Petrol Credit Cards Singapore
Lucky enough to have your own car? Search and compare the best credit cards for petrol that reward you with cashback and discounts when you refuel at affiliated partners such as Caltex, Shell, Esso and more.
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations
Purchases Intro: 25.90%
Fee Year 1: $192.60
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $192.60
Min Income: $30,000
Promotions
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Cash Back
Min Cashback Rate: 5%
Max Cashback Rate: 5%
Min Qualifying Spend: $600
Max Cashback in Month: $83
No Annual Fee
Annual fee is waived for the first two years from the date the HSBC Revolution credit card or HSBC Visa Platinum credit card is issued
To qualify for the subsequent annual fee waiver, a minimum annual spending of $12,500 must be made on your respective credit card account
Petrol
5% cash rebate on fuel
Petrol Merchants refer to Caltex and Shell service stations in Singapore with MCC= 5541 Service Stations
Dining
5% Cashback on Dining
Student
5% cashback on groceries as accepted merchants
"Groceries Merchants" refer to all merchants in Singapore that have their main business activities classified as grocery stores and supermarkets (MCC=5411)
Luggage
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $30,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: 6% with a minimum $15.00 fee plus 28% p.a.
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: 6% with a minimum $15.00 fee plus 28% p.a.
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Get $40 cashback when you sign up!
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019!
Purchases Intro: 26.88%
Fee Year 1: $192.60
Min Income: $30,000
Purchases Intro: 26.88%
Fee Year 1: $192.60
Min Income: $30,000
Promotions
Get $40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer.
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019!
Balance Transfer
Ongoing: 5.34% p.a for 6 months and 5.20% for 12 months
Cash Back
Min Cashback Rate: 0.30%
Max Cashback Rate: 6%
Min Qualifying Spend: $800
Max Cashback in Month: $80
Miles/Travel
$500,000 Complementary Travel Insurance
No Annual Fee
Annual fee is waived for the first two years from the date
Petrol
5% cashback on fuel spend at all other petrol service stations.
Up to 20.4% Fuel savings at Esso (Till 30 June 2019)
Dining
6% Cashback on Dining
Local and overseas dining, every day
Online food delivery
Student
3% Cashback on local and overseas groceries!
3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA)
Local and overseas taxi (e.g. ComfortDelGro)
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Receive up to $250 when you apply for UOB One Card
Earn up to 3.88% p.a. interest on a UOB One Account
Spend $500, $1000, or $2000 per month (minimum 5 purchases) and get a $50, $100, or $300 quarterly cash rebate
Get up to 10% rebate on Grab transactions
Get up to 6% rebate on Singapore Power utlilies bill
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Get $150 cash credit when applying for UOB One Card between 1 Jun and 31 October 2019 and spend $1,500 within 30 days of approval (limited to the first 1,000 people) and a $100 cash credit when opening a UOB One Account (limited to the first 200 new UOB Deposits customers)
Spend $500 on UOB One Card and credit your salary or perform 3 GIRO transactions to qualify for interest rate up to 3.88% p.a. UON One Account deposits
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
Earn up to $300 quarterly cash rebate by spending at least $2,000 monthly with minimum 5 purchases
Get an additional 10% on Grab purchases when qualify for quarterly cash rebate (up to $2,400 annually)
Up to 10% rebate on select purchases with UOB SMART Programme
Min Cashback Rate: 0.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $500 monthly (minimum 5 purchases)
Max Qualifying Spend: $2,000 monthly (minimum 5 purchases)
Max Cashback in Month: $300 quarterly cash rebate
Miles/Travel
Up to 12 free rides for new SimplyGo users
Petrol
Up to 20.8% savings at Shell
Online Shopping
Up to 10% back on Grab purchases when you qualify for the quarterly bonus. Otherwise, all purchases earn 5% back.
