Up to $230 cash + bonus 10% cashback on online spend (cap at $40)
  Up to 8% Cashback on Dining, Entertainment, Grab & UOB Travel spend
  No annual fee first year
  8% cashback on Grab, Dining and Entertainment spend
  3% cashback on Online Fashion and Travel spend

  • 25.90% Purchases Intro
  • $0.00 Fee Year 1
  • $30,000 Min Income


  Apply for a UOB YOLO Card from 16 March to 30 June 2020, complete SMS registration and spend a minimum of S$600 within 30 days from the card approval date. Subject to a cashback cap of $40.
  Minimum spend of $600 per statement month is required for additional cashback (8% and 3%). Total cashback is capped at $60 per month
  Cardmembers will earn 0.3% cashback on all spend


  Agoda: 7% off accommodation bookings (untill 31 Dec 2020)
  Booking.com: Up to 10% cashback on accommodation bookings (until 1 July 2020)

No Annual Fee

  First 1 year card fee waived
  1st Supplementary Card — Free for life

Online Shopping

  3% - 8% cashback for Online Fashion Shopping
  Online Fashion Transaction means the card transaction is made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies


  Up to 8% Cashback on dining
  Ash & Elm, Intercontinental; 20% off total bill (until 31 Dec 2020)
  Cherry Garden, Mandarin Oriental: 15% off total bill (excluding weekend dim sum) until 30 Dec 2020


  3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)

Card Essentials
Issuer Visa
Bank UOB
Type Secured Credit Card
Cash Back
  Up to 8% back on weekend Grab, dining & entertainment (local & overseas)
  3% cashback on weekday Grab, dining, entertainment, online fashion, and travel
  0.3% back on all non-bonus spend

Min Cashback Rate 0.30%
Min Qualifying Spend $600
Max Cashback Rate 8%
Max Qualifying Spend $1,200
Max Cashback in Month $60
Annual Fee (1st Year) $0.00
Late Payment Fee $100
More Info Subject to minimum $2.50 finance charge
Annual Fee Ongoing Principal Card annual fee : $192.60 First Supplementary Card: Free Second Supplementary Card: $96.30
Interest Rates
Purchases Introductory 25.90%
Cash Advance 28% per annum on all outstanding on the cash advance amount, calculated on a daily basis, from the date of the cash advance until the date the outstanding is paid in full
Purchases Ongoing 25.90%
Interest Free Period (days) 21
Balance Transfer
Introductory 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing 28%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Fixed Security Deposit $10,000.00
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $40,000.00
Fixed Security Deposit $10,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website
Provider Terms & Conditions