Student Credit Cards in Singapore

UOB YOLO

Up to $250 cash credit when you apply for a new credit card

8% cashback on Grab, Dining and Entertainment spend

3% cashback on Online Fashion and Travel spend

Up ti 3.88% P.A. interest rates with UOB One Account

Cash Back
Promotions
Spend a minimum of $1,500 within the first 30 days of their new card approval

No Annual Fee
First 1 year card fee waived 1st Supplementary Card — Free for life

Online Shopping
3% - 8% cashback for Online Fashion Shopping Online Fashion Transaction means the card transaction made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies

Dining
3% to 8% Cashback
Student
3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)

Up to 8% back on weeknd Grab, dining & entertainment (local & overseas) 3% cashback on weekday Grab, dining, entertainment, online fashion, and travel 0.3% back on all non-bonus spend
Min Cashback Rate	0.30%	Min Qualifying Spend	$600
Max Cashback Rate	8%	Max Qualifying Spend	$1,200
Max Cashback in Month	$60
Fees
Annual Fee (1st Year)	$0.00	Late Payment Fee	$100
More Info	Subject to minimum $2.50 finance charge	Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	25.90%	Cash Advance	28% per annum on all outstanding on the cash advance amount, calculated on a dailybasis, from the date of the cash advance until the date the outstanding is paid in full
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

HSBC Visa Platinum Credit Card

Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations

Purchases Intro 25.90% Fee Year 1 $192.60 Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $192.60 Min Income $30,000

Fees
Promotions
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

No Annual Fee
Annual fee is waived for the first two years from the date the HSBC Revolution credit card or HSBC Visa Platinum credit card is issued To qualify for the subsequent annual fee waiver, a minimum annual spending of $12,500 must be made on your respective credit card account
Petrol
5% cash rebate on fuel Petrol Merchants refer to Caltex and Shell service stations in Singapore with MCC= 5541 Service Stations

Dining
5% Cashback on Dining
Student
5% cashback on groceries as accepted merchants "Groceries Merchants" refer to all merchants in Singapore that have their main business activities classified as grocery stores and supermarkets (MCC=5411)
Luggage
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback

Min Cashback Rate	5%	Min Qualifying Spend	$600
Max Cashback Rate	5%	Max Cashback in Month	$83
Annual Fee (1st Year)	$192.60	Waived Minimum Spend	$12,000
Late Payment Fee	6% with a minimum $15.00 fee plus 28% p.a.	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	20

OCBC 365 Credit Card

Get $40 cashback when you sign up!

Get $50 cash rebate upon approval. No minimum spend required Apply online by 31 July 2019!

Fees
Promotions
Get $40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer. Get $50 cash rebate upon approval. No minimum spend required Apply online by 31 July 2019!
Miles/Travel
$500,000 Complementary Travel Insurance
No Annual Fee
Annual fee is waived for the first two years from the date
Petrol
5% cashback on fuel spend at all other petrol service stations. Up to 20.4% Fuel savings at Esso (Till 30 June 2019)

Dining
6% Cashback on Dining Local and overseas dining, every day Online food delivery
Student
3% Cashback on local and overseas groceries! 3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA) Local and overseas taxi (e.g. ComfortDelGro)


Min Cashback Rate	0.30%	Min Qualifying Spend	$800
Max Cashback Rate	6%	Max Cashback in Month	$80
Annual Fee (1st Year)	$192.60	Waived Minimum Spend	$12,000
Late Payment Fee	$100	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	26.88%	Cash Advance	6% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing	26.88%	Interest Free Period (days)	20
Balance Transfer
Ongoing	5.34% p.a for 6 months and 5.20% for 12 months

DBS Live Fresh Student Card

Get $10 off your foodpanda order

No annual fees for 5 years

0.3% back on all spend

No annual fee for five years

Use the same card for your bus/train rides and ATM withdrawals

Cash Back
Promotions
From now till 31 December 2019, get $10 off your foodpanda order when you spend a minimum of $150 anywhere within 30 days from card approval date Annual fee waived for 5 years and no minimum annual income requirement

No Annual Fee
Annual fee waived for first 5 years

Dining
Discount promo codes with select retailers
Student
Annual fee waived for first 5 years No income requirement $500 credit limit with no minimum spend

