OCBC 365 Credit Card

OCBC 365 Credit Card

  6% Cashback on dining & online food delivery. 3% Cashback on groceries, land transport, utilities and online travel
  Great petrol cashback benefits for fuel savings.
  3% cashback on recurring telco and electricity bills (e.g. StarHub, Singtel, Geneco, Sembcorp)
  3% cashback on online air and cruise tickets purchases, online hotel and tour bookings (e.g. Agoda and Airbnb)
  0.3% cashback on all non bonus spending

  • 26.88% Purchases Intro
  • $0.00 Fee Year 1
  • $30,000 Min Income

Promotions

  Get 6% cashback on dining & online food delivery. Get 3% cashback on groceries, land transport, utilities and online travel
  5% cashback on fuel spend at all petrol service stations. Up to 22.1% fuel savings at Caltex (including 18% instant discount for all fuel). Up to 20.2% fuel savings at Esso
  3% Cashback on local and overseas private hire rides (e.g. Grab, Gojek and TADA). Local and overseas taxi rides (e.g. ComfortDelGro)

Miles/Travel

  3% Cashback on online air and cruise tickets purchases
  Booking.com: Up to 10% cashback on accommodation bookings (Book by 30 November 2020)
  Agoda: 7% off accommodation worldwide (until 31 Dec 2020)

No Annual Fee

  Annual fee is waived for the first two years from the date (including supplementary card)

Petrol

  5% cashback on fuel spend at all other petrol service stations.
  Up to 20.2% Fuel savings at Esso

Online Shopping

  3% cashback on online shopping

Dining

  6% Cashback on Dining
  Local and overseas dining, every day Online food delivery

Student

  3% Cashback on local and overseas groceries!
  3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA) Local and overseas taxi (e.g. ComfortDelGro)


Card Essentials
Issuer Visa
Bank OCBC Bank
Type Credit Card
Cash Back
  6% cashback on dining & online food delivery
  3% cashback on groceries, land transport, utilities and online travel
  5% cashback on fuel spend at all petrol service stations

Min Cashback Rate 0.30%
Min Qualifying Spend $800
Max Cashback Rate 22%
Max Cashback in Month $80
Fees
Annual Fee (1st Year) $0.00
Waived Minimum Spend $10,000
Annual Fee (2st Year) $0.00
Late Payment Fee $100
More Info Subject to minimum $2.50 finance charge
Annual Fee Ongoing Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory 26.88%
Cash Advance 6% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing 26.88%
Interest Free Period (days) 23
Balance Transfer
Ongoing 5.34% p.a for 6 months and 5.20% for 12 months
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $45,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website
Provider Terms & Conditions