72 results found.
35,000 bonus miles when you apply
Complimentary 4 hour yacht hire when you spend $75,000 in 2019
6 complimentary Priority Pass visits per year for principal card
Earn up to 3 miles per $1 spent
Discount hotel and resort privileges
Purchases Intro: 26.90%
Fee Year 1: $588.50
Min Income: $150,000
Purchases Intro: 26.90%
Fee Year 1: $588.50
Min Income: $150,000
Promotions
Pay $588.50 principal card annual fee
Spend $75000 by 31 Dec 2019 for complimentary yacht hire
Balance Transfer
Introductory: 0% for 6 months
Ongoing: 26.90%
Ongoing: 26.90%
Miles/Travel
Standard Chartered 360° Rewards Programme
1.4 Local Currency Miles per dollar and 3.5 Foreign Currency Miles per dollar
Complimentary $1M Insurance and 6 Priority Pass visit per year
Overseas Spending
Up to 3 miles per $1 on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $150,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $150,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Standard Chartered
Type: Credit Card
Bank: Standard Chartered
Type: Credit Card
Rates
Purchases Introductory: 26.90%
Purchases Ongoing: 26.90%
Cash Advance: 0.077% daily plus 6% or $15, whichever is greater
Interest Free Period (days): 22
Purchases Ongoing: 26.90%
Cash Advance: 0.077% daily plus 6% or $15, whichever is greater
Interest Free Period (days): 22
Fee Details
Year 1: $588.50
Year 2: $588.50
Year 3: $588.50
Ongoing: $588.50
Late Payment Fee: $80
Description: $80 fee plus 28% interest on outstanding balance
Provider Fee Details
Year 2: $588.50
Year 3: $588.50
Ongoing: $588.50
Late Payment Fee: $80
Description: $80 fee plus 28% interest on outstanding balance
Provider Fee Details
Up to $250 cash credit when you apply for a new credit card
8% cashback on Grab, Dining and Entertainment spend
3% cashback on Online Fashion and Travel spend
Up ti 3.88% P.A. interest rates with UOB One Account
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Spend a minimum of $1,500 within the first 30 days of their new card approval
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
Up to 8% back
on weeknd Grab, dining
& entertainment
(local & overseas)
3% cashback on weekday Grab, dining, entertainment, online fashion, and travel
0.3% back on all non-bonus spend
Min Cashback Rate: 0.30%
Max Cashback Rate: 8%
Min Qualifying Spend: $600
Max Qualifying Spend: $1,200
Max Cashback in Month: $60
No Annual Fee
First 1 year card fee waived
1st Supplementary Card — Free for life
Online Shopping
3% - 8% cashback for Online Fashion Shopping
Online Fashion Transaction means the card transaction made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies
Dining
3% to 8% Cashback
Student
3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $30,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Secured Credit Card
Bank: UOB
Type: Secured Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 28% per annum on all outstanding on the cash advance amount, calculated on a daily basis, from the date of the cash advance until the date the outstanding is paid in full
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 28% per annum on all outstanding on the cash advance amount, calculated on a daily basis, from the date of the cash advance until the date the outstanding is paid in full
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Ongoing: $192.60
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations
Purchases Intro: 25.90%
Fee Year 1: $192.60
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $192.60
Min Income: $30,000
Promotions
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Cash Back
Min Cashback Rate: 5%
Max Cashback Rate: 5%
Min Qualifying Spend: $600
Max Cashback in Month: $83
No Annual Fee
Annual fee is waived for the first two years from the date the HSBC Revolution credit card or HSBC Visa Platinum credit card is issued
To qualify for the subsequent annual fee waiver, a minimum annual spending of $12,500 must be made on your respective credit card account
Petrol
5% cash rebate on fuel
Petrol Merchants refer to Caltex and Shell service stations in Singapore with MCC= 5541 Service Stations
Dining
5% Cashback on Dining
Student
5% cashback on groceries as accepted merchants
"Groceries Merchants" refer to all merchants in Singapore that have their main business activities classified as grocery stores and supermarkets (MCC=5411)
Luggage
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $30,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: 6% with a minimum $15.00 fee plus 28% p.a.
