Find & Compare the Best Credit Cards in Singapore

CompareCreditCards,sg is the best free and independent Credit Card Comparison platform in Singapore. Compare Credit Cards helps you to quickly find and compare the Best Credit Cards in Singapore for you which offer the lowest rates, most cash back or other promotional rewards. Start finding the best credit cards and start saving money today!

Banks

Credit Cards

UOB YOLO

Up to $250 cash credit when you apply for a new credit card

8% cashback on Grab, Dining and Entertainment spend

3% cashback on Online Fashion and Travel spend

Up ti 3.88% P.A. interest rates with UOB One Account

Cash Back
Promotions
Spend a minimum of $1,500 within the first 30 days of their new card approval

No Annual Fee
First 1 year card fee waived 1st Supplementary Card — Free for life

Online Shopping
3% - 8% cashback for Online Fashion Shopping Online Fashion Transaction means the card transaction made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies

Dining
3% to 8% Cashback
Student
3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)

Up to 8% back on weeknd Grab, dining & entertainment (local & overseas) 3% cashback on weekday Grab, dining, entertainment, online fashion, and travel 0.3% back on all non-bonus spend
Min Cashback Rate	0.30%	Min Qualifying Spend	$600
Max Cashback Rate	8%	Max Qualifying Spend	$1,200
Max Cashback in Month	$60
Fees
Annual Fee (1st Year)	$0.00	Late Payment Fee	$100
More Info	Subject to minimum $2.50 finance charge	Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	25.90%	Cash Advance	28% per annum on all outstanding on the cash advance amount, calculated on a dailybasis, from the date of the cash advance until the date the outstanding is paid in full
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

HSBC Visa Platinum Credit Card

Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations

Purchases Intro 25.90% Fee Year 1 $192.60 Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $192.60 Min Income $30,000

Fees
Promotions
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

No Annual Fee
Annual fee is waived for the first two years from the date the HSBC Revolution credit card or HSBC Visa Platinum credit card is issued To qualify for the subsequent annual fee waiver, a minimum annual spending of $12,500 must be made on your respective credit card account
Petrol
5% cash rebate on fuel Petrol Merchants refer to Caltex and Shell service stations in Singapore with MCC= 5541 Service Stations

Dining
5% Cashback on Dining
Student
5% cashback on groceries as accepted merchants "Groceries Merchants" refer to all merchants in Singapore that have their main business activities classified as grocery stores and supermarkets (MCC=5411)
Luggage
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

Min Cashback Rate	5%	Min Qualifying Spend	$600
Max Cashback Rate	5%	Max Cashback in Month	$83
Annual Fee (1st Year)	$192.60	Waived Minimum Spend	$12,000
Late Payment Fee	6% with a minimum $15.00 fee plus 28% p.a.	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	20

OCBC 365 Credit Card

Get $40 cashback when you sign up!

Get $50 cash rebate upon approval. No minimum spend required Apply online by 31 July 2019!

Fees
Promotions
Get $40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer. Get $50 cash rebate upon approval. No minimum spend required Apply online by 31 July 2019!
Miles/Travel
$500,000 Complementary Travel Insurance
No Annual Fee
Annual fee is waived for the first two years from the date
Petrol
5% cashback on fuel spend at all other petrol service stations. Up to 20.4% Fuel savings at Esso (Till 30 June 2019)

Dining
6% Cashback on Dining Local and overseas dining, every day Online food delivery
Student
3% Cashback on local and overseas groceries! 3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA) Local and overseas taxi (e.g. ComfortDelGro)


Min Cashback Rate	0.30%	Min Qualifying Spend	$800
Max Cashback Rate	6%	Max Cashback in Month	$80
Annual Fee (1st Year)	$192.60	Waived Minimum Spend	$12,000
Late Payment Fee	$100	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	26.88%	Cash Advance	6% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing	26.88%	Interest Free Period (days)	20
Balance Transfer
Ongoing	5.34% p.a for 6 months and 5.20% for 12 months

UOB PRVI Miles American Express Card

Up to 12,000 Welcome Miles

Up to 7 miles for every $1 spent

Up to 7 miles per $1 on travel purchases

Up to 3 miles per $1 spent on Grab.

