Miles Credit Cards in Singapore
Convert your credit card spent into free flights and flight upgrades. Air miles and travel credit cards can also reward you with travel perks like free travel insurance. Find the best miles credit card for you!
35,000 bonus miles when you apply
Complimentary 4 hour yacht hire when you spend $75,000 in 2019
6 complimentary Priority Pass visits per year for principal card
Earn up to 3 miles per $1 spent
Discount hotel and resort privileges
Purchases Intro: 26.90%
Fee Year 1: $588.50
Min Income: $150,000
Purchases Intro: 26.90%
Fee Year 1: $588.50
Min Income: $150,000
Promotions
Pay $588.50 principal card annual fee
Spend $75000 by 31 Dec 2019 for complimentary yacht hire
Balance Transfer
Introductory: 0% for 6 months
Ongoing: 26.90%
Ongoing: 26.90%
Miles/Travel
Standard Chartered 360° Rewards Programme
1.4 Local Currency Miles per dollar and 3.5 Foreign Currency Miles per dollar
Complimentary $1M Insurance and 6 Priority Pass visit per year
Overseas Spending
Up to 3 miles per $1 on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $150,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $150,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Standard Chartered
Type: Credit Card
Bank: Standard Chartered
Type: Credit Card
Rates
Purchases Introductory: 26.90%
Purchases Ongoing: 26.90%
Cash Advance: 0.077% daily plus 6% or $15, whichever is greater
Interest Free Period (days): 22
Purchases Ongoing: 26.90%
Cash Advance: 0.077% daily plus 6% or $15, whichever is greater
Interest Free Period (days): 22
Fee Details
Year 1: $588.50
Year 2: $588.50
Year 3: $588.50
Ongoing: $588.50
Late Payment Fee: $80
Description: $80 fee plus 28% interest on outstanding balance
Provider Fee Details
Year 2: $588.50
Year 3: $588.50
Ongoing: $588.50
Late Payment Fee: $80
Description: $80 fee plus 28% interest on outstanding balance
Provider Fee Details
Get $40 cashback when you sign up!
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019!
Purchases Intro: 26.88%
Fee Year 1: $192.60
Min Income: $30,000
Purchases Intro: 26.88%
Fee Year 1: $192.60
Min Income: $30,000
Promotions
Get $40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer.
Get $50 cash rebate upon approval. No minimum spend required
Apply online by 31 July 2019!
Balance Transfer
Ongoing: 5.34% p.a for 6 months and 5.20% for 12 months
Cash Back
Min Cashback Rate: 0.30%
Max Cashback Rate: 6%
Min Qualifying Spend: $800
Max Cashback in Month: $80
Miles/Travel
$500,000 Complementary Travel Insurance
No Annual Fee
Annual fee is waived for the first two years from the date
Petrol
5% cashback on fuel spend at all other petrol service stations.
Up to 20.4% Fuel savings at Esso (Till 30 June 2019)
Dining
6% Cashback on Dining
Local and overseas dining, every day
Online food delivery
Student
3% Cashback on local and overseas groceries!
3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA)
Local and overseas taxi (e.g. ComfortDelGro)
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Up to 12,000 Welcome Miles
Up to 7 miles for every $1 spent
Up to 7 miles per $1 on travel purchases
Up to 3 miles per $1 spent on Grab.
Earn 2.4 miles per $1 spent overseas and 1.4 miles per $1 spent locally.
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Be the first 2,000 cardmembers with a minimum spend of $4,000 within the first 60 days of new card approval
Earn up to 7 miles per $1 spent on airline and hotel bookings through Agoda, Expedia, and UOB Travel. This current promotion is valied from 1 April 2019 to 30 June 2019.
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
Up to $10 cash rebate on contactless payments. Valid from 11 June 2019 to 30 November 2019 but limited to the first 15,0000 registered Cardmembers.
Min Cashback Rate: $0
Max Cashback Rate: $10
Min Qualifying Spend: $1
Max Qualifying Spend: $10
Max Cashback in Month: $10
Miles/Travel
Earn up to 13 miles on travel purchases. Must open a KrisFleyer UOB account to earn 6 miles per $1 spent. Then use PRVU Card to earn the remaining 7 miles per $1 on select travel purchases.
Up to 2 transfers to Chiangi airport per quarter. Must maintain at least $1,000 foreign spend in the same quarter to qualify.
