Convert your credit card spent into free flights and flight upgrades. Air miles and travel credit cards can also reward you with travel perks like free travel insurance. Find the best miles credit card for you!
Up to $230 cash + bonus 10% cashback on online spend (cap at $40)
Up to 8% Cashback on Dining, Entertainment, Grab & UOB Travel spend
No annual fee first year
8% cashback on Grab, Dining and Entertainment spend
3% cashback on Online Fashion and Travel spend
Promotions
Apply for a UOB YOLO Card from 16 March to 30 June 2020, complete SMS registration and spend a minimum of S$600 within 30 days from the card approval date. Subject to a cashback cap of $40.
Minimum spend of $600 per statement month is required for additional cashback (8% and 3%). Total cashback is capped at $60 per month
Cardmembers will earn 0.3% cashback on all spend
Miles/Travel
Agoda: 7% off accommodation bookings (untill 31 Dec 2020)
Booking.com: Up to 10% cashback on accommodation bookings (until 1 July 2020)
No Annual Fee
First 1 year card fee waived
1st Supplementary Card — Free for life
Online Shopping
3% - 8% cashback for Online Fashion Shopping
Online Fashion Transaction means the card transaction is made via fashion websites that sells clothes, shoes, jewellery, accessories and bags as its main business activity, in both foreign and local currencies
Dining
Up to 8% Cashback on dining
Ash & Elm, Intercontinental; 20% off total bill (until 31 Dec 2020)
Cherry Garden, Mandarin Oriental: 15% off total bill (excluding weekend dim sum) until 30 Dec 2020
Student
3% - 8% off Weekend Grab Card Transactions (with effect from 10 April 2018)
Cash Back
Up to 8% back
on weekend Grab, dining
& entertainment
(local & overseas)
3% cashback on weekday Grab, dining, entertainment, online fashion, and travel
0.3% back on all non-bonus spend
Min Cashback Rate
0.30%
Min Qualifying Spend
$600
Max Cashback Rate
8%
Max Qualifying Spend
$1,200
Max Cashback in Month
$60
Fees
Annual Fee (1st Year)
$0.00
Late Payment Fee
$100
More Info
Subject to minimum $2.50 finance charge
Annual Fee Ongoing
Principal Card annual fee : $192.60
First Supplementary Card: Free
Second Supplementary Card: $96.30
Interest Rates
Purchases Introductory
25.90%
Cash Advance
28% per annum on all outstanding on the cash advance amount, calculated on a daily
basis, from the date of the cash advance until the date the outstanding is paid in full
6% Cashback on dining & online food delivery. 3% Cashback on groceries, land transport, utilities and online travel
Great petrol cashback benefits for fuel savings.
3% cashback on recurring telco and electricity bills (e.g. StarHub, Singtel, Geneco, Sembcorp)
3% cashback on online air and cruise tickets purchases, online hotel and tour bookings (e.g. Agoda and Airbnb)
0.3% cashback on all non bonus spending
Promotions
Get 6% cashback on dining & online food delivery. Get 3% cashback on groceries, land transport, utilities and online travel
5% cashback on fuel spend at all petrol service stations. Up to 22.1% fuel savings at Caltex (including 18% instant discount for all fuel). Up to 20.2% fuel savings at Esso
3% Cashback on local and overseas private hire rides (e.g. Grab, Gojek and TADA). Local and overseas taxi rides (e.g. ComfortDelGro)
Miles/Travel
3% Cashback on online air and cruise tickets purchases
Booking.com: Up to 10% cashback on accommodation bookings (Book by 30 November 2020)
Agoda: 7% off accommodation worldwide (until 31 Dec 2020)
No Annual Fee
Annual fee is waived for the first two years from the date (including supplementary card)
Petrol
5% cashback on fuel spend at all other petrol service stations.
Up to 20.2% Fuel savings at Esso
Online Shopping
3% cashback on online shopping
Dining
6% Cashback on Dining
Local and overseas dining, every day
Online food delivery
Student
3% Cashback on local and overseas groceries!
3% Cashback on Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek and TADA)
Local and overseas taxi (e.g. ComfortDelGro)
Cash Back
6% cashback on dining & online food delivery
3% cashback on groceries, land transport, utilities and online travel
5% cashback on fuel spend at all petrol service stations
Earn 2.4 miles per $1 spent overseas and 1.4 miles per $1 spent locally.
Promotions
Be the first 2,000 cardmembers with a minimum spend of $4,000 within the first 60 days of new card approval
Earn up to 7 miles per $1 spent on airline and hotel bookings through Agoda, Expedia, and UOB Travel. This current promotion is valied from 1 April 2019 to 30 June 2019.
Miles/Travel
Earn up to 13 miles on travel purchases. Must open a KrisFleyer UOB account to earn 6 miles per $1 spent. Then use PRVU Card to earn the remaining 7 miles per $1 on select travel purchases.
Up to 2 transfers to Chiangi airport per quarter. Must maintain at least $1,000 foreign spend in the same quarter to qualify.
Get 20,000 bonus miles every year with minimum $50,000 annual card spend.
Flexible redemption options. Can redeem miles at over 40 airlines.
Online Shopping
Earn 1.4 miles per $1 spent on all local purchases.
Overseas Spending
Earn 2.4 miles per $1 on all overseas spending.
Dining
Earn 3 miles per $1 spent at Grab.