Earn 2.4 miles per $1 spent overseas and 1.4 miles per $1 spent locally.

Cash Back
Promotions
Be the first 2,000 cardmembers with a minimum spend of $4,000 within the first 60 days of new card approval Earn up to 7 miles per $1 spent on airline and hotel bookings through Agoda, Expedia, and UOB Travel. This current promotion is valied from 1 April 2019 to 30 June 2019.
Miles/Travel
Earn up to 13 miles on travel purchases. Must open a KrisFleyer UOB account to earn 6 miles per $1 spent. Then use PRVU Card to earn the remaining 7 miles per $1 on select travel purchases. Up to 2 transfers to Chiangi airport per quarter. Must maintain at least $1,000 foreign spend in the same quarter to qualify. Get 20,000 bonus miles every year with minimum $50,000 annual card spend. Flexible redemption options. Can redeem miles at over 40 airlines.

Online Shopping
Earn 1.4 miles per $1 spent on all local purchases.
Overseas Spending
Earn 2.4 miles per $1 on all overseas spending.
Dining
Earn 3 miles per $1 spent at Grab.

Up to $10 cash rebate on contactless payments. Valid from 11 June 2019 to 30 November 2019 but limited to the first 15,0000 registered Cardmembers.
Min Cashback Rate	$0	Min Qualifying Spend	$1
Max Cashback Rate	$10	Max Qualifying Spend	$10
Max Cashback in Month	$10
Fees
Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$50,000
Annual Fee (2st Year)	$256.80 for principal card. First two supplementary cards are free then 128.40 per card	Late Payment Fee	$100
Annual Fee (3st Year)	$256.80 for principal card. First two supplementary cards are free then 128.40 per card	More Info	$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing	$256.80 for principal card. First two supplementary cards are free then 128.40 per card
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

UOB One Card

Receive up to $250 when you apply for UOB One Card

Earn up to 3.88% p.a. interest on a UOB One Account

Spend $500, $1000, or $2000 per month (minimum 5 purchases) and get a $50, $100, or $300 quarterly cash rebate

Get up to 10% rebate on Grab transactions

Get up to 6% rebate on Singapore Power utlilies bill

Cash Back
Promotions
Get $150 cash credit when applying for UOB One Card between 1 Jun and 31 October 2019 and spend $1,500 within 30 days of approval (limited to the first 1,000 people) and a $100 cash credit when opening a UOB One Account (limited to the first 200 new UOB Deposits customers) Spend $500 on UOB One Card and credit your salary or perform 3 GIRO transactions to qualify for interest rate up to 3.88% p.a. UON One Account deposits
Miles/Travel
Up to 12 free rides for new SimplyGo users

Petrol
Up to 20.8% savings at Shell
Online Shopping
Up to 10% back on Grab purchases when you qualify for the quarterly bonus. Otherwise, all purchases earn 5% back. Up to 10% back at select SMART Rebate partners

Dining
Up to 10% back on Grab purchases when you qualify for the quarterly bonus Non-bonus dining earns 5% back

Earn up to $300 quarterly cash rebate by spending at least $2,000 monthly with minimum 5 purchases Get an additional 10% on Grab purchases when qualify for quarterly cash rebate (up to $2,400 annually) Up to 10% rebate on select purchases with UOB SMART Programme
Min Cashback Rate	0.00%	Min Qualifying Spend	$500 monthly (minimum 5 purchases)
Max Cashback Rate	10%	Max Qualifying Spend	$2,000 monthly (minimum 5 purchases)
Max Cashback in Month	$300 quarterly cash rebate
Fees
Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$12,000
Annual Fee (2st Year)	$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.	Late Payment Fee	$100
Annual Fee (3st Year)	$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.	More Info	$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing	$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

Maybank Horizon Visa Signature Card

Get $100 cash credit with Maybank credit cards and Creditable

Earn up to 8X TREATS points (3.2 air miles) per $1 spent

Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel

Qualify for the Maybank Save Up Program by owning this card and earn up to 3% p.a. interest

Fees
Promotions
Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of $800 within the first two months of approval to receive $100 Cash Credit
Miles/Travel
8x points on Singapore restaurant dining, petrol in Singapore, transport in Singapore, and Agoda.com hotel bookings 5x points on airline ticket purchases, travel packages, and foreign currency transactions Must spend minimum $300 monthly to earn 5x or 8x points Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel

