Student Credit Cards in Singapore
Compare a range of credit cards that are offered primarily for students or people establishing their credit. These cards typically have lower fees by reduced rewards and perks.
Up to $250 cash credit when you apply for a new credit card
8% cashback on Grab, Dining and Entertainment spend
3% cashback on Online Fashion and Travel spend
Up ti 3.88% P.A. interest rates with UOB One Account
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Spend a minimum of $1,500 within the first 30 days of their new card approval
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
Up to 8% back
on weeknd Grab, dining
& entertainment
(local & overseas)
3% cashback on weekday Grab, dining, entertainment, online fashion, and travel
0.3% back on all non-bonus spend
Min Cashback Rate: 0.30%
Max Cashback Rate: 8%
Min Qualifying Spend: $600
Max Qualifying Spend: $1,200
Max Cashback in Month: $60
No Annual Fee
First 1 year card fee waived
1st Supplementary Card — Free for life
Online Shopping
3% - 8% cashback for Online Fashion Shopping
Online Fashion Transaction means the card transaction made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies
Dining
3% to 8% Cashback
Student
3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $30,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Secured Credit Card
Bank: UOB
Type: Secured Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 28% per annum on all outstanding on the cash advance amount, calculated on a daily basis, from the date of the cash advance until the date the outstanding is paid in full
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 28% per annum on all outstanding on the cash advance amount, calculated on a daily basis, from the date of the cash advance until the date the outstanding is paid in full
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Ongoing: $192.60
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations
Purchases Intro: 25.90%
Fee Year 1: $192.60
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $192.60
Min Income: $30,000
Promotions
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Cash Back
Min Cashback Rate: 5%
Max Cashback Rate: 5%
Min Qualifying Spend: $600
Max Cashback in Month: $83
No Annual Fee
Annual fee is waived for the first two years from the date the HSBC Revolution credit card or HSBC Visa Platinum credit card is issued
To qualify for the subsequent annual fee waiver, a minimum annual spending of $12,500 must be made on your respective credit card account
Petrol
5% cash rebate on fuel
Petrol Merchants refer to Caltex and Shell service stations in Singapore with MCC= 5541 Service Stations
Dining
5% Cashback on Dining
Student
5% cashback on groceries as accepted merchants
"Groceries Merchants" refer to all merchants in Singapore that have their main business activities classified as grocery stores and supermarkets (MCC=5411)
Luggage
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $30,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: 6% with a minimum $15.00 fee plus 28% p.a.
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: 6% with a minimum $15.00 fee plus 28% p.a.
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Get $40 cashback when you sign up!
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019!
Purchases Intro: 26.88%
Fee Year 1: $192.60
Min Income: $30,000
Purchases Intro: 26.88%
Fee Year 1: $192.60
Min Income: $30,000
Promotions
Get $40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer.
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019!
Balance Transfer
Ongoing: 5.34% p.a for 6 months and 5.20% for 12 months
Cash Back
Min Cashback Rate: 0.30%
Max Cashback Rate: 6%
Min Qualifying Spend: $800
Max Cashback in Month: $80
Miles/Travel
$500,000 Complementary Travel Insurance
No Annual Fee
Annual fee is waived for the first two years from the date
Petrol
5% cashback on fuel spend at all other petrol service stations.
Up to 20.4% Fuel savings at Esso (Till 30 June 2019)
Dining
6% Cashback on Dining
Local and overseas dining, every day
Online food delivery
Student
3% Cashback on local and overseas groceries!
3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA)
Local and overseas taxi (e.g. ComfortDelGro)
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Get $10 off your foodpanda order
No annual fees for 5 years
0.3% back on all spend
No annual fee for five years
Use the same card for your bus/train rides and ATM withdrawals
Purchases Intro: 26.8% (Minimum charge: $2.50)
Purchases Intro: 26.8% (Minimum charge: $2.50)
Promotions
From now till 31 December 2019, get $10 off your foodpanda order when you spend a minimum of $150 anywhere within 30 days from card approval date
Annual fee waived for 5 years and no minimum annual income requirement
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
0.3% back on all spend
Min Cashback Rate: 0.30%
Max Cashback Rate: 0.30%
Min Qualifying Spend: $0
No Annual Fee
Annual fee waived for first 5 years
Dining
Discount promo codes with select retailers
Student
Annual fee waived for first 5 years
No income requirement
$500 credit limit with no minimum spend
Eligibility Criteria
Citizen/Permanent Resident
Min Age: 18
Card Essentials
Issuer: Visa
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Ongoing: $192.60
Waived Minimum Spend: Waived for first 5 years
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Waived Minimum Spend: Waived for first 5 years
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Welcome gift of $20 cashback
Exclusive dining deals
Earn 1X Point for every $1 spend
No minimum income
Use your points to pay for any purchase
Promotions
Spend $50 in the first month
Special discounts at select dining partners
No minimum income required
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
1x points per $1 spent
Min Cashback Rate: 1%
Max Cashback Rate: 1%
Miles/Travel
Up to 10% off hotel bookings at Booking.com
Dining
Discounts at over 1,000 dining partners
Student
No minimum income required
Eligibility Criteria
Citizen/Permanent Resident
Min Age: 18
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 28.00%
Purchases Ongoing: 28.00%
Cash Advance: 28% plus $15 or 6% of amount withdrawn, whichever is greater.
Interest Free Period (days): 25
Purchases Ongoing: 28.00%
Cash Advance: 28% plus $15 or 6% of amount withdrawn, whichever is greater.
Interest Free Period (days): 25
Fee Details
Year 2: $29.96
Year 3: $29.96
Ongoing: $29.96
Late Payment Fee: $40
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $40 will be levied
Provider Fee Details
Year 3: $29.96
Ongoing: $29.96
Late Payment Fee: $40
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $40 will be levied
Provider Fee Details
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