Up to 10% back at select SMART Rebate partners
Dining
Up to 10% back on Grab purchases when you qualify for the quarterly bonus
Non-bonus dining earns 5% back
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Year 3: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Ongoing: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Year 3: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Ongoing: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Get $100 cash credit with Maybank credit cards and Creditable
Earn up to 8X TREATS points (3.2 air miles) per $1 spent
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Qualify for the Maybank Save Up Program by owning this card and earn up to 3% p.a. interest
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of $800 within the first two months of approval to receive $100 Cash Credit
Miles/Travel
8x points on Singapore restaurant dining, petrol in Singapore, transport in Singapore, and Agoda.com hotel bookings
5x points on airline ticket purchases, travel packages, and foreign currency transactions
Must spend minimum $300 monthly to earn 5x or 8x points
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Petrol
8x points on all petrol purchases in Singapore, plus prevailing station discounts
Overseas Spending
Earn 5x points (2 air miles) on foreign currency transactions. Applies to treveling abroad and online-based purchases.
Dining
Earn 8x points on restaurant dining in Singapore
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000 if Malaysian and $60,000 for foreigners
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Maybank
Type: Credit Card
Bank: Maybank
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 5% or minimum $15, whichever is higher
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 5% or minimum $15, whichever is higher
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $0.00
Ongoing: $180.00
Waived Minimum Spend: $12,000
Late Payment Fee: 5% of minimum payment due or $80, whichever is higher
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $0.00
Year 3: $0.00
Ongoing: $180.00
Waived Minimum Spend: $12,000
Late Payment Fee: 5% of minimum payment due or $80, whichever is higher
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Up to 12 free rides when you SimplyGo with UOB
Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
3% rebate on all contactless payments, Singapore Power and select recurring bills
Up to 10% Smart% Rebate at 300 outlets islandwide
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card and first supplementary card. $53.50 for each extra card.
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card and first supplementary card. $53.50 for each extra card.
Min Income: $30,000
Promotions
Up to 12 free rides with $40 spent on commuting costs in one calendar month
Up to 3% rebate on contactless payments and recurring payments
10% off over 4,000 house brands at Cold Storage, Giant and Guardian
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
8% rebate per $1 spent at Cold Storage, Market Place, Jasons, Giant or Guardian with minimum $400 monthly spend
3% rebate on contactless payments, Singapore Power, and select recurring bills with minimum $400 monthly spend
0.3% rebate on all non-bonus purchases
Min Cashback Rate: 0.30%
Max Cashback Rate: 8%
Min Qualifying Spend: $400
Petrol
Up to 20% petrol savings with UOB Fuel Power partners
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0 for principal card and first supplementary card. $53.50 for each extra card.
Year 2: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Year 3: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Ongoing: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Year 3: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Ongoing: $85.60 for principal card. $0 for first supplementary card and $53.50 for each extra card.
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Up to $250 cash credit when you apply
Enjoy up to 12 free rides when you SimplyGo with UOB
10X UNI$ on overseas, online, petrol, Visa payWAVE transactions
SMART$ rebates at on-island partners
UOB Fuel Power savings at 98 locations islandwide
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $50,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $50,000
Promotions
Up to $250 cash credit when you spend $1,500 in first 30 days with qualifying deposit
Tap to pay and earn 10 free rides with UOB Cards and bonus 2 free rides with mobile payment when you spend $40 on transit in a month
10X UNI$ on overseas, online, petrol and
contactless transactions
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
10X UNI$ on overseas, online, petrol, Visa payWAVE transactions
1X UNI$ on all other spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $5
Petrol
UNI$10 for every $5 spent
Overseas Spending
Earn UNI$10 for every $5 spent overseas or online in foreign currencies
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $50,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $50,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Year 3: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Ongoing: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Waived Minimum Spend: UNI$5500
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Year 3: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Ongoing: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Waived Minimum Spend: UNI$5500
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Apply and get up to $150 cash credit
10% off all tickets for 2019 International Champions Cup Singapore
2% cash rebate on all spend with no minimum spend
Up to 21.6% fuel savings at SPC
1-for-1 regular 2D movie tickets at Shaw Theatres
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Apply and spend minimum $1,500 in the first 30 days to earn $150 cash bonus
10% off all tickets for 2019 International Champions Cup Singapore
exclusively at Singapore Indoor Stadium Box Office, Scotts Square Concierge Desk and The Star Performing Arts Centre Box Office
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
2% cash rebate on all spend with no minimum spend
Min Cashback Rate: 2.00%
Max Cashback Rate: 2%
Min Qualifying Spend: $0
Max Qualifying Spend: $2,500
Max Cashback in Month: $50
Petrol
Up to 21.6% off petrol purchases at SPC
Overseas Spending
Up to 10% off at over 100 International Airport Duty Free Shops
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: UnionPay
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $0.00
Ongoing: $192.60 for principal card, first supplementary card is free and $96.30 for subsequent cards
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $0.00
Year 3: $0.00
Ongoing: $192.60 for principal card, first supplementary card is free and $96.30 for subsequent cards
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Cashback up to $240
Luggage up to $620 worth of welcome rewards
Save up to $1,800 annually with 5% cash rebate on dining, groceries, petrol and transport (includes taxis, buses, trains), both locally and overseas
1x Rewards points for every dollar spent
Suite of travel privileges
Purchases Intro: 25.90%
Min Income: $30,000
Purchases Intro: 25.90%
Min Income: $30,000
Promotions
$180 cashback for principal application. $30 for supplementary application, capped at 2 supplementary applications.
Samsonite T5 68cm Spinner with built-in scale worth $560 for principal card application. and $30 each for the first two supplementary card applications
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
5% cash rebate on dining, petrol, and transit (both local and abroad)
1x point for non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 5%
Min Qualifying Spend: $600 to earn 5% back
Max Qualifying Spend: $3,000
Max Cashback in Month: $150
Miles/Travel
Complimentary Quayside single-trip service at JetQuay CIP Terminal at Singapore Changi Airport until 31 October 2019
Discounted LoungeKey access
Unlimited Wi-Fi through Boingo at 1million hotspots worldwide
No Annual Fee
Maintain HSBC Premier membership
Petrol
Up to 16% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore
Overseas Spending
Up to 5% back on dining, groceries, petrol, and transport overseas
Dining
Up to 5% back
Luggage
Samsonite T5 68cm Spinner with built-in scale worth $560 with minimum $800 charge in the first month
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Get $50 cash rebate upon approval
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019.
7% rebates at FairPrice stores and Warehouse Club
Receive up to 18.5% at Esso and instant 18% off at Caltex
3% rebate at FairPrice On
Purchases Intro: 26.76%
Min Income: $30,000
Purchases Intro: 26.76%
Min Income: $30,000
Promotions
Application must be made on or before 31st July 2019 and approved by 31st August 2019. No minimum spend required.
Only valid for your first OCBC deposit account and it must be opened online
Balance Transfer
Introductory: 0% for 1 year
Ongoing: 28.92%
Ongoing: 28.92%
Cash Back
7% off at FairPrice Stores, Unity and Warehouse Club
3% off at FairPrice On
Must spend $500 monthly outside of FairPrice to earn bonus
Min Cashback Rate: 1.00%
Max Cashback Rate: 7%
Min Qualifying Spend: $500 outside FairPrice
Petrol
Up to 20.6% savings at Esso through 30 September 2019 (then 18.5% savings)
Online Shopping
3% off at FairPrice On
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.76%
Purchases Ongoing: 26.76%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Purchases Ongoing: 26.76%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Fee Details
Year 2: $107.00
Year 3: $107.00
Ongoing: $107.00
Waived Minimum Spend: $2,500
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 3: $107.00
Ongoing: $107.00
Waived Minimum Spend: $2,500
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Get 15,000 complimentary VOYAGE miles with a $488 annual fee
Get 150,000 VOYAGE miles with a $3,210 annual fee
2.4 miles on overseas spend
1.6 miles on local dining
1.2 miles on local retail spend
Purchases Intro: 26.88%
Fee Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Min Income: $120,000
Purchases Intro: 26.88%
Fee Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Min Income: $120,000
Promotions
Pay $488 annual fee for principal card
Pay $3,210 annual fee for principal card
The first metal cards to let you redeem miles for flights on all airlines without blackout dates
Balance Transfer
Introductory: 0% for 1 year
Ongoing: 28.92%
Ongoing: 28.92%
Miles/Travel
Up to 2.4 miles oer $1 on purchases
Waiver of $25 KrisFlyer Miles redemption admin fee
Complimentary Plaza Premium Lounge access
Petrol
Instant 19% off on fuel spend at Caltex with no minimum spending required
Overseas Spending
2.6 miles per $1 spent in foreign currency
Free limosine transfer with minimum monthly spend of $1500 in foreign currency or $3000 in local and foreign spend
Dining
1.6 miles per $1 spent on local dining
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $120,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $120,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Fee Details
Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Year 2: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Year 3: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Ongoing: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Year 3: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Ongoing: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Get up to $120 fuel savings when you apply for DBS Esso Card today
Win a 5D4N Porsche Ice Driving Experience in Finland
Up to 21.2% fuel savings at Esso
Earn Smiles Points on all your card spend
0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Minimum of $250 nett fuel spend per month at any Esso service stations in Singapore for any 4 months from Card approval date
Earn 1x chance for every $60 spend at Esso and 2x chances for every $60 spend outside Esso
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
No Annual Fee
Staff of ExxonMobil Asia Pacific Pte Ltd will enjoy annual fee waiver on the principal card and corresponding supplementary card(s) during their employment with the company