Get 20,000 bonus miles every year with minimum $50,000 annual card spend.
Flexible redemption options. Can redeem miles at over 40 airlines.
Online Shopping
Earn 1.4 miles per $1 spent on all local purchases.
Overseas Spending
Earn 2.4 miles per $1 on all overseas spending.
Dining
Earn 3 miles per $1 spent at Grab.
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: American Express
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Year 3: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Ongoing: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Waived Minimum Spend: $50,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Year 3: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Ongoing: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Waived Minimum Spend: $50,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Receive up to $250 when you apply for UOB One Card
Earn up to 3.88% p.a. interest on a UOB One Account
Spend $500, $1000, or $2000 per month (minimum 5 purchases) and get a $50, $100, or $300 quarterly cash rebate
Get up to 10% rebate on Grab transactions
Get up to 6% rebate on Singapore Power utlilies bill
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Get $150 cash credit when applying for UOB One Card between 1 Jun and 31 October 2019 and spend $1,500 within 30 days of approval (limited to the first 1,000 people) and a $100 cash credit when opening a UOB One Account (limited to the first 200 new UOB Deposits customers)
Spend $500 on UOB One Card and credit your salary or perform 3 GIRO transactions to qualify for interest rate up to 3.88% p.a. UON One Account deposits
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
Earn up to $300 quarterly cash rebate by spending at least $2,000 monthly with minimum 5 purchases
Get an additional 10% on Grab purchases when qualify for quarterly cash rebate (up to $2,400 annually)
Up to 10% rebate on select purchases with UOB SMART Programme
Min Cashback Rate: 0.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $500 monthly (minimum 5 purchases)
Max Qualifying Spend: $2,000 monthly (minimum 5 purchases)
Max Cashback in Month: $300 quarterly cash rebate
Miles/Travel
Up to 12 free rides for new SimplyGo users
Petrol
Up to 20.8% savings at Shell
Online Shopping
Up to 10% back on Grab purchases when you qualify for the quarterly bonus. Otherwise, all purchases earn 5% back.
Up to 10% back at select SMART Rebate partners
Dining
Up to 10% back on Grab purchases when you qualify for the quarterly bonus
Non-bonus dining earns 5% back
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Year 3: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Ongoing: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Year 3: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Ongoing: $192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Waived Minimum Spend: $12,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Get $100 cash credit with Maybank credit cards and Creditable
Earn up to 8X TREATS points (3.2 air miles) per $1 spent
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Qualify for the Maybank Save Up Program by owning this card and earn up to 3% p.a. interest
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of $800 within the first two months of approval to receive $100 Cash Credit
Miles/Travel
8x points on Singapore restaurant dining, petrol in Singapore, transport in Singapore, and Agoda.com hotel bookings
5x points on airline ticket purchases, travel packages, and foreign currency transactions
Must spend minimum $300 monthly to earn 5x or 8x points
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Petrol
8x points on all petrol purchases in Singapore, plus prevailing station discounts
Overseas Spending
Earn 5x points (2 air miles) on foreign currency transactions. Applies to treveling abroad and online-based purchases.
