20% for 12 months

Ongoing

28%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$40,000.00
Min Age	21

See All Details

UOB Reserve Card

5.34% p.a for 6 months and 5.20% for 12 months

Invite-Only Card

Fees

Annual Fee (1st Year)	$3,852.00	Annual Fee (2st Year)	$3,852.00
Annual Fee (3st Year)	$3,852.00	Annual Fee Ongoing	$3,852.00
Interest Rates
Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

See All Details

DBS NUS Alumni Card

Enjoy great dining, shopping, online and travel privileges with the DBS Lifestyle app!

Exclusive on campus and islandwide privileges

1 DBS Rewards per $5 spent

Exlusive discounts and specials for NUS alumni

Contribution to NUS is made with each transaction

Promotions

Activate personalised promotions inside the DBS Lifestyle app for extra rewards

Exclusive benefits for NUS alumni

Miles/Travel

Special airline fares

Complimentary hotel nights

Up to 15% off car rentals

Petrol

14% instant fuel savings at Esso service stations islandwide

Dining

Dining deals at over 1000 outlets islandwide

Cash Back

1 DBS Rewards per $5 spent

Min Cashback Rate

1.00%

Min Qualifying Spend

Max Cashback Rate

Fees

Late Payment Fee

$100

Annual Fee (3st Year)

$128.40 (Principal card)$77.04 (each Supplementary card)

More Info

Only assessed if outstanding balance is $50.01 or above

Annual Fee Ongoing

$128.40 (Principal card)$77.04 (each Supplementary card)

Interest Rates

Purchases Introductory

26.8% (Minimum charge: $2.50)

Cash Advance

28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.

Purchases Ongoing

26.8% (Minimum charge: $2.50)

Interest Free Period (days)

Balance Transfer

Introductory

0% for up to 12 months

Ongoing

26.80%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$45,000.00
Min Age	21

See All Details

Citibank SMRT Card

Apply and get up to $120 savings as you spend

Up to 2% savings on EZ-Reload

5% savings on groceries, fast food, movies and coffee

3% savings on online shopping

Redeem your SMRT$ for cash rebate or vouchers

Promotions

Spend $1200 in the three months

Get 2% back on monthly SimplyGo transactions above $300.

Miles/Travel

Up to 2% savings on SimplyGo transactions

Petrol

Up to 14% fuel savings at Esso and Shell

Online Shopping

3% savings on online spend

Up to $7 at Shopee

Up to 20% off at EAMart

Dining

5% savings on fast food and coffee

Dining deals with Citibank Gourmet Pleasures

Cash Back

5% savings on groceries, fast food, movies and coffee

3% savings on online shopping

2% savings on EZ-Reload transactions

Min Cashback Rate

1.70%

Min Qualifying Spend

$300

Max Cashback Rate

Fees

Late Payment Fee

$100

Annual Fee (3st Year)

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

More Info

If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied

Annual Fee Ongoing

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

Interest Rates

Purchases Introductory

20.90%

Cash Advance

26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

20.90%

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$42,000.00
Min Age	21

See All Details

Citi Rewards Card

Welcome gift of 30,000 Citi ThankYou Points as you spend

Up to 10x rewards points per $1 spent

10x rewards for online and retail spending

Redeem your points for absolutely anything through Citi ThankYou Rewards

Get deals and discounts locally & in 95 other countries

Promotions

Spend $3000 in the first 3 months

Up to 10,000 bonus points on local or online retail spend each month, excludes mobile wallet and travel purchases

Miles/Travel

10x rewards on rides with Grab, ComfortDelGoro, Gojek and others

Complimentary travel insurance with airfare purchases

Petrol

Up to 14% petrol savings at Esso and Shell

Online Shopping

Up to 10x rewards on online spend

10x rewards for purchases at Lazada, Qoo10, TANGS and more.

