Miles Credit Cards in Singapore

Standard Chartered Visa Infinite

35,000 bonus miles when you apply

Complimentary 4 hour yacht hire when you spend $75,000 in 2019

6 complimentary Priority Pass visits per year for principal card

Earn up to 3 miles per $1 spent

Discount hotel and resort privileges

Fees
Promotions
Pay $588.50 principal card annual fee Spend $75000 by 31 Dec 2019 for complimentary yacht hire
Miles/Travel
Standard Chartered 360° Rewards Programme 1.4 Local Currency Miles per dollar and 3.5 Foreign Currency Miles per dollar Complimentary $1M Insurance and 6 Priority Pass visit per year

Overseas Spending
Up to 3 miles per $1 on overseas spend


Annual Fee (1st Year)	$588.50	Annual Fee (2st Year)	$588.50
Late Payment Fee	$80	Annual Fee (3st Year)	$588.50
More Info	$80 fee plus 28% interest on outstanding balance	Annual Fee Ongoing	$588.50
Interest Rates
Purchases Introductory	26.90%	Cash Advance	0.077% daily plus 6% or $15, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	22
Balance Transfer
Introductory	0% for 6 months	Ongoing	26.90%

OCBC 365 Credit Card

Get $40 cashback when you sign up!

Get $50 cash rebate upon approval. No minimum spend required Apply online by 31 July 2019!

Fees
Promotions
Get $40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer. Get $50 cash rebate upon approval. No minimum spend required Apply online by 31 July 2019!
Miles/Travel
$500,000 Complementary Travel Insurance
No Annual Fee
Annual fee is waived for the first two years from the date
Petrol
5% cashback on fuel spend at all other petrol service stations. Up to 20.4% Fuel savings at Esso (Till 30 June 2019)

Dining
6% Cashback on Dining Local and overseas dining, every day Online food delivery
Student
3% Cashback on local and overseas groceries! 3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA) Local and overseas taxi (e.g. ComfortDelGro)


Min Cashback Rate	0.30%	Min Qualifying Spend	$800
Max Cashback Rate	6%	Max Cashback in Month	$80
Annual Fee (1st Year)	$192.60	Waived Minimum Spend	$12,000
Late Payment Fee	$100	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	26.88%	Cash Advance	6% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing	26.88%	Interest Free Period (days)	20
Balance Transfer
Ongoing	5.34% p.a for 6 months and 5.20% for 12 months

UOB PRVI Miles American Express Card

Up to 12,000 Welcome Miles

Up to 7 miles for every $1 spent

Up to 7 miles per $1 on travel purchases

Up to 3 miles per $1 spent on Grab.

Earn 2.4 miles per $1 spent overseas and 1.4 miles per $1 spent locally.

Cash Back
Promotions
Be the first 2,000 cardmembers with a minimum spend of $4,000 within the first 60 days of new card approval Earn up to 7 miles per $1 spent on airline and hotel bookings through Agoda, Expedia, and UOB Travel. This current promotion is valied from 1 April 2019 to 30 June 2019.
Miles/Travel
Earn up to 13 miles on travel purchases. Must open a KrisFleyer UOB account to earn 6 miles per $1 spent. Then use PRVU Card to earn the remaining 7 miles per $1 on select travel purchases. Up to 2 transfers to Chiangi airport per quarter. Must maintain at least $1,000 foreign spend in the same quarter to qualify. Get 20,000 bonus miles every year with minimum $50,000 annual card spend. Flexible redemption options. Can redeem miles at over 40 airlines.

Online Shopping
Earn 1.4 miles per $1 spent on all local purchases.
Overseas Spending
Earn 2.4 miles per $1 on all overseas spending.
Dining
Earn 3 miles per $1 spent at Grab.

