OCBC Cashflo Credit Card

OCBC Cashflo Credit Card

  Get $50 cash rebate upon approval
  Get and use your card instantly when you apply via MyInfo
  0% interest for 3 months with cash transaction between $100 and less than $1000
  0% interest for 6 months with cash transaction $1000 or more
  Up to 1% rebate on all spending

  • Continual 0% for up to 6 months Purchases Intro
  • $30,000 Min Income


  New OCBC credit card applications can earn $50 cash rebate. No minimum spend required
  Same day physical credit card issuance for online applications approved before 12:30pm
  0% interest monthly instalments for up to 6 months


  55% off Explorer travel insurance single trip plans
Card Essentials
Issuer Mastercard Bank OCBC Bank
Type Credit Card 
Cash Back
  0.5% cash rebate with monthly bill below $1,000
  1% cash rebate with monthly bill of $1,000 and above
Min Cashback Rate 0.50% Min Qualifying Spend $0
Max Cashback Rate 1% Max Qualifying Spend $10,000
Max Cashback in Month $100 
Waived Minimum Spend $10,000 Late Payment Fee $100
Annual Fee (3st Year) Principal Card: $160.50 Supplementary Card: $80.25 More Info Subject to minimum $2.50 finance charge
Annual Fee Ongoing Principal Card: $160.50 Supplementary Card: $80.25 
Interest Rates
Purchases Introductory Continual 0% for up to 6 months Cash Advance 6% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing 26.88% after purchase instalment plan ends Interest Free Period (days) 23
Balance Transfer
Introductory 0% for 1 year Ongoing 28.92%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21
Eligibility - Foreigner
Minimum Annual Income $45,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website Provider Terms & Conditions