Dining
Earn 8x points on restaurant dining in Singapore
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000 if Malaysian and $60,000 for foreigners
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Maybank
Type: Credit Card
Bank: Maybank
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 5% or minimum $15, whichever is higher
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 5% or minimum $15, whichever is higher
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $0.00
Ongoing: $180.00
Waived Minimum Spend: $12,000
Late Payment Fee: 5% of minimum payment due or $80, whichever is higher
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $0.00
Year 3: $0.00
Ongoing: $180.00
Waived Minimum Spend: $12,000
Late Payment Fee: 5% of minimum payment due or $80, whichever is higher
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Up to 12,000 KrisFlyer miles or a return ticket for new UOB Credit Cardmembers
Up to 5,000 KrisFlyer miles for existing UOB Credit Cardmembers
Earn 3 KrisFlyer miles per $1 spent on Singapore Airlines, SilkAir, Scoot and KrisShop purchases
Earn up to 3 KrisFlyer miles on everyday spend with $500 minimum spend
Exclusive airline privileges
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card. First supplementary card is free then $96.30 per additional card
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0 for principal card. First supplementary card is free then $96.30 per additional card
Min Income: $30,000
Promotions
Spend $2,000 within first 60 days of card open date
Make one transaction of at least $5 within first 60 days
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
3x KrisFlyer miles on Singapore Airlines, SilkAir, Scoot and KrisShop purchases
Up to 3x KrisFlyer miles on everyday spend categories with minimum $500 annual spend on Singapore Airlines group
1.2x miles on other spend
Online Shopping
Up to 3 miles per $1 spent
Dining
Up to 3x miles for online or local dining spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0 for principal card. First supplementary card is free then $96.30 per additional card
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Get up to $250 when you apply
Up to 30% off on sleect foreign travel
Earn 10x UNI$ for online purchases
Earn 10x UNI$ for contactless transactions
Earn rebates at UOB Smart% Programme partners
Purchases Intro: 25.90%
Fee Year 1: $0 for first and second card then $96.30 per each additional card
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0 for first and second card then $96.30 per each additional card
Min Income: $30,000
Promotions
Spend minimum $1,500 in the first 30 days to earn $150 and make a qualifying UOB One account deposit to earn another $100
UOB Privileges Passport offers spend discounts at select partners
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
10x UNI$ per $5 spent on online shopping and entertainment and contactless transactions
Earn UOB SMART$ at over 300 outlets
Min Cashback Rate: 1
Max Cashback Rate: 10
Max Cashback in Month: UNI$2000
Miles/Travel
Points are redeemable for air miles at 4 miles per $1
Online Shopping
10x miles for onlin shopping and food delivery
Dining
10x miles for fast food delivery order online
Over 100 buffett specials and thousands of treats islandwide
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0 for first and second card then $96.30 per each additional card
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Waived Minimum Spend: UNI$4800
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Year 3: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Ongoing: $192.60 for principal card. First supplementary card is free then $96.30 per additional card.
Waived Minimum Spend: UNI$4800
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
25,000 welcome miles with paid annual fee
Up to 2 miles per $1 spent
Earn 2 air miles for every $1 spent overseas and 1.4 miles for local spending
Free SingTel ReadyRoam & airport lounge access
Earn up to 6 KrisFlyer miles per purchase
Purchases Intro: 25.90%
Fee Year 1: $642 for principal card. First supplementary card is free for the first year.
Min Income: $150,000
Purchases Intro: 25.90%
Fee Year 1: $642 for principal card. First supplementary card is free for the first year.
Min Income: $150,000
Promotions
Receive 25,000 welcome miles after paying $642 annual fee and first transaction
Earn 2 air miles for every $1 spent overseas and 1.4 miles for local spending
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
2x miles for every $1 spent overseas and 1.4x miles for every $1 spent locally
Earn up to 6 KrisFlyer miles when linking Visa Infinite to KrisFlyer UOB account (capped at 5% of monthly average balance)
4 free visits per year to over 1,000 airport lounges with airport companion program by DragonPass
Overseas Spending
2 air miles per $1 spent overseas
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $150,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $150,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $642 for principal card. First supplementary card is free for the first year.
Year 2: Principal Card: $642 Supplementary Card: $288
Year 3: Principal Card: $642 Supplementary Card: $288
Ongoing: Principal Card: $642 Supplementary Card: $288
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: Principal Card: $642 Supplementary Card: $288
Year 3: Principal Card: $642 Supplementary Card: $288
Ongoing: Principal Card: $642 Supplementary Card: $288
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
UNI$30,000 (equivalent to 60,000 air miles) with $1,926 paid joining fee