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: 6% with a minimum $15.00 fee plus 28% p.a.
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Get $40 cashback when you sign up!
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019!
Purchases Intro: 26.88%
Fee Year 1: $192.60
Min Income: $30,000
Purchases Intro: 26.88%
Fee Year 1: $192.60
Min Income: $30,000
Promotions
Get $40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer.
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019!
Balance Transfer
Ongoing: 5.34% p.a for 6 months and 5.20% for 12 months
Cash Back
Min Cashback Rate: 0.30%
Max Cashback Rate: 6%
Min Qualifying Spend: $800
Max Cashback in Month: $80
Miles/Travel
$500,000 Complementary Travel Insurance
No Annual Fee
Annual fee is waived for the first two years from the date
Petrol
5% cashback on fuel spend at all other petrol service stations.
Up to 20.4% Fuel savings at Esso (Till 30 June 2019)
Dining
6% Cashback on Dining
Local and overseas dining, every day
Online food delivery
Student
3% Cashback on local and overseas groceries!
3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA)
Local and overseas taxi (e.g. ComfortDelGro)
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Up to 12,000 Welcome Miles
Up to 7 miles for every $1 spent
Up to 7 miles per $1 on travel purchases
Up to 3 miles per $1 spent on Grab.
Earn 2.4 miles per $1 spent overseas and 1.4 miles per $1 spent locally.
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Be the first 2,000 cardmembers with a minimum spend of $4,000 within the first 60 days of new card approval
Earn up to 7 miles per $1 spent on airline and hotel bookings through Agoda, Expedia, and UOB Travel. This current promotion is valied from 1 April 2019 to 30 June 2019.
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
Up to $10 cash rebate on contactless payments. Valid from 11 June 2019 to 30 November 2019 but limited to the first 15,0000 registered Cardmembers.
Min Cashback Rate: $0
Max Cashback Rate: $10
Min Qualifying Spend: $1
Max Qualifying Spend: $10
Max Cashback in Month: $10
Miles/Travel
Earn up to 13 miles on travel purchases. Must open a KrisFleyer UOB account to earn 6 miles per $1 spent. Then use PRVU Card to earn the remaining 7 miles per $1 on select travel purchases.
Up to 2 transfers to Chiangi airport per quarter. Must maintain at least $1,000 foreign spend in the same quarter to qualify.
Get 20,000 bonus miles every year with minimum $50,000 annual card spend.
Flexible redemption options. Can redeem miles at over 40 airlines.
Online Shopping
Earn 1.4 miles per $1 spent on all local purchases.
Overseas Spending
Earn 2.4 miles per $1 on all overseas spending.
Dining
Earn 3 miles per $1 spent at Grab.
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: American Express
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Year 3: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Ongoing: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Waived Minimum Spend: $50,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Year 3: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Ongoing: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Waived Minimum Spend: $50,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Receive up to $250 when you apply for UOB One Card
Earn up to 3.88% p.a. interest on a UOB One Account
Spend $500, $1000, or $2000 per month (minimum 5 purchases) and get a $50, $100, or $300 quarterly cash rebate
Get up to 10% rebate on Grab transactions
Get up to 6% rebate on Singapore Power utlilies bill
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Get $150 cash credit when applying for UOB One Card between 1 Jun and 31 October 2019 and spend $1,500 within 30 days of approval (limited to the first 1,000 people) and a $100 cash credit when opening a UOB One Account (limited to the first 200 new UOB Deposits customers)
Spend $500 on UOB One Card and credit your salary or perform 3 GIRO transactions to qualify for interest rate up to 3.88% p.a. UON One Account deposits
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
Earn up to $300 quarterly cash rebate by spending at least $2,000 monthly with minimum 5 purchases
Get an additional 10% on Grab purchases when qualify for quarterly cash rebate (up to $2,400 annually)
Up to 10% rebate on select purchases with UOB SMART Programme
Min Cashback Rate: 0.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $500 monthly (minimum 5 purchases)
Max Qualifying Spend: $2,000 monthly (minimum 5 purchases)
Max Cashback in Month: $300 quarterly cash rebate
Miles/Travel
Up to 12 free rides for new SimplyGo users
Petrol
Up to 20.8% savings at Shell
Online Shopping
Up to 10% back on Grab purchases when you qualify for the quarterly bonus. Otherwise, all purchases earn 5% back.