10x rewards for online grocery orders

Dining

10x rewards on online food delivery

20% off total food bill at Prego

Cash Back

10x rewards on retail spending and most online purchases

10x rewards on rideshares

1x rewards on everything else

Min Cashback Rate

1.00%

Max Cashback Rate

10%

Max Qualifying Spend

$1,000 for 10x bonus points

Fees

Late Payment Fee

$100

Annual Fee (3st Year)

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

More Info

If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied

Annual Fee Ongoing

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

Interest Rates

Purchases Introductory

20.90%

Cash Advance

26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

20.90%

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$42,000.00
Min Age	21

See All Details

Citi Cashback Card

From now till 8 Dec 2020, enjoy the following privileges
Earn 0.25%, no cap, on other retail spend
Earn 8% (on Dining, Grocery & Petrol)
Min. spend of $888 per statement month required
Cashback cap per month and per category at $25

From 9 Dec 2020, enjoy the following
Earn 0.25%, no cap, on other retail spend
Earn 6% on Dining and 8% on Grocery, Petrol
Min. spend of $800 per month required to get bonus
Cashback cap per month and per category at $80, combined

Miles/Travel

Up to $1 million in travel insurance on travel ticket purchases

Petrol

8% cashback on petrol (up to $25 per month)

Online Shopping

0.25% back on purchases

Overseas Spending

8% back on dining worldwide

8% back on groceries worldwide

8% back on petrol purchases worldwide

Dining

8% cashback on dining (up to $25 bonus cash)

$10 return voucher at Soup Restaurant

$10 return voucher at Paradise Group of Restaurants

Cash Back

8% cashback on dining, groceries, and petrol (up to $25 bonus cash per category)

0.25% on all non-bonus purchases (no cap)

Min Cashback Rate

0.25%

Min Qualifying Spend

$888

Max Cashback Rate

Max Qualifying Spend

$1200 ($400 per bonus category)

Fees

Annual Fee (2st Year)

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

Late Payment Fee

$100

Annual Fee (3st Year)

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

More Info

If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied

Annual Fee Ongoing

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

Interest Rates

Purchases Introductory

20.90%

Cash Advance

26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

20.90%

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$42,000.00
Min Age	21

See All Details

Citi Prestige Credit Card

Welcome gift of 62,500 Citi ThankYou Points

or Gadget Welcome Gift

5 ThankYou points on foreign spend and 3.25 ThankYou points on everything else

Complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort

Unlimited complimentary access to Priority Pass airport lounges, eight complimentary one-way airport limousine transfers

Purchases Intro 20.90% Fee Year 1 $535.00 Min Income $120,000

More Details

Purchases Intro 20.90% Fee Year 1 $535.00 Min Income $120,000

Promotions

Receive 62,500 bonus points when you pay $535 annual fee

Receive a tablet or Dyson Supersonic Hairdryer HD03

Annual fee is $535 for principal card. No annual fee for supplementary card.

Miles/Travel

5x ThankYou points (2 miles) per $1 spent overseas

3.25 ThankYou points (1.3 miles) per $1 on all local spend

Unlimited complimentary access to hundreds of Priority Pass airport lounges, eight complimentary one-way airport limousine transfers

Petrol

Up to 14% petrol savings at Esso and Shell

Online Shopping

10% off at In Good Company

3.25 ThankYou points per $1 on local spend

Overseas Spending

5 ThankYou points per $1 on overseas spend

Dining

Up to 20% off at select restaurants

Fees

Annual Fee (1st Year)

$535.00

Late Payment Fee

$100

More Info

If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied

Annual Fee Ongoing

$535.00

Interest Rates

Purchases Introductory

20.90%

Cash Advance

26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

20.90%

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$120,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$120,000.00
Min Age	21

See All Details

Citi Clear Card

Welcome gift of $20 cashback

Exclusive dining deals

Earn 1X Point for every $1 spend

No minimum income

Use your points to pay for any purchase

Promotions

Spend $50 in the first month

Special discounts at select dining partners

No minimum income required

Miles/Travel

Up to 10% back for hotel bookings at Booking.com

Petrol

Up to 14% petrol savings at Esso and Shell

Online Shopping

10% off at Love and Bravery

Exclusive online shopping deals

1x points on online purchases

Overseas Spending

1x points on overseas purchases

Discounts in 90 other countries

Dining

Discounts at over 1,000 dining partners

Student

No minimum income required

Tertiary students can apply

Can apply at age 18 with parent's permission

Cash Back

1x points per $1 spent

Min Cashback Rate

Max Cashback Rate

Fees

Annual Fee (2st Year)

$29.96

Late Payment Fee

$40

More Info

If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $40 will be levied

Annual Fee Ongoing

$29.96

Interest Rates

Purchases Introductory

28.00%

Cash Advance

28% plus $15 or 6% of amount withdrawn, whichever is greater.

