No Annual Fee Credit Cards in Singapore

No one likes paying fees. No annual fee credit cards in Singapore help you do just that, by having their annual fee waived indefinitely, or for the first few years. Make sure to read the fine print for any minimum spend!

  Up to $230 cash + bonus 10% cashback on online spend (cap at $40)
  Up to 8% Cashback on Dining, Entertainment, Grab & UOB Travel spend
  No annual fee first year
  8% cashback on Grab, Dining and Entertainment spend
  3% cashback on Online Fashion and Travel spend
  Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
  5% cash rebate on dining, groceries and fuel
  Up to 20.2% savings at Caltex. 4% instant petrol discount and up to 5% cash rebates at Shell stations
  Earn 1 Reward point for every dollar you spend on your card, locally or abroad
  6% Cashback on dining & online food delivery. 3% Cashback on groceries, land transport, utilities and online travel
  Great petrol cashback benefits for fuel savings.
  3% cashback on recurring telco and electricity bills (e.g. StarHub, Singtel, Geneco, Sembcorp)
  3% cashback on online air and cruise tickets purchases, online hotel and tour bookings (e.g. Agoda and Airbnb)
  0.3% cashback on all non bonus spending
  Up to $360 cash rebate and $300 Singtel vouchers every year
  Get $5 OFF your GrabFood Order (Promo ends 30 Jun '20)
  Singtel vouchers up to $300 every year with minimum $12,000 local spend each year
  Get 12 free months of MobileShare. Enjoy 12 free months of subscription and 50% OFF thereafter for a new MobileShare Supplementary Plan.
  Receive a Samsonite Prestige 69cm Spinner Exp with built-in scale worth S$670 or $150 cashback
  One-time promotional rate of 1.68% p.a. for 6-month balance transfers
  Up to 3.5% cashback on all purchases with Advance Banking, 2.5% without Advance Banking
  No minimum spend required
  1 year annual fee waiver (perpetually waived for HSBC Advance banking customers)
  Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback
  One-time promotional rate of 1.68% p.a. for 6-month balance transfers
  5x rewards points on local dining, entertainment, and online spending
  No minimum spend required
  2 years' annual fee waiver
  Cashback up to $1800 annually
  Luggage up to $670 worth of welcome rewards
  Save up to $1,800 annually with 5% cash rebate on dining, groceries, petrol and transport (includes taxis, buses, trains), both locally and overseas
  1x Rewards points for every dollar spent
  Suite of travel privileges
  Earn 50 OCBC$ (worth 20 miles) for every $5 spent on eligible online and retail purchases. Earn 5 OCBC$ on all other spend
  Additional 2% cash rebate when you spend at BEST Denki
  Access to Airport Lounges. Discount LoungeKey access at USD $27 per person per visit.
  Tap and pay for your train or bus rides with OCBC Titanium Rewards Card. Save yourself the trouble of topping up your EZ-link card.
  Up to $50 cash rebate. Apply online for your SAFRA DBS Credit Card from 1 April to 30 June 2020.
  Up to 3% cash rebate
  3% rebate on contactless and online spending
  Exclusive access to 6 SAFRA Clubhouses islandwide
  Can redeem rewards online for statement credit or KrisFlyer miles
  Get 5% Cashback and no annual fees (5 years)
  Get AirPods with Charging Case on signup
  0.3% back on all spend
  No annual fee for five years
  Use the same card for your bus/train rides and ATM withdrawals
  Get up to $120 fuel savings when you apply for DBS Esso Card today
  Enjoy up to 21.2% fuel savings & 2.4% Smiles savings
  Up to 21.2% fuel savings at Esso
  Earn Smiles Points on all your card spend
  0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax
  New card members get 10,000 miles
  Get 4 miles per dollar on Online spend
  Up to 3.2 miles per $1 spent at select luxury boutiques
  24/7 concierge service wherever you are
  Enjoy peace of mind with $1 million travel insurance coverage
  Welcome gift of 37,300 Citi Miles
  Welcome gift of 10,000 Citi Miles
  Earn 2 Citi Miles on foreign currency spend
  Earn 1.2 Citi Miles on local spend
  Earn up to 10 Citi Miles per $1 spent on online travel bookings
  $100 cash credit
  Up to 3% p.a. interest with Save Up Programme
  Up to 3.33% cash rebates on local spend
  $3 off movie tickets at Shaw Theatres
  Low interest rate of 15% p.a
  Bonus of up to 18,500 KrisFlyer miles when you apply
  Travel and Lifestyle Privileges
  2 KrisFlyer miles per $1 on Singapore Airlines purchases (no cap).
  1.1 KrisFlyer miles on all non-bonus spend (no cap).
  No KrisFlyer miles transfer fee
  Welcome bonus of 3% Cashback
  Receive up to $60 CapitaVouchers
  Earn 1.5% Cashback on all purchases
  No minimum spend and no categories to track
  No cap on cashback
  Get $50 cash credit when you apply
  Up to 10% Cashback on Online and Offline Spending. 0.2% Unlimited Cashback (capped at $100 per month)
  10% back on beauty & wellness, online spend, grocery, pet spend, and cruises
  Unlimited 0.2% cashback on non-bonus spending
  CIMB Deals & Discounts around Malaysia and Indonesia
  Get $50 cash credit when you apply
  Up to 10% Cashback on Online and Offline Spending. 0.2% Unlimited Cashback (capped at $100 per month)
  Up to 10% cashback on select categories
  Unlimited 0.2% cashback on non-bonus spending
  Interest-free repayments over a period of up to 24 months with CIMB 0% i. Pay Plan
  Get $50 cash credit when you apply
  Infinite Cashback On All Your Spends. unlimited 2% cashback on Travel, Overseas, Online in foreign currencies. Also, unlimited 1% on all other retail spends.
  Unlimited 2% back on travel, overseas and online in foreign currency
  Complimentary DragonPass airport lounge membership and Complimentary Green Fees.
  Discounts of up to 25% at selected dining outlets in airports worldwide
  Get $50 cash credit when you apply
  Unlimited 2% Cashback On Selected Categories and Unlimited 1.5% Cashback On All Other Spend
  2% unlimited cashback on select categories
  Unlimited 1.5% cashback on all other spend
  No green fees at select golf courses