0.3% back on all spend
Min Cashback Rate	0.30%	Min Qualifying Spend	$0
Max Cashback Rate	0.30%
Fees
Waived Minimum Spend	Waived for first 5 years	Late Payment Fee	$100
More Info	Only assessed if outstanding balance is $50.01 or above	Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	26.8% (Minimum charge: $2.50)	Cash Advance	28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing	26.8% (Minimum charge: $2.50)	Interest Free Period (days)	20
Balance Transfer
Introductory	0% for up to 12 months	Ongoing	26.80%

Citi Clear Card

Welcome gift of $20 cashback

Exclusive dining deals

Earn 1X Point for every $1 spend

No minimum income

Use your points to pay for any purchase

Cash Back
Promotions
Spend $50 in the first month Special discounts at select dining partners No minimum income required
Miles/Travel
Up to 10% back for hotel bookings at Booking.com

Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
10% off at Love and Bravery Exclusive online shopping deals 1x points on online purchases
Overseas Spending
1x points on overseas purchases Discounts in 90 other countries
Dining
Discounts at over 1,000 dining partners
Student
No minimum income required Tertiary students can apply Can apply at age 18 with parent's permission

1x points per $1 spent
Min Cashback Rate	1%	Max Cashback Rate	1%
Fees
Annual Fee (2st Year)	$29.96	Late Payment Fee	$40
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $40 will be levied	Annual Fee Ongoing	$29.96
Interest Rates
Purchases Introductory	28.00%	Cash Advance	28% plus $15 or 6% of amount withdrawn, whichever is greater.
Purchases Ongoing	28.00%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Standard Chartered Rewards+ Credit Card

$100 cashback for new cardholders

Earn up to 10x rewards points on purchases

Up to 10x rewards points on overseas purchases

Up to 5x rewards points on local dining purchases

Travel medical insurance up to $500,000

Cash Back
Promotions
Must not have any existing or previously canceled Standard Chartered credit cards in the last 12 months Earn 10x points per $1 in overseas currency spend for retail, dining and travel
Miles/Travel
Up 10x rewards for on overseas travel purchases Complimentary travel medical insurance up to $500,000 Live the Good Life every day travel discounts

Petrol
Up to 20% savings at Caltex
Online Shopping
Up to 10x rewards points on overseas shopping Live the Good Life every day shopping discounts 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes
Overseas Spending
Up to 10x rewards spent in foreign currency on travel, dining and retail
Dining
Up to 10x rewards points on overseas dining Up to 5x rewards points on local dining Live the Good Life every day dining discounts

Live the Good Life every day discounts at 3,000 outlets in Asia
Min Cashback Rate	1.00%	Max Cashback Rate	10%
Fees
Late Payment Fee	$80	Annual Fee (3st Year)	$192.60
More Info	$80 fee plus 28% interest on outstanding balance	Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	26.90%	Cash Advance	0.077% daily plus 6% or $15, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	22
Balance Transfer
Introductory	0% for 6 months	Ongoing	26.90%

Citi Cash Back+ Credit Card

Welcome gift of 4.5% cash back

No cap on cash back earned

Earn 1.6% cash back on all spend

Earn unlimited cash back

Citi World Privileges discounts in over 95 countries

Cash Back
Promotions
Get 4.5% cash back on up to $5,000 spent in the first 3 months Earn unlimited 1.6% cash back on all purchases
Miles/Travel
Citi World Privileges discounts locally and in 95 countries

Petrol
Up to 14% savings at Esso and Shell
Online Shopping
1.6% cash back on all purchases
Overseas Spending
1.6% cash back on all foreign spend
Dining
20% off total food bill at Prego $10 return voucher with any spend at Beauty in the Pot 1.6% back on all dining

Earn 1.6% back on all purchases No minimum spend to earn cash back Earn unlimited cash back
Min Cashback Rate	1.60%	Max Cashback Rate	2%
Fees
Annual Fee (2st Year)	$192.60	Late Payment Fee	$100
Annual Fee (3st Year)	$192.60	More Info	$100 if the minimum payment is not received by the payment due date
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.90%
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Flags

UOB YOLO

Promotions

No Annual Fee

Online Shopping

Dining

Student

HSBC Visa Platinum Credit Card

Promotions

No Annual Fee

Petrol

Dining

Student

Luggage

OCBC 365 Credit Card

Promotions

Miles/Travel

No Annual Fee

Petrol

Dining

Student

DBS Live Fresh Student Card

Promotions

No Annual Fee

Dining

Student

Citi Clear Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining

Student

Standard Chartered Rewards+ Credit Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining

Citi Cash Back+ Credit Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining