OCBC Titanium Rewards Credit Card

OCBC Titanium Rewards Credit Card

  Earn 50 OCBC$ (worth 20 miles) for every $5 spent on eligible online and retail purchases. Earn 5 OCBC$ on all other spend
  Additional 2% cash rebate when you spend at BEST Denki
  Access to Airport Lounges. Discount LoungeKey access at USD $27 per person per visit.
  Tap and pay for your train or bus rides with OCBC Titanium Rewards Card. Save yourself the trouble of topping up your EZ-link card.

  • 26.88% Purchases Intro
  • $0.00 Fee Year 1
  • $30,000 Min Income


  Earn 50 OCBC$ on all transactions within the list of eligible merchants capped at 120,000 OCBC$ in each card anniversary year.
  BEST Denki cash rebate in addition to 50 OCBC$ (worth 20 miles) for every S$5 spent
  All online purchases on your OCBC Titanium Rewards Card come with e-Commerce Protection


  10,000 KrisFlyer Miles (25,000 OCBC$). Redeemed at online rewards catalogue.
  Discounted LoungeKey access at Airport Lounges (USD $27 per person per visit)

No Annual Fee

  No annual fee first two years. No perpetual fee if $10,000 spent annually

Online Shopping

  Up to 50 OCBC$ points on online spending. Check the list of eligible Merchant Category Code for partners.

Overseas Spending

  Up to 50 OCBC$ on select bonus purchases.

Card Essentials
Issuer Mastercard
Bank OCBC Bank
Type Credit Card
Cash Back
  Enjoy additional 2% cash rebate in addition for your BEST Denki purchase (online and offline)

Min Cashback Rate 2.00%
Max Cashback Rate 2%
Annual Fee (1st Year) $0.00
Waived Minimum Spend $10,000
Annual Fee (2st Year) $0.00
Late Payment Fee $100
Annual Fee (3st Year) $192.60 for principal card and $96.30 per supplementary card
More Info Subject to minimum $2.50 finance charge
Annual Fee Ongoing $192.60 for principal card and $96.30 per supplementary card
Interest Rates
Purchases Introductory 26.88%
Cash Advance 8% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing 26.88%
Interest Free Period (days) 23
Balance Transfer
Introductory 0% for 1 year
Ongoing 28.92%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $45,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website
Provider Terms & ConditionsReference URL