POSB Credit Cards in Singapore

POSB Everyday Card

Get $120 cashback when you apply for POSB Everyday Card online

Win cash prizes and dining credits from grocery purchases

Up to 10% rebate on grocery purchases

Up to 6% cash rebate on recurring utility bills

Cash rebates never expire

Promotions

Spend a minimum of $800 in the first two months

Create and meet grocery spend goals in the DBS Lifestyle app to win prizes

Balance Transfer

Introductory: 0% up to 12 months
Ongoing: 26.80%

Cash Back

Up to 15% rebate on dining

6% cash rebate on recurring utility bills

0.3% cash rebate on all non-bonus spend

Min Cashback Rate: 0.30%
Max Cashback Rate: 15%
Min Qualifying Spend: $800 for 15% dining rebate
Max Qualifying Spend: $100 for recurring utliity bills

Petrol

Up to 20.1% fuel savings at SPC

Dining

15% rebate for online food delivery and online food catering

5% rebate on local dining spend

Eligibility Criteria

Citizen/Permanent Resident

Minimum Annual Income: $30,000
Min Age: 21

Foreigner

Minimum Annual Income: $45,000.00
Min Age: 21

Card Essentials

Issuer: Mastercard
Bank: POSB
Type: Credit Card

Rates

Purchases Introductory: 26.80%
Purchases Ongoing: 26.80%
Cash Advance: 28.% plus 6% or $15, whichever is greater
Interest Free Period (days): 20

Fee Details

Year 2: $192.60 (Principal card) $96.30 (each Supplementary card)
Year 3: $192.60 (Principal card) $96.30 (each Supplementary card)
Ongoing: $192.60 (Principal card) $96.30 (each Supplementary card)
Late Payment Fee: $100
Description: On balances of S50.01 or higher
Provider Fee Details

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