Petrol
Up to 21.2% fuel savings at Esso
Every $10 charged outside of Esso = 1 Smiles Point
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal Card)
$96.30 (each Supplementary Card)
Year 3: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Waived Minimum Spend: Staff of ExxonMobil Asia Pacific Pte Ltd will enjoy annual fee waiver on the principal card and corresponding supplementary card(s) during their employment with the company
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Waived Minimum Spend: Staff of ExxonMobil Asia Pacific Pte Ltd will enjoy annual fee waiver on the principal card and corresponding supplementary card(s) during their employment with the company
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
0% interest payment plans over 12 months
Earn up to 10x points on online spending
Up to 10X DBS Points (or 20 miles) per $5 spent on online and overseas purchases
3X DBS Point (or 6 miles) on overseas purchases
0% Interest Payment Plans
over 12 months
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $80,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $80,000
Promotions
Split your payment with 0% interest & a low processing fee for up to 24 months
Earn 10x DBS points for the first $2000 online spend each month
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
10x DBS Points per $5 for online spending
3x DBS Points for overseas spending
1x DBS Points for non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $5
Max Qualifying Spend: $2000 for 10x bonus
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles
Complimentary use of Quayside single trip service for DBS Woman’s World principal cardholder and 1 companion traveling on the same flight
Petrol
14% instant fuel savings at Esso
Online Shopping
10x DBS Points for online spend
Overseas Spending
3x DBS Points on overseas purchases
Dining
1-for-1 buffet specials at select dining partners
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $80,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $80,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal Card)
$96.30 (each Supplementary Card)
Year 3: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
5x DBS Points on online purchases
0% interest payment plans over 12 months
5x DBS Points on online purchases
Dining and travel privileges with the DBS Lifestyle app
0% Interest Payment Plans over 12 months
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Earn 5x DBS points on the first $1000 in online purchases monthly
Split your payment with 0% interest & a low processing fee for up to 24 months
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
5x DBS Points per $5 for online spending
1 DBS Point for everything else
Min Cashback Rate: 1.00%
Max Cashback Rate: 5%
Min Qualifying Spend: $5
Max Qualifying Spend: $1000 for 5x bonus
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles
Stay-3-pay-2 hotel stays at selected Angsana, Banyan Tree and Cassia properties
Petrol
14% instant fuel savings at Esso
Online Shopping
5x DBS Points for online spend
Dining
1-for-1 buffet specials at select dining partners
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $160.50 (Principal Card)
$80.25 (each Supplementary Card)
Year 3: $160.50 (Principal Card) $80.25 (each Supplementary Card)
Ongoing: $160.50 (Principal Card) $80.25 (each Supplementary Card)
Waived Minimum Spend: $15,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $160.50 (Principal Card) $80.25 (each Supplementary Card)
Ongoing: $160.50 (Principal Card) $80.25 (each Supplementary Card)
Waived Minimum Spend: $15,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Earn cash credits or dining credits with your grocery purchases
Win a Porsche Ice Driving Experience
Up to 3X DBS Points (or 6 Miles) per $5 spent on local Visa contactless purchases
0% Interest Payment Plans
over 12 months
Up to 18% off your favourite merchants
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Meet spending goals set in the DBS Lifestyle app. Redeem credits for prizes two days after reaching goal
Earn 1x chance for every $60 spend at Esso and 2x chances for every $60 spend outside Esso
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
3x DBS Points per $5 spent on local Visa Contactless purchases
1 DBS Point per $5 on everything else
Min Cashback Rate: 1.00%
Max Cashback Rate: 3%
Min Qualifying Spend: $5
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles
8% off hotel bookings through Hotels.com or Trip.com
Petrol
14% instant fuel savings at Esso
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal Card)
$96.30 (per Supplementary Card)
Year 3: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
5% voucher rebates at Takashimaya
Redeem $10 Takashimaya Shopping Voucher with every $2000 spent outside Takashimaya Department Store per quarter.