Up to 2 air miles for every $1 spent
Earn up to 2 air miles per $1 spent
Complimentary travel benefits with select partners
Free access to private clubs China Club and Tower Club Singapore
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Get bonus UNI$30,000 when paying $1,926 annual fee
Complimentary weekday green fees at Sentosa Golf Club with a minimum of one paying guest
Complimentary welcome amenities such as room upgrade and daily breakfast at over 900 luxury hotels
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
2 air miles per $1 on overseas dining and travel
1.2 air miles pere $1 on all other spend
Collect 60,000 air miles each card renewal when paying $1,926 annual fee
Overseas Spending
2 air miles per $1 on overseas dining and travel
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $60,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $1,926.00
Year 3: $1,926.00
Ongoing: $1,926.00
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $1,926.00
Year 3: $1,926.00
Ongoing: $1,926.00
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback
One-time promotional rate of 1.68% p.a. for 6-month balance transfers
5x rewards points on dining, entertainment, and online spending
No minimum spend required
2 years' annual fee waiver
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Must spend $800 within qualifying period
All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date
Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
5x points on dining, entertaininment, and online spending
1x points for non-bonus spend
Min Cashback Rate: 1%
Max Cashback Rate: 5%
Min Qualifying Spend: $0
Miles/Travel
5x points are worth 2 air miles
Online Shopping
5x points on online purchases
Dining
5x points on local dining (excludes dining merchants within hotels)
Luggage
Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $160.50
Ongoing: $160.50
Waived Minimum Spend: $12,500
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $0.00
Year 3: $160.50
Ongoing: $160.50
Waived Minimum Spend: $12,500
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Welcome gift of 35,000 air miles
Unlimited access to Priority Pass lounges
Complimentary limousine transfers and expedited immigration clearance
Earn up to 2.25 air miles for every $1 spent
Purchases Intro: 25.90%
Fee Year 1: $650 ($488 for HSBC Premier members)
Min Income: $120,000
Purchases Intro: 25.90%
Fee Year 1: $650 ($488 for HSBC Premier members)
Min Income: $120,000
Promotions
Express your interest to earn 35,000 air miles
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
Earn up to 2.25 air miles per $1 spent on overseas spend
Earn up to 1.25 miles per $1 on local spend
MIles redeemable at over 40 airlines
Overseas Spending
Earn 2.25 miles per $1 spent with minimum $50,000 spend in previous year
Regular earn rate is 2 miles per $1 spent on overseas spending
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $120,000
Fixed Security Deposit: $30,000.00
Min Age: 21
Fixed Security Deposit: $30,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $120,000.00
Fixed Security Deposit: $30,000.00
Min Age: 21
Fixed Security Deposit: $30,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $650 ($488 for HSBC Premier members)
Year 2: $650 ($488 for HSBC Premier members)
Year 3: $650 ($488 for HSBC Premier members)
Ongoing: $650 ($488 for HSBC Premier members)
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $650 ($488 for HSBC Premier members)
Year 3: $650 ($488 for HSBC Premier members)
Ongoing: $650 ($488 for HSBC Premier members)
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Cashback up to $240
Luggage up to $620 worth of welcome rewards
Save up to $1,800 annually with 5% cash rebate on dining, groceries, petrol and transport (includes taxis, buses, trains), both locally and overseas
1x Rewards points for every dollar spent
Suite of travel privileges
Purchases Intro: 25.90%
Min Income: $30,000
Purchases Intro: 25.90%
Min Income: $30,000
Promotions
$180 cashback for principal application. $30 for supplementary application, capped at 2 supplementary applications.
Samsonite T5 68cm Spinner with built-in scale worth $560 for principal card application. and $30 each for the first two supplementary card applications
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
5% cash rebate on dining, petrol, and transit (both local and abroad)
1x point for non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 5%
Min Qualifying Spend: $600 to earn 5% back
Max Qualifying Spend: $3,000
Max Cashback in Month: $150
Miles/Travel
Complimentary Quayside single-trip service at JetQuay CIP Terminal at Singapore Changi Airport until 31 October 2019
Discounted LoungeKey access
Unlimited Wi-Fi through Boingo at 1million hotspots worldwide
No Annual Fee
Maintain HSBC Premier membership
Petrol
Up to 16% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore
Overseas Spending
Up to 5% back on dining, groceries, petrol, and transport overseas
Dining
Up to 5% back
Luggage
Samsonite T5 68cm Spinner with built-in scale worth $560 with minimum $800 charge in the first month
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Get $50 cash rebate upon approval
10x OCBC$ on your shopping
Earn 10x OCBC$ for every $1 on select purchases
Complimentary use of JetQuay Quayside until 31 October 2019
Discount LoungeKey access atUSD $27 per person per visit
Purchases Intro: 26.88%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 26.88%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Application must be made on or before 31st July 2019 and approved by 31st August 2019. No minimum spend required.