Up to $10 cash rebate on contactless payments. Valid from 11 June 2019 to 30 November 2019 but limited to the first 15,0000 registered Cardmembers.
Min Cashback Rate	$0	Min Qualifying Spend	$1
Max Cashback Rate	$10	Max Qualifying Spend	$10
Max Cashback in Month	$10
Fees
Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$50,000
Annual Fee (2st Year)	$256.80 for principal card. First two supplementary cards are free then 128.40 per card	Late Payment Fee	$100
Annual Fee (3st Year)	$256.80 for principal card. First two supplementary cards are free then 128.40 per card	More Info	$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing	$256.80 for principal card. First two supplementary cards are free then 128.40 per card
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

UOB One Card

Receive up to $250 when you apply for UOB One Card

Earn up to 3.88% p.a. interest on a UOB One Account

Spend $500, $1000, or $2000 per month (minimum 5 purchases) and get a $50, $100, or $300 quarterly cash rebate

Get up to 10% rebate on Grab transactions

Get up to 6% rebate on Singapore Power utlilies bill

Cash Back
Promotions
Get $150 cash credit when applying for UOB One Card between 1 Jun and 31 October 2019 and spend $1,500 within 30 days of approval (limited to the first 1,000 people) and a $100 cash credit when opening a UOB One Account (limited to the first 200 new UOB Deposits customers) Spend $500 on UOB One Card and credit your salary or perform 3 GIRO transactions to qualify for interest rate up to 3.88% p.a. UON One Account deposits
Miles/Travel
Up to 12 free rides for new SimplyGo users

Petrol
Up to 20.8% savings at Shell
Online Shopping
Up to 10% back on Grab purchases when you qualify for the quarterly bonus. Otherwise, all purchases earn 5% back. Up to 10% back at select SMART Rebate partners

Dining
Up to 10% back on Grab purchases when you qualify for the quarterly bonus Non-bonus dining earns 5% back

Earn up to $300 quarterly cash rebate by spending at least $2,000 monthly with minimum 5 purchases Get an additional 10% on Grab purchases when qualify for quarterly cash rebate (up to $2,400 annually) Up to 10% rebate on select purchases with UOB SMART Programme
Min Cashback Rate	0.00%	Min Qualifying Spend	$500 monthly (minimum 5 purchases)
Max Cashback Rate	10%	Max Qualifying Spend	$2,000 monthly (minimum 5 purchases)
Max Cashback in Month	$300 quarterly cash rebate
Fees
Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$12,000
Annual Fee (2st Year)	$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.	Late Payment Fee	$100
Annual Fee (3st Year)	$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.	More Info	$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing	$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

Maybank Horizon Visa Signature Card

Get $100 cash credit with Maybank credit cards and Creditable

Earn up to 8X TREATS points (3.2 air miles) per $1 spent

Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel

Qualify for the Maybank Save Up Program by owning this card and earn up to 3% p.a. interest

Fees
Promotions
Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of $800 within the first two months of approval to receive $100 Cash Credit
Miles/Travel
8x points on Singapore restaurant dining, petrol in Singapore, transport in Singapore, and Agoda.com hotel bookings 5x points on airline ticket purchases, travel packages, and foreign currency transactions Must spend minimum $300 monthly to earn 5x or 8x points Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel

Petrol
8x points on all petrol purchases in Singapore, plus prevailing station discounts

Overseas Spending
Earn 5x points (2 air miles) on foreign currency transactions. Applies to treveling abroad and online-based purchases.
Dining
Earn 8x points on restaurant dining in Singapore


Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$12,000
Annual Fee (2st Year)	$0.00	Late Payment Fee	5% of minimum payment due or $80, whichever is higher
Annual Fee (3st Year)	$0.00	More Info	$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing	$180.00
Interest Rates
Purchases Introductory	25.90%	Cash Advance	5% or minimum $15, whichever is higher
Purchases Ongoing	25.90%	Interest Free Period (days)	20

KrisFlyer UOB Credit Card

Up to 12,000 KrisFlyer miles or a return ticket for new UOB Credit Cardmembers

Up to 5,000 KrisFlyer miles for existing UOB Credit Cardmembers

Earn 3 KrisFlyer miles per $1 spent on Singapore Airlines, SilkAir, Scoot and KrisShop purchases

Earn up to 3 KrisFlyer miles on everyday spend with $500 minimum spend

Exclusive airline privileges

Purchases Intro 25.90% Fee Year 1 $0 for principal card. First supplementary card is free then $96.30 per additional card Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0 for principal card. First supplementary card is free then $96.30 per additional card Min Income $30,000