Purchases Ongoing

28.00%

Interest Free Period (days)

Balance Transfer

Introductory

20.90%

Ongoing

26.90%

Eligibility - Citizen/PR
Min Age	18

Eligibility - Foreigner

See All Details

Citi M1 Card

Up to $200 cash back for new-to-bank customers

Up to $50 cash back for existing-to-bank card customers

Earn up to 10% Citi M1 Rebate on your M1 recurring bills

Earn up to 1% Citi M1 Rebate on purchases at M1 Shops

Waiver of activation fee for Data Passport

Promotions

New-to-Bank Card Customer can get $200 cash back by spending $1,000 in the first 3 months

Existing bank customers get $50 cash back after spending $1,000 in the first 3 months

Up to 10% off M1 recurring bills

Miles/Travel

Can convert M1 Rebate into KrisFlyer Miles

Petrol

Up to 14% fuel savings at Esso and Shell

Online Shopping

10% off device accessories at M1 Shops

10% off M1 recurring bills

Redeem M1 Rebate for M1 bills and retail purchases

Dining

20% off total food bill at Prego

1-for-1 weekday buffet lunch at Plate

Cash Back

10% on M1 recurring bills

1% on purchases at M1 Shops

0.3% on retail transactions

Min Cashback Rate

0.30%

Max Cashback Rate

10%

Max Qualifying Spend

$300 for M1 recurring charges

Max Cashback in Month

Up to $30 for M1 recurring charges

Fees

Annual Fee (2st Year)

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

Late Payment Fee

$100

Annual Fee (3st Year)

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

More Info

If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied

Annual Fee Ongoing

Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30

Interest Rates

Purchases Introductory

20.90%

Cash Advance

26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

20.90%

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$42,000.00
Min Age	21

See All Details

Standard Chartered Unlimited Cashback Credit Card

Get up to $80 cashback when you apply

Up to 50% off Fullerton dining through April 2020

1.5% cashback with no cap or minimum spend

Up to 50% dining at Fullerton Hotels

Up to 5% cashback with linked Unlimited$aver savings account

Promotions

Must be a new credit cardholder. Existing Standard Chartered cardholders can earn up to $20 cashback

50% dining at Fulleton Hotel Singapore and Fullerton Bay Hotel Singapore

Dining

Up to 50% Fullerton dining specials through April 2020

Cash Back

1.5% back on all purchases

Min Cashback Rate

1.50%

Max Cashback Rate

1.50%

Fees

Late Payment Fee

$80

Annual Fee (3st Year)

$192.60

More Info

$80 fee plus 28% interest on outstanding balance

Annual Fee Ongoing

$192.60

Interest Rates

Purchases Introductory

26.90%

Cash Advance

0.077% daily plus 6% or $15, whichever is greater

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

0% for 6 months

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$60,000.00
Min Age	21

See All Details

Standard Chartered SingPost Spree Credit Card

Get up to $80 cashback when you apply

30% off shipping fees for standard air shipment to Singapore with vPost and receive a free voucher

Up to $60 cashback monthly

Earn 3% cashback on all online spend in foreign currency and vPost spend

Earn 2% cashback on all online spend in local currency, all contactless and mobile payments

Promotions

Must be a new credit cardholder. Existing Standard Chartered cardholders can earn up to $20 cashback.

Up to 19.7% savings on Caltex petrol purchases

While supplies last

Petrol

Up to 19.7% savings at Caltex

Online Shopping

3% back on online spend in foreign currency

3% back on vPost transactions

2% back on online spend in local currency

Overseas Spending

3% back on online spend in foreign currency

Cash Back

3% back on online foreign spend and vPost transactions

2% back on online spend in local currency and contactless or mobile payments

1% on all other retail spend

Min Cashback Rate

1.00%

Max Cashback Rate

Max Qualifying Spend

$6,000

Max Cashback in Month

$60

Fees

Late Payment Fee

$80

Annual Fee (3st Year)