Earn 10x OCBC$ for every $1 spent (capped at 120,000 OCBC$ within one year starting from the month in which your card was issued)
Balance Transfer
Introductory: 0% for 1 year
Ongoing: 28.92%
Ongoing: 28.92%
Cash Back
10x points on clothing, department stores, electronics and gadgets
1x OCBC$ on all non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $0
Max Qualifying Spend: $1,000
Max Cashback in Month: $10,000 OCBC
Miles/Travel
Complimentary use of JetQuay Quayside until 31 October 2019
Discounted LoungeKey access
Online Shopping
Up to 10x points on online spending for clothing, department stores, electronics and gadgets, and select online merchants
Overseas Spending
Up to 10x OCBC$ on select bonus purchases.
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $192.60 for principal card and $96.30 per supplementary card
Ongoing: $192.60 for principal card and $96.30 per supplementary card
Waived Minimum Spend: $10,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $0.00
Year 3: $192.60 for principal card and $96.30 per supplementary card
Ongoing: $192.60 for principal card and $96.30 per supplementary card
Waived Minimum Spend: $10,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Get 15,000 complimentary VOYAGE miles with a $488 annual fee
Get 150,000 VOYAGE miles with a $3,210 annual fee
2.4 miles on overseas spend
1.6 miles on local dining
1.2 miles on local retail spend
Purchases Intro: 26.88%
Fee Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Min Income: $120,000
Purchases Intro: 26.88%
Fee Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Min Income: $120,000
Promotions
Pay $488 annual fee for principal card
Pay $3,210 annual fee for principal card
The first metal cards to let you redeem miles for flights on all airlines without blackout dates
Balance Transfer
Introductory: 0% for 1 year
Ongoing: 28.92%
Ongoing: 28.92%
Miles/Travel
Up to 2.4 miles oer $1 on purchases
Waiver of $25 KrisFlyer Miles redemption admin fee
Complimentary Plaza Premium Lounge access
Petrol
Instant 19% off on fuel spend at Caltex with no minimum spending required
Overseas Spending
2.6 miles per $1 spent in foreign currency
Free limosine transfer with minimum monthly spend of $1500 in foreign currency or $3000 in local and foreign spend
Dining
1.6 miles per $1 spent on local dining
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $120,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $120,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Fee Details
Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Year 2: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Year 3: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Ongoing: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Year 3: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Ongoing: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Up to $180 cash rebate
Shop for groceries and win prizes
3% rebate on contactless and online spending
Exclusive access to 6 SAFRA Clubhouses islandwide
Can redeem rewards online for statement credit or KrisFlyer miles
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Charge a minimum spend of $500 per month for the first two calendar months from card approval date and get up to $180 cash rebate
Shop for groceries through 31 October 2019 and hit spend goal to win cash credits or dining vouchers
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
3% on online transactions
3% on local Mastercard contactless transactions (including bus/train rides via SimplyGo)
0.3% on all other retail transactions
Min Cashback Rate: 0.30%
Max Cashback Rate: 3%
Min Qualifying Spend: $500
Miles/Travel
Exclusive access to 6 SAFRA Clubhouses islandwide
Can redeem purchase rewards for KrisFlyer miles
No Annual Fee
Maintain SAFRA membership
Online Shopping
3% cash rebate
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Waived Minimum Spend: Maintain SAFRA membership
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Earn 4 miles per $1 on your Singapore Airline tickets booked through DBS Travel Marketplace
From 1 Jul to 31 Dec 2019, enjoy 1 additional mile on everything you spend, with a lower admin fee of just 2% of your retail spend
Complimentary Priority Pass™ membership
Up to 4x miles on travel purchases
Exclusive flight and hotel discounts
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Earn 4x miles on Singapore Airline tickets through 31 December 2019
Register and earn 1 bonus mile per $1 until 30 December 2019
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Miles/Travel
4 miles per $1 on Singapore Airlines purchases through DBS Travel MarketPlace
3 mles per $1 on online flight and hotel transactions
Miles never expire
Overseas Spending
2 miles per $1 on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal card)
$96.30 (each Supplementary card)
Year 3: $192.60 (Principal card) $96.30 (each Supplementary card)
Ongoing: $192.60 (Principal card) $96.30 (each Supplementary card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal card) $96.30 (each Supplementary card)
Ongoing: $192.60 (Principal card) $96.30 (each Supplementary card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Apply now and enjoy up to 48,000 miles
Earn 50% more miles on your card spend in the first 3 months from card approval date