Petrol
8x points on all petrol purchases in Singapore, plus prevailing station discounts

Overseas Spending
Earn 5x points (2 air miles) on foreign currency transactions. Applies to treveling abroad and online-based purchases.
Dining
Earn 8x points on restaurant dining in Singapore


Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$12,000
Annual Fee (2st Year)	$0.00	Late Payment Fee	5% of minimum payment due or $80, whichever is higher
Annual Fee (3st Year)	$0.00	More Info	$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing	$180.00
Interest Rates
Purchases Introductory	25.90%	Cash Advance	5% or minimum $15, whichever is higher
Purchases Ongoing	25.90%	Interest Free Period (days)	20

KrisFlyer UOB Credit Card

Up to 12,000 KrisFlyer miles or a return ticket for new UOB Credit Cardmembers

Up to 5,000 KrisFlyer miles for existing UOB Credit Cardmembers

Earn 3 KrisFlyer miles per $1 spent on Singapore Airlines, SilkAir, Scoot and KrisShop purchases

Earn up to 3 KrisFlyer miles on everyday spend with $500 minimum spend

Exclusive airline privileges

Purchases Intro 25.90% Fee Year 1 $0 for principal card. First supplementary card is free then $96.30 per additional card Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0 for principal card. First supplementary card is free then $96.30 per additional card Min Income $30,000

Fees
Promotions
Spend $2,000 within first 60 days of card open date Make one transaction of at least $5 within first 60 days
Miles/Travel
3x KrisFlyer miles on Singapore Airlines, SilkAir, Scoot and KrisShop purchases Up to 3x KrisFlyer miles on everyday spend categories with minimum $500 annual spend on Singapore Airlines group 1.2x miles on other spend

Online Shopping
Up to 3 miles per $1 spent

Dining
Up to 3x miles for online or local dining spend


Annual Fee (1st Year)	$0 for principal card. First supplementary card is free then $96.30 per additional card	Annual Fee (2st Year)	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Late Payment Fee	$100 per month	Annual Fee (3st Year)	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.
More Info	$100 per month plus 25.9% p.a. interest	Annual Fee Ongoing	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

UOB Preferred Platfinum Visa Card

Get up to $250 when you apply

Up to 30% off on sleect foreign travel

Earn 10x UNI$ for online purchases

Earn 10x UNI$ for contactless transactions

Earn rebates at UOB Smart% Programme partners

Purchases Intro 25.90% Fee Year 1 $0 for first and second card then $96.30 per each additional card Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0 for first and second card then $96.30 per each additional card Min Income $30,000

Cash Back
Promotions
Spend minimum $1,500 in the first 30 days to earn $150 and make a qualifying UOB One account deposit to earn another $100 UOB Privileges Passport offers spend discounts at select partners
Miles/Travel
Points are redeemable for air miles at 4 miles per $1

Online Shopping
10x miles for onlin shopping and food delivery

Dining
10x miles for fast food delivery order online Over 100 buffett specials and thousands of treats islandwide

10x UNI$ per $5 spent on online shopping and entertainment and contactless transactions Earn UOB SMART$ at over 300 outlets
Min Cashback Rate	1	Max Cashback Rate	10
Max Cashback in Month	UNI$2000
Fees
Annual Fee (1st Year)	$0 for first and second card then $96.30 per each additional card	Waived Minimum Spend	UNI$4800
Annual Fee (2st Year)	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.	Late Payment Fee	$100 per month
Annual Fee (3st Year)	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.	More Info	$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

UOB Reserve Card

5.34% p.a for 6 months and 5.20% for 12 months

Invite-Only Card

Fees


Annual Fee (1st Year)	$3,852.00	Annual Fee (2st Year)	$3,852.00
Annual Fee (3st Year)	$3,852.00	Annual Fee Ongoing	$3,852.00
Interest Rates
Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

HSBC Advance Credit Card

Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback

One-time promotional rate of 1.68% p.a. for 6-month balance transfers

Up to 3.5% cashback on all purchases

No minimum spend required

1 year annual fee waiver (perpetually waived for HSBC Advance banking customers)