5% voucher rebates on Takashimaya purchases
$6 top-up to your CashCard for parking when you charge at least $250 to your Card in-store
Enjoy complimentary delivery service when you meet the following spend amount:
During Takashimaya 10% Promotion Day: $200
All other days: $100
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Earn 2 Takashimaya Bonus Points with every $12 charged
All Cardmembers are entitled to earn $10 shopping voucher for every
$2,000 charged outside of Takashimaya
Department Store in Singapore per calendar quarter
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
5% at Takashimaya Singapore
Up to 5% vouchers at overseas Takashimaya locations
0.5% on non-Takashimaya spend islandwide
Min Cashback Rate: 0.50%
Max Cashback Rate: 5%
Min Qualifying Spend: $12
Petrol
14% instant fuel savings at Esso service stations
Overseas Spending
Up to 5% voucher at overseas Takashimaya locations
Dining
Dining deals at over 1000 outlets islandwide
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal Card)
$96.30 (per Supplementary Card)
Year 3: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Enjoy great dining, shopping, online and travel privileges with the DBS Lifestyle app!
Exclusive on campus and islandwide privileges
1 DBS Rewards per $5 spent
Exlusive discounts and specials for NUS alumni
Contribution to NUS is made with each transaction
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Activate personalised promotions inside the DBS Lifestyle app for extra rewards
Exclusive benefits for NUS alumni
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
1 DBS Rewards per $5 spent
Min Cashback Rate: 1.00%
Max Cashback Rate: 1%
Min Qualifying Spend: $5
Miles/Travel
Special airline fares
Complimentary hotel nights
Up to 15% off car rentals
Petrol
14% instant fuel savings at Esso service stations islandwide
Dining
Dining deals at over 1000 outlets islandwide
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 3: $128.40 (Principal card)
$77.04 (each Supplementary card)
Ongoing: $128.40 (Principal card) $77.04 (each Supplementary card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Ongoing: $128.40 (Principal card) $77.04 (each Supplementary card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Receive up to 30,000 Citi ThankYou Points
Up to 10x rewards points per $1 spent
10x rewards for online and retail spending
Redeem your points for absolutely anything through Citi ThankYousm Rewards
Get deals and discounts locally & in 95 other countries
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
Spend $3000 in the first 3 months to earn 30,000 bonus ThankYou points
Up to 10,000 bonus points on local or online retail spend each month, excludes mobile wallet and travel purchases
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
10x rewards on retail spending and most online purchases
1x rewards on everything else
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Max Qualifying Spend: $1,000 for 10x bonus points
Petrol
Up to 14% fuel savings at Esso and Shell
Online Shopping
Up to 10x points on online spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 3: Principal Card annual fee : $192.60
Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Welcome gift of $120 cashback
Up to 20% cashback at select merchants
8% cashback on dining, groceries, and petrol
Up to 20.88% fuel savings at Esso and Shell
0.25% cashback on all non-bonus spend
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
Spend $1200 in the first 3 months to earn $120 bonus cash
Ongoing dining promotions let your save up to 20% on your bill
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
8% cashback on dining, groceries, and petrol (up to $25 bonus cash per category)
0.25% on all non-bonus purchases (no cap)
Min Cashback Rate: 0.25%