Fees
Promotions
Spend $2,000 within first 60 days of card open date Make one transaction of at least $5 within first 60 days
Miles/Travel
3x KrisFlyer miles on Singapore Airlines, SilkAir, Scoot and KrisShop purchases Up to 3x KrisFlyer miles on everyday spend categories with minimum $500 annual spend on Singapore Airlines group 1.2x miles on other spend

Online Shopping
Up to 3 miles per $1 spent

Dining
Up to 3x miles for online or local dining spend


Annual Fee (1st Year)	$0 for principal card. First supplementary card is free then $96.30 per additional card	Annual Fee (2st Year)	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Late Payment Fee	$100 per month	Annual Fee (3st Year)	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.
More Info	$100 per month plus 25.9% p.a. interest	Annual Fee Ongoing	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

UOB Preferred Platfinum Visa Card

Get up to $250 when you apply

Up to 30% off on sleect foreign travel

Earn 10x UNI$ for online purchases

Earn 10x UNI$ for contactless transactions

Earn rebates at UOB Smart% Programme partners

Purchases Intro 25.90% Fee Year 1 $0 for first and second card then $96.30 per each additional card Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0 for first and second card then $96.30 per each additional card Min Income $30,000

Cash Back
Promotions
Spend minimum $1,500 in the first 30 days to earn $150 and make a qualifying UOB One account deposit to earn another $100 UOB Privileges Passport offers spend discounts at select partners
Miles/Travel
Points are redeemable for air miles at 4 miles per $1

Online Shopping
10x miles for onlin shopping and food delivery

Dining
10x miles for fast food delivery order online Over 100 buffett specials and thousands of treats islandwide

10x UNI$ per $5 spent on online shopping and entertainment and contactless transactions Earn UOB SMART$ at over 300 outlets
Min Cashback Rate	1	Max Cashback Rate	10
Max Cashback in Month	UNI$2000
Fees
Annual Fee (1st Year)	$0 for first and second card then $96.30 per each additional card	Waived Minimum Spend	UNI$4800
Annual Fee (2st Year)	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.	Late Payment Fee	$100 per month
Annual Fee (3st Year)	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.	More Info	$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing	$192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

UOB Visa Infinite Metal Card

25,000 welcome miles with paid annual fee

Up to 2 miles per $1 spent

Earn 2 air miles for every $1 spent overseas and 1.4 miles for local spending

Free SingTel ReadyRoam & airport lounge access

Earn up to 6 KrisFlyer miles per purchase

Purchases Intro 25.90% Fee Year 1 $642 for principal card. First supplementary card is free for the first year. Min Income $150,000

More Details

Purchases Intro 25.90% Fee Year 1 $642 for principal card. First supplementary card is free for the first year. Min Income $150,000

Fees
Promotions
Receive 25,000 welcome miles after paying $642 annual fee and first transaction Earn 2 air miles for every $1 spent overseas and 1.4 miles for local spending
Miles/Travel
2x miles for every $1 spent overseas and 1.4x miles for every $1 spent locally Earn up to 6 KrisFlyer miles when linking Visa Infinite to KrisFlyer UOB account (capped at 5% of monthly average balance) 4 free visits per year to over 1,000 airport lounges with airport companion program by DragonPass

Overseas Spending
2 air miles per $1 spent overseas


Annual Fee (1st Year)	$642 for principal card. First supplementary card is free for the first year.	Annual Fee (2st Year)	Principal Card: $642 Supplementary Card: $288
Late Payment Fee	$100 per month	Annual Fee (3st Year)	Principal Card: $642 Supplementary Card: $288
More Info	$100 per month plus 25.9% p.a. interest	Annual Fee Ongoing	Principal Card: $642 Supplementary Card: $288
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

UOB Privilege Banking Card

UNI$30,000 (equivalent to 60,000 air miles) with $1,926 paid joining fee

Up to 2 air miles for every $1 spent

Earn up to 2 air miles per $1 spent

Complimentary travel benefits with select partners

Free access to private clubs China Club and Tower Club Singapore

Fees
Promotions
Get bonus UNI$30,000 when paying $1,926 annual fee Complimentary weekday green fees at Sentosa Golf Club with a minimum of one paying guest Complimentary welcome amenities such as room upgrade and daily breakfast at over 900 luxury hotels
Miles/Travel
2 air miles per $1 on overseas dining and travel 1.2 air miles pere $1 on all other spend Collect 60,000 air miles each card renewal when paying $1,926 annual fee

