Compare a range of credit cards that are offered primarily for students or people establishing their credit. These cards typically have lower fees by reduced rewards and perks.
Up to $230 cash + bonus 10% cashback on online spend (cap at $40)
Up to 8% Cashback on Dining, Entertainment, Grab & UOB Travel spend
No annual fee first year
8% cashback on Grab, Dining and Entertainment spend
3% cashback on Online Fashion and Travel spend
Promotions
Apply for a UOB YOLO Card from 16 March to 30 June 2020, complete SMS registration and spend a minimum of S$600 within 30 days from the card approval date. Subject to a cashback cap of $40.
Minimum spend of $600 per statement month is required for additional cashback (8% and 3%). Total cashback is capped at $60 per month
Cardmembers will earn 0.3% cashback on all spend
Miles/Travel
Agoda: 7% off accommodation bookings (untill 31 Dec 2020)
Booking.com: Up to 10% cashback on accommodation bookings (until 1 July 2020)
No Annual Fee
First 1 year card fee waived
1st Supplementary Card — Free for life
Online Shopping
3% - 8% cashback for Online Fashion Shopping
Online Fashion Transaction means the card transaction is made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies
Dining
Up to 8% Cashback on dining
Ash & Elm, Intercontinental; 20% off total bill (until 31 Dec 2020)
Cherry Garden, Mandarin Oriental: 15% off total bill (excluding weekend dim sum) until 30 Dec 2020
Student
3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)
Cash Back
Up to 8% back
on weekend Grab, dining
& entertainment
(local & overseas)
3% cashback on weekday Grab, dining, entertainment, online fashion, and travel
0.3% back on all non-bonus spend
Min Cashback Rate
0.30%
Min Qualifying Spend
$600
Max Cashback Rate
8%
Max Qualifying Spend
$1,200
Max Cashback in Month
$60
Fees
Annual Fee (1st Year)
$0.00
Late Payment Fee
$100
More Info
Subject to minimum $2.50 finance charge
Annual Fee Ongoing
Principal Card annual fee : $192.60
First Supplementary Card: Free
Second Supplementary Card: $96.30
Interest Rates
Purchases Introductory
25.90%
Cash Advance
28% per annum on all outstanding on the cash advance amount, calculated on a daily
basis, from the date of the cash advance until the date the outstanding is paid in full
6% Cashback on dining & online food delivery. 3% Cashback on groceries, land transport, utilities and online travel
Great petrol cashback benefits for fuel savings.
3% cashback on recurring telco and electricity bills (e.g. StarHub, Singtel, Geneco, Sembcorp)
3% cashback on online air and cruise tickets purchases, online hotel and tour bookings (e.g. Agoda and Airbnb)
0.3% cashback on all non bonus spending
Promotions
Get 6% cashback on dining & online food delivery. Get 3% cashback on groceries, land transport, utilities and online travel
5% cashback on fuel spend at all petrol service stations. Up to 22.1% fuel savings at Caltex (including 18% instant discount for all fuel). Up to 20.2% fuel savings at Esso
3% Cashback on local and overseas private hire rides (e.g. Grab, Gojek and TADA). Local and overseas taxi rides (e.g. ComfortDelGro)
Miles/Travel
3% Cashback on online air and cruise tickets purchases
Booking.com: Up to 10% cashback on accommodation bookings (Book by 30 November 2020)
Agoda: 7% off accommodation worldwide (until 31 Dec 2020)
No Annual Fee
Annual fee is waived for the first two years from the date (including supplementary card)
Petrol
5% cashback on fuel spend at all other petrol service stations.
Up to 20.2% Fuel savings at Esso
Online Shopping
3% cashback on online shopping
Dining
6% Cashback on Dining
Local and overseas dining, every day
Online food delivery
Student
3% Cashback on local and overseas groceries!
3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA)
Local and overseas taxi (e.g. ComfortDelGro)
Cash Back
6% cashback on dining & online food delivery
3% cashback on groceries, land transport, utilities and online travel
5% cashback on fuel spend at all petrol service stations
Use the same card for your bus/train rides and ATM withdrawals
Promotions
Get 5% cashback on McDonald’s, McDelivery, Starbucks, Golden Village and your favourite music, movies & TV series streaming services.
Register and apply for DBS Live Fresh Student Card by 30 June 2020 to get your Airpods. Charge a minimum spend of $900 within the first 90 days from Card Approval Date.
Get $40 worth of foodpanda vouchers. Apply by 31 December 2020; and charge a minimum spend of $250 within the first 30 days from Card Approval Date
No Annual Fee
Annual fee waived for first 5 years
Dining
Discount promo codes with select retailers
Student
Annual fee waived for first 5 years
No income requirement
$500 credit limit with no minimum spend
Cash Back
5% back on McDonald’s, McDelivery, Starbucks, Golden Village and your favourite music, movies & TV series streaming services
0.3% back on all spend
Min Cashback Rate
0.30%
Min Qualifying Spend
$0
Max Cashback Rate
5.00%
Max Cashback in Month
$35
Fees
Annual Fee (1st Year)
$0.00
Waived Minimum Spend
Waived for first 5 years
Late Payment Fee
$100
More Info
Only assessed if outstanding balance is $50.01 or above
Annual Fee Ongoing
$0.00
Interest Rates
Purchases Introductory
26.8% (Minimum charge: $2.50)
Cash Advance
28% p.a. Cash Advance fee 8% of the amount withdrawn, subject to a minimum charge of $15.
Use the same card for your bus/train rides and ATM withdrawals
Promotions
Get 10% Cashback from the Double Cashback promotion when you hit your spend goal. Register online or via DBS Lifestyle App to unlock benefit.
Register and apply for DBS Live Fresh Card by 31 July 2020 to get your Airpods. Charge a minimum spend of $1200 within the first 60 days from Card Approval Date.
5% cashback on Online & Visa Contactless Spend (including SimplyGo rides), as well as 0.3% for all other spend, Spend a minimum of $600 in a calendar month to receive up to $60 cashback
Miles/Travel
Booking.com: Get up to 10% cashback on accommodation bookings
Klook: Get $15 off with a minimum spend of $150 Promo Code: LFXKLOOK
No Annual Fee
Annual fee waived for first year
Online Shopping
New Users get 5.7% cashback when shopping at JD Sports via RebateMango
New Users get 6.6% cashback when you shop at Sephora via RebateMango
Dining
1-for-1 hotel buffet promotions including Four Seasons Singapore
1-for-1 side dish promotions at SARNIES
1-for-1 buffet promotion at Asian Market Cafe
Cash Back
5% Cashback on Online & Visa Contactless Spend (including SimplyGo rides). Such as scoot, gojek rides etc
0.3% Cashback on all spend
4.4% cashback when you shop at ASOS, 5.7% cashback when you shop at Cotton On via RebateMango