Up to 10% back at select SMART Rebate partners
Dining
Up to 10% back on Grab purchases when you qualify for the quarterly bonus
Non-bonus dining earns 5% back
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Year 3: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Ongoing: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Year 3: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Ongoing: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Get $100 cash credit with Maybank credit cards and Creditable
Earn up to 8X TREATS points (3.2 air miles) per $1 spent
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Qualify for the Maybank Save Up Program by owning this card and earn up to 3% p.a. interest
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of $800 within the first two months of approval to receive $100 Cash Credit
Miles/Travel
8x points on Singapore restaurant dining, petrol in Singapore, transport in Singapore, and Agoda.com hotel bookings
5x points on airline ticket purchases, travel packages, and foreign currency transactions
Must spend minimum $300 monthly to earn 5x or 8x points
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Petrol
8x points on all petrol purchases in Singapore, plus prevailing station discounts
Overseas Spending
Earn 5x points (2 air miles) on foreign currency transactions. Applies to treveling abroad and online-based purchases.
Dining
Earn 8x points on restaurant dining in Singapore
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000 if Malaysian and $60,000 for foreigners
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Maybank
Type: Credit Card
Bank: Maybank
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 5% or minimum $15, whichever is higher
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 5% or minimum $15, whichever is higher
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $0.00
Ongoing: $180.00
Waived Minimum Spend: $12,000
Late Payment Fee: 5% of minimum payment due or $80, whichever is higher
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $0.00
Year 3: $0.00
Ongoing: $180.00
Waived Minimum Spend: $12,000
Late Payment Fee: 5% of minimum payment due or $80, whichever is higher
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Up to 12,000 KrisFlyer miles or a return ticket for new UOB Credit Cardmembers
Up to 5,000 KrisFlyer miles for existing UOB Credit Cardmembers
Earn 3 KrisFlyer miles per $1 spent on Singapore Airlines, SilkAir, Scoot and KrisShop purchases
Earn up to 3 KrisFlyer miles on everyday spend with $500 minimum spend
Exclusive airline privileges
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card. First supplementary card is free then $96.30 per additional card
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card. First supplementary card is free then $96.30 per additional card
Min Income: $30,000
Promotions
Spend $2,000 within first 60 days of card open date
Make one transaction of at least $5 within first 60 days
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
3x KrisFlyer miles on Singapore Airlines, SilkAir, Scoot and KrisShop purchases
Up to 3x KrisFlyer miles on everyday spend categories with minimum $500 annual spend on Singapore Airlines group
1.2x miles on other spend
Online Shopping
Up to 3 miles per $1 spent
Dining
Up to 3x miles for online or local dining spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0 for principal card. First supplementary card is free then $96.30 per additional card
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Get up to $250 when you apply
Up to 30% off on sleect foreign travel
Earn 10x UNI$ for online purchases
Earn 10x UNI$ for contactless transactions
Earn rebates at UOB Smart% Programme partners
Purchases Intro: 25.90%
Fee Year 1: $0 for first and second card then $96.30 per each additional card
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0 for first and second card then $96.30 per each additional card
Min Income: $30,000
Promotions
Spend minimum $1,500 in the first 30 days to earn $150 and make a qualifying UOB One account deposit to earn another $100
UOB Privileges Passport offers spend discounts at select partners
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
10x UNI$ per $5 spent on online shopping and entertainment and contactless transactions
Earn UOB SMART$ at over 300 outlets
Min Cashback Rate: 1
Max Cashback Rate: 10
Max Cashback in Month: UNI$2000
Miles/Travel
Points are redeemable for air miles at 4 miles per $1
Online Shopping
10x miles for onlin shopping and food delivery
Dining
10x miles for fast food delivery order online
Over 100 buffett specials and thousands of treats islandwide
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0 for first and second card then $96.30 per each additional card