Overseas Spending
2 air miles per $1 on overseas dining and travel


Annual Fee (1st Year)	$0.00	Annual Fee (2st Year)	$1,926.00
Late Payment Fee	$100 per month	Annual Fee (3st Year)	$1,926.00
More Info	$100 per month plus 25.9% p.a. interest	Annual Fee Ongoing	$1,926.00
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	21
Balance Transfer
Introductory	5.34% p.a for 6 months and 5.20% for 12 months	Ongoing	28%

HSBC Revolution Credit Card

Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback

One-time promotional rate of 1.68% p.a. for 6-month balance transfers

5x rewards points on dining, entertainment, and online spending

No minimum spend required

2 years' annual fee waiver

Purchases Intro 25.90% Fee Year 1 $0.00 Min Income $30,000

More Details

Purchases Intro 25.90% Fee Year 1 $0.00 Min Income $30,000

Cash Back
Promotions
Must spend $800 within qualifying period All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm
Miles/Travel
5x points are worth 2 air miles

Online Shopping
5x points on online purchases

Dining
5x points on local dining (excludes dining merchants within hotels)

Luggage
Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period
5x points on dining, entertaininment, and online spending 1x points for non-bonus spend
Min Cashback Rate	1%	Min Qualifying Spend	$0
Max Cashback Rate	5%
Fees
Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$12,500
Annual Fee (2st Year)	$0.00	Late Payment Fee	$55
Annual Fee (3st Year)	$160.50	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$160.50
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	20
Balance Transfer
Introductory	1.68% for 6 months	Ongoing	28%

HSBC Visa Infinite Credit Card

Welcome gift of 35,000 air miles

Unlimited access to Priority Pass lounges

Complimentary limousine transfers and expedited immigration clearance

Earn up to 2.25 air miles for every $1 spent

Fees
Promotions
Express your interest to earn 35,000 air miles
Miles/Travel
Earn up to 2.25 air miles per $1 spent on overseas spend Earn up to 1.25 miles per $1 on local spend MIles redeemable at over 40 airlines

Overseas Spending
Earn 2.25 miles per $1 spent with minimum $50,000 spend in previous year Regular earn rate is 2 miles per $1 spent on overseas spending


Annual Fee (1st Year)	$650 ($488 for HSBC Premier members)	Annual Fee (2st Year)	$650 ($488 for HSBC Premier members)
Late Payment Fee	$55	Annual Fee (3st Year)	$650 ($488 for HSBC Premier members)
More Info	Subject to minimum $2.50 finance charge	Annual Fee Ongoing	$650 ($488 for HSBC Premier members)
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	20
Balance Transfer
Introductory	1.68% for 6 months	Ongoing	28%

HSBC Premier Mastercard Credit Card

Cashback up to $240

Luggage up to $620 worth of welcome rewards

Save up to $1,800 annually with 5% cash rebate on dining, groceries, petrol and transport (includes taxis, buses, trains), both locally and overseas

1x Rewards points for every dollar spent

Suite of travel privileges

Cash Back
Promotions
$180 cashback for principal application. $30 for supplementary application, capped at 2 supplementary applications. Samsonite T5 68cm Spinner with built-in scale worth $560 for principal card application. and $30 each for the first two supplementary card applications
Miles/Travel
Complimentary Quayside single-trip service at JetQuay CIP Terminal at Singapore Changi Airport until 31 October 2019 Discounted LoungeKey access Unlimited Wi-Fi through Boingo at 1million hotspots worldwide
No Annual Fee
Maintain HSBC Premier membership
Petrol
Up to 16% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore

Overseas Spending
Up to 5% back on dining, groceries, petrol, and transport overseas
Dining
Up to 5% back

Luggage
Samsonite T5 68cm Spinner with built-in scale worth $560 with minimum $800 charge in the first month
5% cash rebate on dining, petrol, and transit (both local and abroad) 1x point for non-bonus spend
Min Cashback Rate	1.00%	Min Qualifying Spend	$600 to earn 5% back
Max Cashback Rate	5%	Max Qualifying Spend	$3,000
Max Cashback in Month	$150
Fees
Late Payment Fee	$55	More Info	Subject to minimum $2.50 finance charge
Interest Rates
Purchases Introductory	25.90%	Cash Advance	6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing	25.90%	Interest Free Period (days)	20
Balance Transfer
Introductory	1.68% for 6 months	Ongoing	28%

