Up to $180 cash rebate
  Shop for groceries and win prizes
  3% rebate on contactless and online spending
  Exclusive access to 6 SAFRA Clubhouses islandwide
  Can redeem rewards online for statement credit or KrisFlyer miles

  • 26.8% (Minimum charge: $2.50) Purchases Intro
  • $30,000 Min Income


  Charge a minimum spend of $500 per month for the first two calendar months from card approval date and get up to $180 cash rebate
  Shop for groceries through 31 October 2019 and hit spend goal to win cash credits or dining vouchers


  Exclusive access to 6 SAFRA Clubhouses islandwide
  Can redeem purchase rewards for KrisFlyer miles

No Annual Fee

  Maintain SAFRA membership

Online Shopping

  3% cash rebate
Card Essentials
Issuer Mastercard Bank DBS
Type Credit Card 
Cash Back
  3% on online transactions
  3% on local Mastercard contactless transactions (including bus/train rides via SimplyGo)
  0.3% on all other retail transactions
Min Cashback Rate 0.30% Min Qualifying Spend $500
Max Cashback Rate 3% 
Waived Minimum Spend Maintain SAFRA membership Late Payment Fee $100
More Info Only assessed if outstanding balance is $50.01 or above 
Interest Rates
Purchases Introductory 26.8% (Minimum charge: $2.50) Cash Advance 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing 26.8% (Minimum charge: $2.50) Interest Free Period (days) 20
Balance Transfer
Introductory 0% for up to 12 months Ongoing 26.80%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21
Eligibility - Foreigner
More Info
Provider Fee DetailsProvider Website Provider Terms & ConditionsReference URL