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Waived Minimum Spend: UNI$4800
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Waived Minimum Spend: UNI$4800
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Get 10X UNI$ (or 20 miles) per $5 spent on preferred categories with no min. spend
UOB Lady's Luxe Plan-6/12 month instalment plans with no interest
10x UNI$ on one category of choice
0% p.a. for purchases above $500 with a 6 or 12-month instalment plan
e-Commerce protection on online purchases up to USD200
Purchases Intro: 25.90%
Fee Year 1: $0 for first and second card then $96.30 per each additional card
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0 for first and second card then $96.30 per each additional card
Min Income: $30,000
Promotions
Earn 10X UNI$ or 20 miles on one category. Choose Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, and Travel
6 or 12-month instalment plan with no interest or processing fees
Customise your very own UOB Lady's Card x KWANI Bag or redeem Takashimaya Shopping Centre vouchers from 21 June-21 August 2019
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
10x UNI$ per $5 spent on one category of choice
1x UNI$ per $1 for non-bonus spend
Min Cashback Rate: 1x UNI$
Max Cashback Rate: 10x UNI$
Max Cashback in Month: 1800 $UNI per calendar month for bonus category
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0 for first and second card then $96.30 per each additional card
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Waived Minimum Spend: UNI$4800
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Waived Minimum Spend: UNI$4800
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
25,000 welcome miles with paid annual fee
Up to 2 miles per $1 spent
Earn 2 air miles for every $1 spent overseas and 1.4 miles for local spending
Free SingTel ReadyRoam & airport lounge access
Earn up to 6 KrisFlyer miles per purchase
Purchases Intro: 25.90%
Fee Year 1: $642 for principal card. First supplementary card is free for the first year.
Min Income: $150,000
Purchases Intro: 25.90%
Fee Year 1: $642 for principal card. First supplementary card is free for the first year.
Min Income: $150,000
Promotions
Receive 25,000 welcome miles after paying $642 annual fee and first transaction
Earn 2 air miles for every $1 spent overseas and 1.4 miles for local spending
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
2x miles for every $1 spent overseas and 1.4x miles for every $1 spent locally
Earn up to 6 KrisFlyer miles when linking Visa Infinite to KrisFlyer UOB account (capped at 5% of monthly average balance)
4 free visits per year to over 1,000 airport lounges with airport companion program by DragonPass
Overseas Spending
2 air miles per $1 spent overseas
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $150,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $150,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $642 for principal card. First supplementary card is free for the first year.
Year 2: Principal Card: $642 Supplementary Card: $288
Year 3: Principal Card: $642 Supplementary Card: $288
Ongoing: Principal Card: $642 Supplementary Card: $288
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: Principal Card: $642 Supplementary Card: $288
Year 3: Principal Card: $642 Supplementary Card: $288
Ongoing: Principal Card: $642 Supplementary Card: $288
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Up to 12 free rides when you SimplyGo with UOB
Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
3% rebate on all contactless payments, Singapore Power and select recurring bills
Up to 10% Smart% Rebate at 300 outlets islandwide
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card and first supplementary card. $53.50 for each extra card.
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card and first supplementary card. $53.50 for each extra card.
Min Income: $30,000
Promotions
Up to 12 free rides with $40 spent on commuting costs in one calendar month
Up to 3% rebate on contactless payments and recurring payments
10% off over 4,000 house brands at Cold Storage, Giant and Guardian
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
8% rebate per $1 spent at Cold Storage, Market Place, Jasons, Giant or Guardian with minimum $400 monthly spend
3% rebate on contactless payments, Singapore Power, and select recurring bills with minimum $400 monthly spend
0.3% rebate on all non-bonus purchases
Min Cashback Rate: 0.30%
Max Cashback Rate: 8%
Min Qualifying Spend: $400
Petrol
Up to 20% petrol savings with UOB Fuel Power partners
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0 for principal card and first supplementary card. $53.50 for each extra card.