OCBC Titanium Rewards Credit Card

Get $50 cash rebate upon approval

10x OCBC$ on your shopping

Earn 10x OCBC$ for every $1 on select purchases

Complimentary use of JetQuay Quayside until 31 October 2019

Discount LoungeKey access atUSD $27 per person per visit

Cash Back
Promotions
Application must be made on or before 31st July 2019 and approved by 31st August 2019. No minimum spend required. Earn 10x OCBC$ for every $1 spent (capped at 120,000 OCBC$ within one year starting from the month in which your card was issued)
Miles/Travel
Complimentary use of JetQuay Quayside until 31 October 2019 Discounted LoungeKey access

Online Shopping
Up to 10x points on online spending for clothing, department stores, electronics and gadgets, and select online merchants
Overseas Spending
Up to 10x OCBC$ on select bonus purchases.

10x points on clothing, department stores, electronics and gadgets 1x OCBC$ on all non-bonus spend
Min Cashback Rate	1.00%	Min Qualifying Spend	$0
Max Cashback Rate	10%	Max Qualifying Spend	$1,000
Max Cashback in Month	$10,000 OCBC
Fees
Annual Fee (1st Year)	$0.00	Waived Minimum Spend	$10,000
Annual Fee (2st Year)	$0.00	Late Payment Fee	$100
Annual Fee (3st Year)	$192.60 for principal card and $96.30 per supplementary card	More Info	Subject to minimum $2.50 finance charge
Annual Fee Ongoing	$192.60 for principal card and $96.30 per supplementary card
Interest Rates
Purchases Introductory	26.88%	Cash Advance	6% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing	26.88%	Interest Free Period (days)	23
Balance Transfer
Introductory	0% for 1 year	Ongoing	28.92%

OCBC Voyage Card

Get 15,000 complimentary VOYAGE miles with a $488 annual fee

Get 150,000 VOYAGE miles with a $3,210 annual fee

2.4 miles on overseas spend

1.6 miles on local dining

1.2 miles on local retail spend

Purchases Intro 26.88% Fee Year 1 Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year. Min Income $120,000

More Details

Fees
Promotions
Pay $488 annual fee for principal card Pay $3,210 annual fee for principal card The first metal cards to let you redeem miles for flights on all airlines without blackout dates
Miles/Travel
Up to 2.4 miles oer $1 on purchases Waiver of $25 KrisFlyer Miles redemption admin fee Complimentary Plaza Premium Lounge access

Petrol
Instant 19% off on fuel spend at Caltex with no minimum spending required

Overseas Spending
2.6 miles per $1 spent in foreign currency Free limosine transfer with minimum monthly spend of $1500 in foreign currency or $3000 in local and foreign spend
Dining
1.6 miles per $1 spent on local dining


Annual Fee (1st Year)	Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.	Annual Fee (2st Year)	Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Late Payment Fee	$100	Annual Fee (3st Year)	Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
More Info	Subject to minimum $2.50 finance charge	Annual Fee Ongoing	Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Interest Rates
Purchases Introductory	26.88%	Cash Advance	6% with a minimum $15.00 fee plus 28.92% p.a.
Purchases Ongoing	26.88%	Interest Free Period (days)	23
Balance Transfer
Introductory	0% for 1 year	Ongoing	28.92%

SAFRA DBS Card

Up to $180 cash rebate

Shop for groceries and win prizes

3% rebate on contactless and online spending

Exclusive access to 6 SAFRA Clubhouses islandwide

Can redeem rewards online for statement credit or KrisFlyer miles

Cash Back
Promotions
Charge a minimum spend of $500 per month for the first two calendar months from card approval date and get up to $180 cash rebate Shop for groceries through 31 October 2019 and hit spend goal to win cash credits or dining vouchers
Miles/Travel
Exclusive access to 6 SAFRA Clubhouses islandwide Can redeem purchase rewards for KrisFlyer miles
No Annual Fee
Maintain SAFRA membership