Max Cashback Rate: 8%
Min Qualifying Spend: $888
Max Qualifying Spend: $1200 ($400 per bonus category)
Petrol
8% cashback on petrol (up to $25 per month)
Dining
8% cashback on dining (up to $25 bonus cash)
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 2: Principal Card annual fee : $192.60
Supplementary Card annual fee : $96.30
Year 3: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Year 3: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Get up to 96GB of extra data for a year when you apply
Existing Citi Credit Cardmembers get up to 24GB of extra data for 3 months
Earn up to 10% Citi M1 Rebate on your M1 recurring bills
Earn up to 1% Citi M1 Rebate on purchases at M1 Shops
Up to 24-month interest-free instalment plan on handset purchases (applicable for phones above $200)
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
New-to-Bank Card Customer get 8 GB free for the first 12 months
Existing Citi Credit Cardmembers get up to 24GB of extra data for 3 months
Existing bank customers get 8 GB free for the first 3 months
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
10% on M1 recurring bills
1% on purchases at M1 Shops
0.3% on retail transactions
Min Cashback Rate: 0.30%
Max Cashback Rate: 10%
Max Qualifying Spend: $300 for M1 recurring charges
Max Cashback in Month: Up to $30 for M1 recurring charges
Petrol
Up to 14% fuel savings at Esso and Shell
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 2: Principal Card annual fee : $192.60
Supplementary Card annual fee : $96.30
Year 3: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Year 3: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Up to 30.7% off petrol transactions
Up to 20% cash rebates on Zaobao and SPH newspaper subscriptions
Up to 30.7% savings for petrol transactions at Shell and SPC
Up to 20% cash rebates on select purchases
1-for-1 movies for regular 2D ticket purchases at all Shaw Theatres box offices in Singapore
Purchases Intro: 28.88%
Min Income: $30,000
Purchases Intro: 28.88%
Min Income: $30,000
Promotions
Up to 30.7% off petrol transactions at Shell and SPC
Charge a minimum $600 spend to earn up to 20% cash rebate on Zaobao and SPH subscriptions
Balance Transfer
Introductory: 0% for 3 or 6 months
Ongoing: 28.88%
Ongoing: 28.88%
Cash Back
Up to 20% cash rebate on select purchases
2 BOC points per $1 for overseas spend
1 BOC point per $1 for local spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 20%
Min Qualifying Spend: $600
Max Cashback in Month: $80
Petrol
Up to 30.7% savings at Shell and SPC
Online Shopping
10% savings on online spend
Overseas Spending
5% cash rebate on mainland China spend
2 BOC points per $1 on overseas spend
Dining
10% cash rebate on dining
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $60,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: UnionPay
Bank: Bank of China
Type: Credit Card
Bank: Bank of China
Type: Credit Card
Rates
Purchases Introductory: 28.88%
Purchases Ongoing: 28.88%
Cash Advance: 28.88% plus $20 or 6% of amount withdrawn, whichever is higher
Interest Free Period (days): 23
Purchases Ongoing: 28.88%
Cash Advance: 28.88% plus $20 or 6% of amount withdrawn, whichever is higher
Interest Free Period (days): 23
Fee Details
Year 3: Principal Card annual fee : $203.30
Supplementary Card annual fee : $101.65
Ongoing: Principal Card annual fee : $203.30 Supplementary Card annual fee : $101.65
Late Payment Fee: $100
Description: 5% per month of the Minimum Payment Sum, subject to a minimum of ^¥/$100 per month
Provider Fee Details
Ongoing: Principal Card annual fee : $203.30 Supplementary Card annual fee : $101.65
Late Payment Fee: $100
Description: 5% per month of the Minimum Payment Sum, subject to a minimum of ^¥/$100 per month
Provider Fee Details
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