Purchases Intro 25.90% Fee Year 1 $0.00 Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0.00 Min Income $30,000

Cash Back
Promotions
Must spend $800 within qualifying period All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm

No Annual Fee
Maintain an Advance Banking relationship to perpetually waive the annual fee

Luggage
Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period
1.5% cashback on all purchases when you spend $2,000 and below 2.5% cashback on all purchases when you spend above $2,000 HSBC Advance banking customers enjoy an exclusive additional 1% cashback (up to 3.5% back)
Min Cashback Rate	0.03%	Min Qualifying Spend	$0
Max Cashback Rate	3.50%
Fees
Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$12,500 or maintain Advance Banking Relationship
Annual Fee (2st Year)	$192.60	Late Payment Fee	$55
Annual Fee (3st Year)	$192.60	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	20
Balance Transfer
Introductory	1.68% for 6 months	Ongoing	28%

HSBC Revolution Credit Card

Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback

One-time promotional rate of 1.68% p.a. for 6-month balance transfers

5x rewards points on dining, entertainment, and online spending

No minimum spend required

2 years' annual fee waiver

Purchases Intro 25.90% Fee Year 1 $0.00 Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0.00 Min Income $30,000

Cash Back
Promotions
Must spend $800 within qualifying period All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm
Miles/Travel
5x points are worth 2 air miles

Online Shopping
5x points on online purchases

Dining
5x points on local dining (excludes dining merchants within hotels)

Luggage
Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period
5x points on dining, entertaininment, and online spending 1x points for non-bonus spend
Min Cashback Rate	1%	Min Qualifying Spend	$0
Max Cashback Rate	5%
Fees
Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$12,500
Annual Fee (2st Year)	$0.00	Late Payment Fee	$55
Annual Fee (3st Year)	$160.50	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$160.50
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	20
Balance Transfer
Introductory	1.68% for 6 months	Ongoing	28%

Citibank SMRT Card

Apply and get up to $120 savings as you spend

Up to 2% savings on EZ-Reload

5% savings on groceries, fast food, movies and coffee

3% savings on online shopping

Redeem your SMRT$ for cash rebate or vouchers

Cash Back
Promotions
Spend $1200 in the three months Get 2% back on monthly SimplyGo transactions above $300.
Miles/Travel
Up to 2% savings on SimplyGo transactions

Petrol
Up to 14% fuel savings at Esso and Shell
Online Shopping
3% savings on online spend Up to $7 at Shopee Up to 20% off at EAMart

Dining
5% savings on fast food and coffee Dining deals with Citibank Gourmet Pleasures

5% savings on groceries, fast food, movies and coffee 3% savings on online shopping 2% savings on EZ-Reload transactions
Min Cashback Rate	1.70%	Min Qualifying Spend	$300
Max Cashback Rate	5%
Fees
Late Payment Fee	$100	Annual Fee (3st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied	Annual Fee Ongoing	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Rewards Card

Welcome gift of 30,000 Citi ThankYou Points as you spend

Up to 10x rewards points per $1 spent

10x rewards for online and retail spending

Redeem your points for absolutely anything through Citi ThankYou Rewards

Get deals and discounts locally & in 95 other countries

Cash Back
Promotions
Spend $3000 in the first 3 months Up to 10,000 bonus points on local or online retail spend each month, excludes mobile wallet and travel purchases
Miles/Travel
10x rewards on rides with Grab, ComfortDelGoro, Gojek and others Complimentary travel insurance with airfare purchases

Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
Up to 10x rewards on online spend 10x rewards for purchases at Lazada, Qoo10, TANGS and more. 10x rewards for online grocery orders

Dining
10x rewards on online food delivery 20% off total food bill at Prego

10x rewards on retail spending and most online purchases 10x rewards on rideshares 1x rewards on everything else
Min Cashback Rate	1.00%	Max Cashback Rate	10%
Max Qualifying Spend	$1,000 for 10x bonus points
Fees
Late Payment Fee	$100	Annual Fee (3st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied	Annual Fee Ongoing	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi PremierMiles Visa Card

