Up to $250 cash credit when you apply for a new credit card
  8% cashback on Grab, Dining and Entertainment spend
  3% cashback on Online Fashion and Travel spend
  Up ti 3.88% P.A. interest rates with UOB One Account

  • 25.90% Purchases Intro
  • $0.00 Fee Year 1
  • $30,000 Min Income


  Spend a minimum of $1,500 within the first 30 days of their new card approval

No Annual Fee

  First 1 year card fee waived
  1st Supplementary Card — Free for life

Online Shopping

  3% - 8% cashback for Online Fashion Shopping
  Online Fashion Transaction means the card transaction made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies


  3% to 8% Cashback


  3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)

Card Essentials
Issuer Visa
Bank UOB
Type Secured Credit Card
Cash Back
  Up to 8% back on weeknd Grab, dining & entertainment (local & overseas)
  3% cashback on weekday Grab, dining, entertainment, online fashion, and travel
  0.3% back on all non-bonus spend

Min Cashback Rate 0.30%
Min Qualifying Spend $600
Max Cashback Rate 8%
Max Qualifying Spend $1,200
Max Cashback in Month $60
Annual Fee (1st Year) $0.00
Late Payment Fee $100
More Info Subject to minimum $2.50 finance charge
Annual Fee Ongoing $192.60
Interest Rates
Purchases Introductory 25.90%
Cash Advance 28% per annum on all outstanding on the cash advance amount, calculated on a dailybasis, from the date of the cash advance until the date the outstanding is paid in full
Purchases Ongoing 25.90%
Interest Free Period (days) 21
Balance Transfer
Introductory 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing 28%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Fixed Security Deposit $10,000.00
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $30,000.00
Fixed Security Deposit $10,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website
Provider Terms & Conditions