$192.60

More Info

$80 fee plus 28% interest on outstanding balance

Annual Fee Ongoing

$192.60

Interest Rates

Purchases Introductory

26.90%

Cash Advance

0.077% daily plus 6% or $15, whichever is greater

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

0% for 6 months

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$60,000.00
Min Age	21

See All Details

Standard Chartered Rewards+ Credit Card

$100 cashback for new cardholders

Earn up to 10x rewards points on purchases

Up to 10x rewards points on overseas purchases

Up to 5x rewards points on local dining purchases

Travel medical insurance up to $500,000

Promotions

Must not have any existing or previously canceled Standard Chartered credit cards in the last 12 months

Earn 10x points per $1 in overseas currency spend for retail, dining and travel

Miles/Travel

Up 10x rewards for on overseas travel purchases

Complimentary travel medical insurance up to $500,000

Live the Good Life every day travel discounts

Petrol

Up to 20% savings at Caltex

Online Shopping

Up to 10x rewards points on overseas shopping

Live the Good Life every day shopping discounts

1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes

Overseas Spending

Up to 10x rewards spent in foreign currency on travel, dining and retail

Dining

Up to 10x rewards points on overseas dining

Up to 5x rewards points on local dining

Live the Good Life every day dining discounts

Cash Back

Live the Good Life every day discounts at 3,000 outlets in Asia

Min Cashback Rate

1.00%

Max Cashback Rate

10%

Fees

Late Payment Fee

$80

Annual Fee (3st Year)

$192.60

More Info

$80 fee plus 28% interest on outstanding balance

Annual Fee Ongoing

$192.60

Interest Rates

Purchases Introductory

26.90%

Cash Advance

0.077% daily plus 6% or $15, whichever is greater

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

0% for 6 months

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$60,000.00
Min Age	21

See All Details

Citi Cash Back+ Credit Card

Welcome gift of 4.5% cash back

No cap on cash back earned

Earn 1.6% cash back on all spend

Earn unlimited cash back

Citi World Privileges discounts in over 95 countries

Promotions

Get 4.5% cash back on up to $5,000 spent in the first 3 months

Earn unlimited 1.6% cash back on all purchases

Miles/Travel

Citi World Privileges discounts locally and in 95 countries

Petrol

Up to 14% savings at Esso and Shell

Online Shopping

1.6% cash back on all purchases

Overseas Spending

1.6% cash back on all foreign spend

Dining

20% off total food bill at Prego

$10 return voucher with any spend at Beauty in the Pot

1.6% back on all dining

Cash Back

Earn 1.6% back on all purchases

No minimum spend to earn cash back

Earn unlimited cash back

Min Cashback Rate

1.60%

Max Cashback Rate

Fees

Annual Fee (2st Year)

$192.60

Late Payment Fee

$100

Annual Fee (3st Year)

$192.60

More Info

$100 if the minimum payment is not received by the payment due date

Annual Fee Ongoing

$192.60

Interest Rates

Purchases Introductory

20.90%

Cash Advance

26.90%

Purchases Ongoing

26.90%

Interest Free Period (days)

Balance Transfer

Introductory

20.90%

Ongoing

26.90%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$42,000.00
Min Age	21

See All Details

View More Cards

Find & Compare the Best Credit Cards in Singapore

Categories

Cashback

Dining

Luggage

Miles

No Annual Fee

Online Shopping

Overseas Spending

Petrol

Promotions

Student

Banks

Credit Cards

Flags

UOB YOLO

Promotions

Miles/Travel

No Annual Fee

Online Shopping

Dining

Student

HSBC Visa Platinum Credit Card

Promotions

No Annual Fee

Petrol

Online Shopping

Overseas Spending

Dining

Luggage

OCBC 365 Credit Card

Promotions

Miles/Travel

No Annual Fee

Petrol

Online Shopping

Dining

Student

UOB PRVI Miles American Express Card

Promotions

Miles/Travel

Online Shopping

Overseas Spending

Dining

UOB One Card

Promotions

Miles/Travel

Petrol

Online Shopping

Dining

Maybank Horizon Visa Signature Card

Promotions

Miles/Travel

Petrol

Overseas Spending

Dining

KrisFlyer UOB Credit Card

Promotions

Miles/Travel

Online Shopping

Dining

UOB Preferred Platfinum Visa Card

Promotions

Miles/Travel

Online Shopping

Dining

UOB Reserve Card

DBS NUS Alumni Card

Promotions

Miles/Travel

Petrol

Dining

Citibank SMRT Card

Promotions

Miles/Travel

Petrol

Online Shopping

Dining

Citi Rewards Card

Promotions