Welcome gift of 37,300 Citi Miles

Welcome gift of 10,000 Citi Miles

Earn 2 Citi Miles on foreign currency spend

Earn 1.2 Citi Miles on local spend

Earn up to 10 Citi Miles per $1 spent on online travel bookings

Fees
Promotions
Spend $9,000 within 3 months to earn 37,300 Citi Miles Spend $3,000 within 3 months to earn 10,000 Citi Miles Can only qualify for either 10,000 bonus miles or 37,300 bonus miles
Miles/Travel
Earn up to 10 Citi Miles per $1 spent on online travel bookings 2 complimentary Priority Pass visits per calendar year 1 Citi Mile = 1 mile with Krisflyer, Asia Miles, Qantas and other airlines’ frequent flyer and hotel loyalty programs
No Annual Fee
No annual fee for supplementary cards. No annual fee for supplementary cards.
Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
1.2 Citi Miles for local online purhcases
Overseas Spending
2 Citi Miles per $1 in foreign currency transactions
Dining
1.2 Citi Miles on local dining spend 2 Citi Miles on foreign dining spend


Annual Fee (2st Year)	$192.60	Late Payment Fee	$100
Annual Fee (3st Year)	$192.60	More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Cashback Card

Welcome gift of $120 cashback

Up to 20.88% fuel savings

8% cashback on dining, groceries, and petrol

Up to 20.88% fuel savings at Esso and Shell

0.25% cashback on all non-bonus spend

Cash Back
Promotions
Spend $1200 in the first 3 months to earn $120 bonus cash Up to 20.88% fuel savings at Esso and Shell
Miles/Travel
Up to $1 million in travel insurance on travel ticket purchases

Petrol
8% cashback on petrol (up to $25 per month)
Online Shopping
0.25% back on purchases
Overseas Spending
8% back on dining worldwide 8% back on groceries worldwide 8% back on petrol purchases worldwide
Dining
8% cashback on dining (up to $25 bonus cash) $10 return voucher at Soup Restaurant $10 return voucher at Paradise Group of Restaurants

8% cashback on dining, groceries, and petrol (up to $25 bonus cash per category) 0.25% on all non-bonus purchases (no cap)
Min Cashback Rate	0.25%	Min Qualifying Spend	$888
Max Cashback Rate	8%	Max Qualifying Spend	$1200 ($400 per bonus category)
Fees
Annual Fee (2st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30	Late Payment Fee	$100
Annual Fee (3st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30	More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied
Annual Fee Ongoing	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Prestige Credit Card

Welcome gift of 62,500 Citi ThankYou Points

or Gadget Welcome Gift

5 ThankYou points on foreign spend and 3.25 ThankYou points on everything else

Complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort

Unlimited complimentary access to Priority Pass airport lounges, eight complimentary one-way airport limousine transfers

Purchases Intro 20.90% Fee Year 1 $535.00 Min Income $120,000

More Details

Purchases Intro 20.90% Fee Year 1 $535.00 Min Income $120,000

Fees
Promotions
Receive 62,500 bonus points when you pay $535 annual fee Receive a tablet or Dyson Supersonic Hairdryer HD03 Annual fee is $535 for principal card. No annual fee for supplementary card.
Miles/Travel
5x ThankYou points (2 miles) per $1 spent overseas 3.25 ThankYou points (1.3 miles) per $1 on all local spend Unlimited complimentary access to hundreds of Priority Pass airport lounges, eight complimentary one-way airport limousine transfers

Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
10% off at In Good Company 3.25 ThankYou points per $1 on local spend
Overseas Spending
5 ThankYou points per $1 on overseas spend
Dining
Up to 20% off at select restaurants


Annual Fee (1st Year)	$535.00	Late Payment Fee	$100
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied	Annual Fee Ongoing	$535.00
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Clear Card

Welcome gift of $20 cashback

Exclusive dining deals

Earn 1X Point for every $1 spend

No minimum income

Use your points to pay for any purchase

Cash Back
Promotions
Spend $50 in the first month Special discounts at select dining partners No minimum income required
Miles/Travel
Up to 10% back for hotel bookings at Booking.com

Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
10% off at Love and Bravery Exclusive online shopping deals 1x points on online purchases
Overseas Spending
1x points on overseas purchases Discounts in 90 other countries
Dining
Discounts at over 1,000 dining partners
Student
No minimum income required Tertiary students can apply Can apply at age 18 with parent's permission