Year 2: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Year 3: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Ongoing: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Year 3: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Ongoing: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
5.34% p.a for 6 months and 5.20% for 12 months
Invite-Only Card
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Interest Free Period (days): 21
Fee Details
Get up to $150 cashback when you apply online
Enjoy up to 12 free rides when you SimplyGo with UOB
Up to $360 cash rebate each year on Singtel bills
Singtel vouchers up to $300 every year with minimum $12,000 local spend each year
Waived annual fee for life with recurring Singtel bill payment
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card and first supplementary card. $96.30 for each extra card.
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card and first supplementary card. $96.30 for each extra card.
Min Income: $30,000
Promotions
Charge at least $1,500 within the first 30 days
Tap to pay and earn 10 free rides with UOB Cards and bonus 2 free rides with mobile payment when you spend $40 on transit in a month
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
At least 1% cash rebate on Singtel bills
$100 Singtel voucher with minimum $12,000 annual card spend and $300 Singtel voucher with minimum $24,000 annual spend
Min Cashback Rate: 0%
Max Cashback Rate: 1%
Min Qualifying Spend: $0
Max Cashback in Month: $30
No Annual Fee
Charge Singtel bill to card on a recurring basis to waive principal and supplementary annual fees
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0 for principal card and first supplementary card. $96.30 for each extra card.
Year 2: $192.60 for principal card. $0 for first supplementary card and $96.30 for each extra card.
Year 3: $192.60 for principal card. $0 for first supplementary card and $96.30 for each extra card.
Ongoing: $192.60 for principal card. $0 for first supplementary card and $96.30 for each extra card.
Waived Minimum Spend: Charge Singtel on a recurring basis to your card
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. $0 for first supplementary card and $96.30 for each extra card.
Year 3: $192.60 for principal card. $0 for first supplementary card and $96.30 for each extra card.
Ongoing: $192.60 for principal card. $0 for first supplementary card and $96.30 for each extra card.
Waived Minimum Spend: Charge Singtel on a recurring basis to your card
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
UNI$30,000 (equivalent to 60,000 air miles) with $1,926 paid joining fee
Up to 2 air miles for every $1 spent
Earn up to 2 air miles per $1 spent
Complimentary travel benefits with select partners
Free access to private clubs China Club and Tower Club Singapore
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Get bonus UNI$30,000 when paying $1,926 annual fee
Complimentary weekday green fees at Sentosa Golf Club with a minimum of one paying guest
Complimentary welcome amenities such as room upgrade and daily breakfast at over 900 luxury hotels
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
2 air miles per $1 on overseas dining and travel
1.2 air miles pere $1 on all other spend
Collect 60,000 air miles each card renewal when paying $1,926 annual fee
Overseas Spending
2 air miles per $1 on overseas dining and travel
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $60,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $1,926.00
Year 3: $1,926.00
Ongoing: $1,926.00
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $1,926.00
Year 3: $1,926.00
Ongoing: $1,926.00
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Up to $250 cash credit when you apply
Enjoy up to 12 free rides when you SimplyGo with UOB
10X UNI$ on overseas, online, petrol, Visa payWAVE transactions
SMART$ rebates at on-island partners
UOB Fuel Power savings at 98 locations islandwide
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $50,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $50,000
Promotions
Up to $250 cash credit when you spend $1,500 in first 30 days with qualifying deposit
Tap to pay and earn 10 free rides with UOB Cards and bonus 2 free rides with mobile payment when you spend $40 on transit in a month
10X UNI$ on overseas, online, petrol and
contactless transactions
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
10X UNI$ on overseas, online, petrol, Visa payWAVE transactions
1X UNI$ on all other spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $5
Petrol
UNI$10 for every $5 spent
Overseas Spending
Earn UNI$10 for every $5 spent overseas or online in foreign currencies
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $50,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $50,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Year 3: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Ongoing: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Waived Minimum Spend: UNI$5500
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Year 3: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Ongoing: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Waived Minimum Spend: UNI$5500
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Apply and get up to $150 cash credit