Online Shopping
3% cash rebate

3% on online transactions 3% on local Mastercard contactless transactions (including bus/train rides via SimplyGo) 0.3% on all other retail transactions
Min Cashback Rate	0.30%	Min Qualifying Spend	$500
Max Cashback Rate	3%
Fees
Waived Minimum Spend	Maintain SAFRA membership	Late Payment Fee	$100
More Info	Only assessed if outstanding balance is $50.01 or above
Interest Rates
Purchases Introductory	26.8% (Minimum charge: $2.50)	Cash Advance	28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing	26.8% (Minimum charge: $2.50)	Interest Free Period (days)	20
Balance Transfer
Introductory	0% for up to 12 months	Ongoing	26.80%

DBS Altitude Card

Earn 4 miles per $1 on your Singapore Airline tickets booked through DBS Travel Marketplace

From 1 Jul to 31 Dec 2019, enjoy 1 additional mile on everything you spend, with a lower admin fee of just 2% of your retail spend

Complimentary Priority Pass™ membership

Up to 4x miles on travel purchases

Exclusive flight and hotel discounts

Fees
Promotions
Earn 4x miles on Singapore Airline tickets through 31 December 2019 Register and earn 1 bonus mile per $1 until 30 December 2019
Miles/Travel
4 miles per $1 on Singapore Airlines purchases through DBS Travel MarketPlace 3 mles per $1 on online flight and hotel transactions Miles never expire

Overseas Spending
2 miles per $1 on overseas spend


Waived Minimum Spend	$25,000	Annual Fee (2st Year)	$192.60 (Principal card) $96.30 (each Supplementary card)
Late Payment Fee	$100	Annual Fee (3st Year)	$192.60 (Principal card) $96.30 (each Supplementary card)
More Info	Only assessed if outstanding balance is $50.01 or above	Annual Fee Ongoing	$192.60 (Principal card) $96.30 (each Supplementary card)
Interest Rates
Purchases Introductory	26.8% (Minimum charge: $2.50)	Cash Advance	28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing	26.8% (Minimum charge: $2.50)	Interest Free Period (days)	20
Balance Transfer
Introductory	0% for up to 12 months	Ongoing	26.80%

DBS Treasures Black Elite Card

Apply now and enjoy up to 48,000 miles

Earn 50% more miles on your card spend in the first 3 months from card approval date

Up to 3.2 miles per $1 spent

24/7 concierge service wherever you are

Redeem a one-way private limousine transfer from just 2,500 DBS Points

Fees
Promotions
Charge a minimum of $6,000 within the first 3 months from card approval Charge a minimum of $6,000 within the first 3 months from card approval 50% more miles, capped at 10K miles per CM
Miles/Travel
3.2 miles at select luxury boutiques with minimum $300 in a single receipt 2.4 miles for all overseas spend 1.2 miles for all local spend
No Annual Fee
Fee waived for DBS Treasures clients

Overseas Spending
2.4 miles for all overseas spend
Dining
Special offers at over 1,000 dining partners


Annual Fee (1st Year)	$535.00	Waived Minimum Spend	Maintain DBS Treasures membership
Annual Fee (2st Year)	$535.00	Late Payment Fee	$100
Annual Fee (3st Year)	$535.00	More Info	Only assessed if outstanding balance is $50.01 or above
Annual Fee Ongoing	$535.00
Interest Rates
Purchases Introductory	26.8% (Minimum charge: $2.50)	Cash Advance	28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing	26.8% (Minimum charge: $2.50)	Interest Free Period (days)	20
Balance Transfer
Introductory	0% for up to 12 months	Ongoing	26.80%

DBS Woman's World Card

0% interest payment plans over 12 months

Earn up to 10x points on online spending

Up to 10X DBS Points (or 20 miles) per $5 spent on online and overseas purchases

3X DBS Point (or 6 miles) on overseas purchases

0% Interest Payment Plans over 12 months

Cash Back
Promotions
Split your payment with 0% interest & a low processing fee for up to 24 months Earn 10x DBS points for the first $2000 online spend each month
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles Complimentary use of Quayside single trip service for DBS Woman’s World principal cardholder and 1 companion traveling on the same flight

Petrol
14% instant fuel savings at Esso
Online Shopping
10x DBS Points for online spend
Overseas Spending
3x DBS Points on overseas purchases
Dining
1-for-1 buffet specials at select dining partners

