OCBC 365 Credit Card

OCBC 365 Credit Card

  Get $40 cashback when you sign up!
  Get $50 cash rebate upon approval. No minimum spend required Apply online by 31 July 2019!

  • 26.88% Purchases Intro
  • $192.60 Fee Year 1
  • $30,000 Min Income

Promotions

  Get $40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer.
  Get $50 cash rebate upon approval. No minimum spend required Apply online by 31 July 2019!

Miles/Travel

  $500,000 Complementary Travel Insurance

No Annual Fee

  Annual fee is waived for the first two years from the date

Petrol

  5% cashback on fuel spend at all other petrol service stations.
  Up to 20.4% Fuel savings at Esso (Till 30 June 2019)
  

Dining

  6% Cashback on Dining
  Local and overseas dining, every day Online food delivery

Student

  3% Cashback on local and overseas groceries!
  3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA) Local and overseas taxi (e.g. ComfortDelGro)
 
Card Essentials
Issuer Visa Bank OCBC Bank
Type Credit Card 
 
Min Cashback Rate 0.30% Min Qualifying Spend $800
Max Cashback Rate 6% Max Cashback in Month $80
Fees
Annual Fee (1st Year) $192.60 Waived Minimum Spend $12,000
Late Payment Fee $100 More Info Subject to minimum $2.50 finance charge
Annual Fee Ongoing $192.60 
Interest Rates
Purchases Introductory 26.88% Cash Advance 6% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing 26.88% Interest Free Period (days) 20
Balance Transfer
Ongoing 5.34% p.a for 6 months and 5.20% for 12 months 
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21
 
Eligibility - Foreigner
Minimum Annual Income $45,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website Provider Terms & Conditions