Up to 3.2 miles per $1 spent
24/7 concierge service wherever you are
Redeem a one-way private limousine transfer from just 2,500 DBS Points
Purchases Intro: 26.8% (Minimum charge: $2.50)
Fee Year 1: $535.00
Purchases Intro: 26.8% (Minimum charge: $2.50)
Fee Year 1: $535.00
Promotions
Charge a minimum of $6,000 within the first 3 months from card approval
Charge a minimum of $6,000 within the first 3 months from card approval
50% more miles, capped at 10K miles per CM
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Miles/Travel
3.2 miles at select luxury boutiques with minimum $300 in a single receipt
2.4 miles for all overseas spend
1.2 miles for all local spend
No Annual Fee
Fee waived for DBS Treasures clients
Overseas Spending
2.4 miles for all overseas spend
Dining
Special offers at over 1,000 dining partners
Eligibility Criteria
Citizen/Permanent Resident
Min Age: 21
Foreigner
Min Age: 21
Card Essentials
Issuer: American Express
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 1: $535.00
Year 2: $535.00
Year 3: $535.00
Ongoing: $535.00
Waived Minimum Spend: Maintain DBS Treasures membership
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 2: $535.00
Year 3: $535.00
Ongoing: $535.00
Waived Minimum Spend: Maintain DBS Treasures membership
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
0% interest payment plans over 12 months
Earn up to 10x points on online spending
Up to 10X DBS Points (or 20 miles) per $5 spent on online and overseas purchases
3X DBS Point (or 6 miles) on overseas purchases
0% Interest Payment Plans
over 12 months
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $80,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $80,000
Promotions
Split your payment with 0% interest & a low processing fee for up to 24 months
Earn 10x DBS points for the first $2000 online spend each month
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
10x DBS Points per $5 for online spending
3x DBS Points for overseas spending
1x DBS Points for non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $5
Max Qualifying Spend: $2000 for 10x bonus
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles
Complimentary use of Quayside single trip service for DBS Woman’s World principal cardholder and 1 companion traveling on the same flight
Petrol
14% instant fuel savings at Esso
Online Shopping
10x DBS Points for online spend
Overseas Spending
3x DBS Points on overseas purchases
Dining
1-for-1 buffet specials at select dining partners
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $80,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $80,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal Card)
$96.30 (each Supplementary Card)
Year 3: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
5x DBS Points on online purchases
0% interest payment plans over 12 months
5x DBS Points on online purchases
Dining and travel privileges with the DBS Lifestyle app
0% Interest Payment Plans over 12 months
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Earn 5x DBS points on the first $1000 in online purchases monthly
Split your payment with 0% interest & a low processing fee for up to 24 months
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
5x DBS Points per $5 for online spending
1 DBS Point for everything else
Min Cashback Rate: 1.00%
Max Cashback Rate: 5%
Min Qualifying Spend: $5
Max Qualifying Spend: $1000 for 5x bonus
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles
Stay-3-pay-2 hotel stays at selected Angsana, Banyan Tree and Cassia properties
Petrol
14% instant fuel savings at Esso
Online Shopping
5x DBS Points for online spend
Dining
1-for-1 buffet specials at select dining partners
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $160.50 (Principal Card)
$80.25 (each Supplementary Card)
Year 3: $160.50 (Principal Card) $80.25 (each Supplementary Card)
Ongoing: $160.50 (Principal Card) $80.25 (each Supplementary Card)
Waived Minimum Spend: $15,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $160.50 (Principal Card) $80.25 (each Supplementary Card)
Ongoing: $160.50 (Principal Card) $80.25 (each Supplementary Card)
Waived Minimum Spend: $15,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Earn cash credits or dining credits with your grocery purchases
Win a Porsche Ice Driving Experience
Up to 3X DBS Points (or 6 Miles) per $5 spent on local Visa contactless purchases
0% Interest Payment Plans
over 12 months
Up to 18% off your favourite merchants
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Meet spending goals set in the DBS Lifestyle app. Redeem credits for prizes two days after reaching goal
Earn 1x chance for every $60 spend at Esso and 2x chances for every $60 spend outside Esso
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
3x DBS Points per $5 spent on local Visa Contactless purchases
1 DBS Point per $5 on everything else
Min Cashback Rate: 1.00%
Max Cashback Rate: 3%
Min Qualifying Spend: $5
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles
8% off hotel bookings through Hotels.com or Trip.com
Petrol
14% instant fuel savings at Esso
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal Card)
$96.30 (per Supplementary Card)
Year 3: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
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