1x points per $1 spent
Min Cashback Rate	1%	Max Cashback Rate	1%
Fees
Annual Fee (2st Year)	$29.96	Late Payment Fee	$40
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $40 will be levied	Annual Fee Ongoing	$29.96
Interest Rates
Purchases Introductory	28.00%	Cash Advance	28% plus $15 or 6% of amount withdrawn, whichever is greater.
Purchases Ongoing	28.00%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi M1 Card

Up to $200 cash back for new-to-bank customers

Up to $50 cash back for existing-to-bank card customers

Earn up to 10% Citi M1 Rebate on your M1 recurring bills

Earn up to 1% Citi M1 Rebate on purchases at M1 Shops

Waiver of activation fee for Data Passport

Cash Back
Promotions
New-to-Bank Card Customer can get $200 cash back by spending $1,000 in the first 3 months Existing bank customers get $50 cash back after spending $1,000 in the first 3 months Up to 10% off M1 recurring bills
Miles/Travel
Can convert M1 Rebate into KrisFlyer Miles

Petrol
Up to 14% fuel savings at Esso and Shell
Online Shopping
10% off device accessories at M1 Shops 10% off M1 recurring bills Redeem M1 Rebate for M1 bills and retail purchases

Dining
20% off total food bill at Prego 1-for-1 weekday buffet lunch at Plate

10% on M1 recurring bills 1% on purchases at M1 Shops 0.3% on retail transactions
Min Cashback Rate	0.30%	Max Cashback Rate	10%
Max Qualifying Spend	$300 for M1 recurring charges	Max Cashback in Month	Up to $30 for M1 recurring charges
Fees
Annual Fee (2st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30	Late Payment Fee	$100
Annual Fee (3st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30	More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied
Annual Fee Ongoing	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Standard Chartered Unlimited Cashback Credit Card

Get up to $80 cashback when you apply

Up to 50% off Fullerton dining through April 2020

1.5% cashback with no cap or minimum spend

Up to 50% dining at Fullerton Hotels

Up to 5% cashback with linked Unlimited$aver savings account

Cash Back
Promotions
Must be a new credit cardholder. Existing Standard Chartered cardholders can earn up to $20 cashback 50% dining at Fulleton Hotel Singapore and Fullerton Bay Hotel Singapore

Dining
Up to 50% Fullerton dining specials through April 2020

1.5% back on all purchases
Min Cashback Rate	1.50%	Max Cashback Rate	1.50%
Fees
Late Payment Fee	$80	Annual Fee (3st Year)	$192.60
More Info	$80 fee plus 28% interest on outstanding balance	Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	26.90%	Cash Advance	0.077% daily plus 6% or $15, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	22
Balance Transfer
Introductory	0% for 6 months	Ongoing	26.90%

Standard Chartered SingPost Spree Credit Card

Get up to $80 cashback when you apply

30% off shipping fees for standard air shipment to Singapore with vPost and receive a free voucher

Up to $60 cashback monthly

Earn 3% cashback on all online spend in foreign currency and vPost spend

Earn 2% cashback on all online spend in local currency, all contactless and mobile payments

Cash Back
Promotions
Must be a new credit cardholder. Existing Standard Chartered cardholders can earn up to $20 cashback. Up to 19.7% savings on Caltex petrol purchases While supplies last

Petrol
Up to 19.7% savings at Caltex
Online Shopping
3% back on online spend in foreign currency 3% back on vPost transactions 2% back on online spend in local currency
Overseas Spending
3% back on online spend in foreign currency

3% back on online foreign spend and vPost transactions 2% back on online spend in local currency and contactless or mobile payments 1% on all other retail spend
Min Cashback Rate	1.00%	Max Cashback Rate	3%
Max Qualifying Spend	$6,000	Max Cashback in Month	$60
Fees
Late Payment Fee	$80	Annual Fee (3st Year)	$192.60
More Info	$80 fee plus 28% interest on outstanding balance	Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	26.90%	Cash Advance	0.077% daily plus 6% or $15, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	22
Balance Transfer
Introductory	0% for 6 months	Ongoing	26.90%

View More Cards

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