Student Credit Cards in Singapore

UOB YOLO

Up to $230 cash + bonus 10% cashback on online spend (cap at $40)

Up to 8% Cashback on Dining, Entertainment, Grab & UOB Travel spend

No annual fee first year

8% cashback on Grab, Dining and Entertainment spend

3% cashback on Online Fashion and Travel spend

Promotions

Apply for a UOB YOLO Card from 16 March to 30 June 2020, complete SMS registration and spend a minimum of S$600 within 30 days from the card approval date. Subject to a cashback cap of $40.

Minimum spend of $600 per statement month is required for additional cashback (8% and 3%). Total cashback is capped at $60 per month

Cardmembers will earn 0.3% cashback on all spend

Miles/Travel

Agoda: 7% off accommodation bookings (untill 31 Dec 2020)

Booking.com: Up to 10% cashback on accommodation bookings (until 1 July 2020)

No Annual Fee

First 1 year card fee waived

1st Supplementary Card — Free for life

Online Shopping

3% - 8% cashback for Online Fashion Shopping

Online Fashion Transaction means the card transaction is made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies

Dining

Up to 8% Cashback on dining

Ash & Elm, Intercontinental; 20% off total bill (until 31 Dec 2020)

Cherry Garden, Mandarin Oriental: 15% off total bill (excluding weekend dim sum) until 30 Dec 2020

Student

3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)

Cash Back

Up to 8% back on weekend Grab, dining & entertainment (local & overseas)

3% cashback on weekday Grab, dining, entertainment, online fashion, and travel

0.3% back on all non-bonus spend

Min Cashback Rate

0.30%

Min Qualifying Spend

$600

Max Cashback Rate

Max Qualifying Spend

$1,200

Max Cashback in Month

$60

Fees

Annual Fee (1st Year)

$0.00

Late Payment Fee

$100

More Info

Subject to minimum $2.50 finance charge

Annual Fee Ongoing

Principal Card annual fee : $192.60 First Supplementary Card: Free Second Supplementary Card: $96.30

Interest Rates

Purchases Introductory

25.90%

Cash Advance

28% per annum on all outstanding on the cash advance amount, calculated on a daily basis, from the date of the cash advance until the date the outstanding is paid in full

Purchases Ongoing

25.90%

Interest Free Period (days)

Balance Transfer

Introductory

5.34% p.a for 6 months and 5.20% for 12 months

Ongoing

28%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Fixed Security Deposit	$10,000.00
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$40,000.00
Fixed Security Deposit	$10,000.00
Min Age	21

See All Details

OCBC 365 Credit Card

6% Cashback on dining & online food delivery. 3% Cashback on groceries, land transport, utilities and online travel

Great petrol cashback benefits for fuel savings.

3% cashback on recurring telco and electricity bills (e.g. StarHub, Singtel, Geneco, Sembcorp)

3% cashback on online air and cruise tickets purchases, online hotel and tour bookings (e.g. Agoda and Airbnb)

0.3% cashback on all non bonus spending

Promotions

Get 6% cashback on dining & online food delivery. Get 3% cashback on groceries, land transport, utilities and online travel

5% cashback on fuel spend at all petrol service stations. Up to 22.1% fuel savings at Caltex (including 18% instant discount for all fuel). Up to 20.2% fuel savings at Esso

3% Cashback on local and overseas private hire rides (e.g. Grab, Gojek and TADA). Local and overseas taxi rides (e.g. ComfortDelGro)

Miles/Travel

3% Cashback on online air and cruise tickets purchases

Booking.com: Up to 10% cashback on accommodation bookings (Book by 30 November 2020)

Agoda: 7% off accommodation worldwide (until 31 Dec 2020)

No Annual Fee

Annual fee is waived for the first two years from the date (including supplementary card)

Petrol

5% cashback on fuel spend at all other petrol service stations.

Up to 20.2% Fuel savings at Esso

Online Shopping

3% cashback on online shopping

Dining

6% Cashback on Dining

Local and overseas dining, every day Online food delivery

Student

3% Cashback on local and overseas groceries!

3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA) Local and overseas taxi (e.g. ComfortDelGro)

Cash Back

6% cashback on dining & online food delivery

3% cashback on groceries, land transport, utilities and online travel

5% cashback on fuel spend at all petrol service stations

Min Cashback Rate

0.30%

Min Qualifying Spend

$800

Max Cashback Rate

22%

Max Cashback in Month

$80

Fees

Annual Fee (1st Year)

$0.00

Waived Minimum Spend

$10,000

Annual Fee (2st Year)

$0.00

Late Payment Fee

$100

More Info

Subject to minimum $2.50 finance charge

Annual Fee Ongoing

Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30

Interest Rates

Purchases Introductory

26.88%

Cash Advance

6% with a minimum $15.00 fee plus 28.92% p.a.

Purchases Ongoing

26.88%

Interest Free Period (days)

Balance Transfer

Ongoing

5.34% p.a for 6 months and 5.20% for 12 months

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$45,000.00
Min Age	21

See All Details

DBS Live Fresh Student Card

Get 5% Cashback and no annual fees (5 years)

Get AirPods with Charging Case on signup

0.3% back on all spend

No annual fee for five years

Use the same card for your bus/train rides and ATM withdrawals

Promotions

Get 5% cashback on McDonald’s, McDelivery, Starbucks, Golden Village and your favourite music, movies & TV series streaming services.

Register and apply for DBS Live Fresh Student Card by 30 June 2020 to get your Airpods. Charge a minimum spend of $900 within the first 90 days from Card Approval Date.