10x DBS Points per $5 for online spending 3x DBS Points for overseas spending 1x DBS Points for non-bonus spend
Min Cashback Rate	1.00%	Min Qualifying Spend	$5
Max Cashback Rate	10%	Max Qualifying Spend	$2000 for 10x bonus
Fees
Waived Minimum Spend	$25,000	Annual Fee (2st Year)	$192.60 (Principal Card) $96.30 (each Supplementary Card)
Late Payment Fee	$100	Annual Fee (3st Year)	$192.60 (Principal Card) $96.30 (each Supplementary Card)
More Info	Only assessed if outstanding balance is $50.01 or above	Annual Fee Ongoing	$192.60 (Principal Card) $96.30 (each Supplementary Card)
Interest Rates
Purchases Introductory	26.8% (Minimum charge: $2.50)	Cash Advance	28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing	26.8% (Minimum charge: $2.50)	Interest Free Period (days)	20
Balance Transfer
Introductory	0% for up to 12 months	Ongoing	26.80%

DBS Woman's Card

5x DBS Points on online purchases

0% interest payment plans over 12 months

5x DBS Points on online purchases

Dining and travel privileges with the DBS Lifestyle app

0% Interest Payment Plans over 12 months

Cash Back
Promotions
Earn 5x DBS points on the first $1000 in online purchases monthly Split your payment with 0% interest & a low processing fee for up to 24 months
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles Stay-3-pay-2 hotel stays at selected Angsana, Banyan Tree and Cassia properties

Petrol
14% instant fuel savings at Esso
Online Shopping
5x DBS Points for online spend

Dining
1-for-1 buffet specials at select dining partners

5x DBS Points per $5 for online spending 1 DBS Point for everything else
Min Cashback Rate	1.00%	Min Qualifying Spend	$5
Max Cashback Rate	5%	Max Qualifying Spend	$1000 for 5x bonus
Fees
Waived Minimum Spend	$15,000	Annual Fee (2st Year)	$160.50 (Principal Card) $80.25 (each Supplementary Card)
Late Payment Fee	$100	Annual Fee (3st Year)	$160.50 (Principal Card) $80.25 (each Supplementary Card)
More Info	Only assessed if outstanding balance is $50.01 or above	Annual Fee Ongoing	$160.50 (Principal Card) $80.25 (each Supplementary Card)
Interest Rates
Purchases Introductory	26.8% (Minimum charge: $2.50)	Cash Advance	28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing	26.8% (Minimum charge: $2.50)	Interest Free Period (days)	20
Balance Transfer
Introductory	0% for up to 12 months	Ongoing	26.80%

DBS Black Card

Earn cash credits or dining credits with your grocery purchases

Win a Porsche Ice Driving Experience

Up to 3X DBS Points (or 6 Miles) per $5 spent on local Visa contactless purchases

0% Interest Payment Plans over 12 months

Up to 18% off your favourite merchants

Cash Back
Promotions
Meet spending goals set in the DBS Lifestyle app. Redeem credits for prizes two days after reaching goal Earn 1x chance for every $60 spend at Esso and 2x chances for every $60 spend outside Esso
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles 8% off hotel bookings through Hotels.com or Trip.com

Petrol
14% instant fuel savings at Esso

3x DBS Points per $5 spent on local Visa Contactless purchases 1 DBS Point per $5 on everything else
Min Cashback Rate	1.00%	Min Qualifying Spend	$5
Max Cashback Rate	3%
Fees
Annual Fee (2st Year)	$192.60 (Principal Card) $96.30 (per Supplementary Card)	Late Payment Fee	$100
Annual Fee (3st Year)	$192.60 (Principal Card) $96.30 (per Supplementary Card)	More Info	Only assessed if outstanding balance is $50.01 or above
Annual Fee Ongoing	$192.60 (Principal Card) $96.30 (per Supplementary Card)
Interest Rates
Purchases Introductory	26.8% (Minimum charge: $2.50)	Cash Advance	28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing	26.8% (Minimum charge: $2.50)	Interest Free Period (days)	20
Balance Transfer
Introductory	0% for up to 12 months	Ongoing	26.80%

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