10% off all tickets for 2019 International Champions Cup Singapore
2% cash rebate on all spend with no minimum spend
Up to 21.6% fuel savings at SPC
1-for-1 regular 2D movie tickets at Shaw Theatres
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Apply and spend minimum $1,500 in the first 30 days to earn $150 cash bonus
10% off all tickets for 2019 International Champions Cup Singapore
exclusively at Singapore Indoor Stadium Box Office, Scotts Square Concierge Desk and The Star Performing Arts Centre Box Office
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
2% cash rebate on all spend with no minimum spend
Min Cashback Rate: 2.00%
Max Cashback Rate: 2%
Min Qualifying Spend: $0
Max Qualifying Spend: $2,500
Max Cashback in Month: $50
Petrol
Up to 21.6% off petrol purchases at SPC
Overseas Spending
Up to 10% off at over 100 International Airport Duty Free Shops
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: UnionPay
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $0.00
Ongoing: $192.60 for principal card, first supplementary card is free and $96.30 for subsequent cards
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $0.00
Year 3: $0.00
Ongoing: $192.60 for principal card, first supplementary card is free and $96.30 for subsequent cards
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Luxury shopping benefits at Bicester Village (UK) and La Vallée Village (France)
Apply and get up to $150 cash credit
Up to 6% rebate at select Japanese merchants
0.3% rebate for all other spend
Exclusive privileges in Japan
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Can get 10% additional savings with VIP Card and £10 dining voucher for Le Pain Quotidien at The Bicester Village (UK)
Apply and spend minimum $1,500 in the first 30 days to earn $150 cash bonus
Exclusive travel discounts in Japan
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
6% cash rebate at Isetan, Meidi-Ya, Tokyu Hands, UNIQLO, Ichiban Boshi, Ichiban Sushi, Kuriya Dining, Kuriya Japanese Market and Sushi Tei
0.3% cash rebate on all non-bonus spend
Min Cashback Rate: 0.30%
Max Cashback Rate: 6%
Min Qualifying Spend: $300
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $30,000.00 (Japanese) or $40,000.00 (Others)
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: JCB
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $64.20 for principal card, $0 for first supplement card and $32.10 per subsequent card
Year 3: $64.20 for principal card, $0 for first supplement card and $32.10 per subsequent card
Ongoing: $64.20 for principal card, $0 for first supplement card and $32.10 per subsequent card
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $64.20 for principal card, $0 for first supplement card and $32.10 per subsequent card
Year 3: $64.20 for principal card, $0 for first supplement card and $32.10 per subsequent card
Ongoing: $64.20 for principal card, $0 for first supplement card and $32.10 per subsequent card
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback
One-time promotional rate of 1.68% p.a. for 6-month balance transfers
Up to 3.5% cashback on all purchases
No minimum spend required
1 year annual fee waiver (perpetually waived for HSBC Advance banking customers)
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Must spend $800 within qualifying period
All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date
Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
1.5% cashback on all purchases when you spend $2,000 and below
2.5% cashback on all purchases when you spend above $2,000
HSBC Advance banking customers enjoy an exclusive additional 1% cashback (up to 3.5% back)
Min Cashback Rate: 0.03%
Max Cashback Rate: 3.50%
Min Qualifying Spend: $0
No Annual Fee
Maintain an Advance Banking relationship to perpetually waive the annual fee
Luggage
Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $192.60
Year 3: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,500 or maintain Advance Banking Relationship
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $192.60
Year 3: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,500 or maintain Advance Banking Relationship
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback
One-time promotional rate of 1.68% p.a. for 6-month balance transfers
5x rewards points on dining, entertainment, and online spending
No minimum spend required
2 years' annual fee waiver
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Must spend $800 within qualifying period
All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date
Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
5x points on dining, entertaininment, and online spending
1x points for non-bonus spend
Min Cashback Rate: 1%
Max Cashback Rate: 5%
Min Qualifying Spend: $0
Miles/Travel
5x points are worth 2 air miles
Online Shopping
5x points on online purchases
Dining
5x points on local dining (excludes dining merchants within hotels)
Luggage
Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $160.50
Ongoing: $160.50
Waived Minimum Spend: $12,500
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $0.00
Year 3: $160.50
Ongoing: $160.50
Waived Minimum Spend: $12,500
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
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