Get $40 worth of foodpanda vouchers. Apply by 31 December 2020; and charge a minimum spend of $250 within the first 30 days from Card Approval Date

No Annual Fee

Annual fee waived for first 5 years

Dining

Discount promo codes with select retailers

Student

Annual fee waived for first 5 years

No income requirement

$500 credit limit with no minimum spend

Cash Back

5% back on McDonald’s, McDelivery, Starbucks, Golden Village and your favourite music, movies & TV series streaming services

0.3% back on all spend

Min Cashback Rate

0.30%

Min Qualifying Spend

Max Cashback Rate

5.00%

Max Cashback in Month

$35

Fees

Annual Fee (1st Year)

$0.00

Waived Minimum Spend

Waived for first 5 years

Late Payment Fee

$100

More Info

Only assessed if outstanding balance is $50.01 or above

Annual Fee Ongoing

$0.00

Interest Rates

Purchases Introductory

26.8% (Minimum charge: $2.50)

Cash Advance

28% p.a. Cash Advance fee 8% of the amount withdrawn, subject to a minimum charge of $15.

Purchases Ongoing

26.8% (Minimum charge: $2.50)

Interest Free Period (days)

Balance Transfer

Introductory

0% for up to 12 months

Ongoing

26.80%

Eligibility - Citizen/PR
Min Age	18

Eligibility - Foreigner

See All Details

Citi Clear Card

Welcome gift of $20 cashback

Exclusive dining deals

Earn 1X Point for every $1 spend

No minimum income

Use your points to pay for any purchase

Promotions

Spend $50 in the first month

Special discounts at select dining partners

No minimum income required

Miles/Travel

Up to 10% back for hotel bookings at Booking.com

Petrol

Up to 14% petrol savings at Esso and Shell

Online Shopping

10% off at Love and Bravery

Exclusive online shopping deals

1x points on online purchases

Overseas Spending

1x points on overseas purchases

Discounts in 90 other countries

Dining

Discounts at over 1,000 dining partners

Student

No minimum income required

Tertiary students can apply

Can apply at age 18 with parent's permission

Cash Back

1x points per $1 spent

Min Cashback Rate

Max Cashback Rate

Fees

Annual Fee (2st Year)

$29.96

Late Payment Fee

$40

More Info

If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $40 will be levied

Annual Fee Ongoing

$29.96

Interest Rates

Purchases Introductory

28.00%

Cash Advance

28% plus $15 or 6% of amount withdrawn, whichever is greater.

Purchases Ongoing

28.00%

Interest Free Period (days)

Balance Transfer

Introductory

20.90%

Ongoing

26.90%

Eligibility - Citizen/PR
Min Age	18

Eligibility - Foreigner

See All Details

DBS Live Fresh Card

Get up to10% Cashback from online spend

Get AirPods with Charging Case on signup

0.3% back on all spend

Up to $60 Cashback cap

Use the same card for your bus/train rides and ATM withdrawals

Promotions

Get 10% Cashback from the Double Cashback promotion when you hit your spend goal. Register online or via DBS Lifestyle App to unlock benefit.

Register and apply for DBS Live Fresh Card by 31 July 2020 to get your Airpods. Charge a minimum spend of $1200 within the first 60 days from Card Approval Date.

5% cashback on Online & Visa Contactless Spend (including SimplyGo rides), as well as 0.3% for all other spend, Spend a minimum of $600 in a calendar month to receive up to $60 cashback

Miles/Travel

Booking.com: Get up to 10% cashback on accommodation bookings

Klook: Get $15 off with a minimum spend of $150 Promo Code: LFXKLOOK

No Annual Fee

Annual fee waived for first year

Online Shopping

New Users get 5.7% cashback when shopping at JD Sports via RebateMango

New Users get 6.6% cashback when you shop at Sephora via RebateMango

Dining

1-for-1 hotel buffet promotions including Four Seasons Singapore

1-for-1 side dish promotions at SARNIES

1-for-1 buffet promotion at Asian Market Cafe

Cash Back

5% Cashback on Online & Visa Contactless Spend (including SimplyGo rides). Such as scoot, gojek rides etc

0.3% Cashback on all spend

4.4% cashback when you shop at ASOS, 5.7% cashback when you shop at Cotton On via RebateMango

Min Cashback Rate

0.30%

Min Qualifying Spend

Max Cashback Rate

10%%

Max Cashback in Month

$60

Fees

Annual Fee (1st Year)

$0.00

Waived Minimum Spend

Waived for the first year

Annual Fee (2st Year)

$192.60 (Principal card) $96.30 (each Supplementary card)

Late Payment Fee

$100

Annual Fee (3st Year)

$192.60 (Principal card) $96.30 (each Supplementary card)

More Info

Only assessed if outstanding balance is $50.01 or above

Annual Fee Ongoing

$192.60 (Principal card) $96.30 (each Supplementary card)

Interest Rates

Purchases Introductory

26.8% (Minimum charge: $2.50)

Cash Advance

28% p.a. Cash Advance fee 8% of the amount withdrawn, subject to a minimum charge of $15.

Purchases Ongoing

26.8% (Minimum charge: $2.50)

Interest Free Period (days)

Balance Transfer

Introductory

0% for up to 12 months

Ongoing

26.80%

Eligibility - Citizen/PR
Minimum Annual Income	$30,000
Min Age	21

Eligibility - Foreigner
Minimum Annual Income	$45,000.00
Min Age	21

See All Details

Flags

UOB YOLO

Promotions

Miles/Travel

No Annual Fee

Online Shopping

Dining

Student

OCBC 365 Credit Card

Promotions

Miles/Travel

No Annual Fee

Petrol

Online Shopping

Dining

Student

DBS Live Fresh Student Card

Promotions

No Annual Fee

Dining

Student

Citi Clear Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining

Student

DBS Live Fresh Card

Promotions

Miles/Travel

No Annual Fee

Online Shopping

Dining