Cash Back
Up to $10 cash rebate on contactless payments. Valid from 11 June 2019 to 30 November 2019 but limited to the first 15,0000 registered Cardmembers.
Min Cashback Rate
$0
Min Qualifying Spend
$1
Max Cashback Rate
$10
Max Qualifying Spend
$10
Max Cashback in Month
$10
Fees
Annual Fee (1st Year)
$0.00
Waived Minimum Spend
$50,000
Annual Fee (2st Year)
$256.80 for principal card. First two supplementary cards are free then 128.40 per card
Late Payment Fee
$100
Annual Fee (3st Year)
$256.80 for principal card. First two supplementary cards are free then 128.40 per card
More Info
$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing
$256.80 for principal card. First two supplementary cards are free then 128.40 per card
Interest Rates
Purchases Introductory
25.90%
Cash Advance
6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Receive up to $250 when you apply for UOB One Card
Earn up to 3.88% p.a. interest on a UOB One Account
Spend $500, $1000, or $2000 per month (minimum 5 purchases) and get a $50, $100, or $300 quarterly cash rebate
Get up to 10% rebate on Grab transactions
Get up to 6% rebate on Singapore Power utlilies bill
Promotions
Get $150 cash credit when applying for UOB One Card between 1 Jun and 31 October 2019 and spend $1,500 within 30 days of approval (limited to the first 1,000 people) and a $100 cash credit when opening a UOB One Account (limited to the first 200 new UOB Deposits customers)
Spend $500 on UOB One Card and credit your salary or perform 3 GIRO transactions to qualify for interest rate up to 3.88% p.a. UON One Account deposits
Miles/Travel
Up to 12 free rides for new SimplyGo users
Petrol
Up to 20.8% savings at Shell
Online Shopping
Up to 10% back on Grab purchases when you qualify for the quarterly bonus. Otherwise, all purchases earn 5% back.
Up to 10% back at select SMART Rebate partners
Dining
Up to 10% back on Grab purchases when you qualify for the quarterly bonus
Non-bonus dining earns 5% back
Cash Back
Earn up to $300 quarterly cash rebate by spending at least $2,000 monthly with minimum 5 purchases
Get an additional 10% on Grab purchases when qualify for quarterly cash rebate (up to $2,400 annually)
Up to 10% rebate on select purchases with UOB SMART Programme
Min Cashback Rate
0.00%
Min Qualifying Spend
$500 monthly (minimum 5 purchases)
Max Cashback Rate
10%
Max Qualifying Spend
$2,000 monthly (minimum 5 purchases)
Max Cashback in Month
$300 quarterly cash rebate
Fees
Annual Fee (1st Year)
$0.00
Waived Minimum Spend
$12,000
Annual Fee (2st Year)
$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Late Payment Fee
$100
Annual Fee (3st Year)
$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
More Info
$100 per month plus 25.9% p.a. interest
Annual Fee Ongoing
$192.60 for principal card. First supplementary is free then $96.30 per subsequent card.
Interest Rates
Purchases Introductory
25.90%
Cash Advance
6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Get $100 cash credit with Maybank credit cards and Creditable
Earn up to 8X TREATS points (3.2 air miles) per $1 spent
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Qualify for the Maybank Save Up Program by owning this card and earn up to 3% p.a. interest
Promotions
Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of $800 within the first two months of approval to receive $100 Cash Credit
Miles/Travel
8x points on Singapore restaurant dining, petrol in Singapore, transport in Singapore, and Agoda.com hotel bookings
5x points on airline ticket purchases, travel packages, and foreign currency transactions
Must spend minimum $300 monthly to earn 5x or 8x points
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Petrol
8x points on all petrol purchases in Singapore, plus prevailing station discounts
Overseas Spending
Earn 5x points (2 air miles) on foreign currency transactions. Applies to treveling abroad and online-based purchases.
Dining
Earn 8x points on restaurant dining in Singapore
Fees
Annual Fee (1st Year)
$0.00
Waived Minimum Spend
$12,000
Annual Fee (2st Year)
$0.00
Late Payment Fee
5% of minimum payment due or $80, whichever is higher
Up to 3.2 miles per $1 spent at select luxury boutiques
24/7 concierge service wherever you are
Enjoy peace of mind with $1 million travel insurance coverage
Promotions
Charge a minimum of $3,000 within the first month from card approval
Simply register your interest and spend a minimum of $3,000 in each calendar month from 1 Apr 2020 to 30 Jun 2020.
Enjoy Dining Benefits at Home and Abroad. Get access to Global Dining Program from American Express (up to 20% discount on food bill)
Miles/Travel
3.2 miles at select luxury boutiques with minimum $300 in a single receipt
2.4 miles for all overseas spend
1.2 miles for all local spend
No Annual Fee
Fee waived for DBS Treasures clients
Online Shopping
3.2 miles gained on spend at selected luxury boutiques
Overseas Spending
2.4 miles for all overseas spend
Dining
Special offers at over 1,000 dining partners
Enjoy Dining Benefits at Home and Abroad With the Global Dining Program from American Express
Each restaurant offers one of the following special offers: 20% discount on food bill, Complimentary appetizer from the a la carte menu, Complimentary bottle of wine
Fees
Annual Fee (1st Year)
$535.00
Waived Minimum Spend
Maintain DBS Treasures membership
Late Payment Fee
$100
More Info
Only assessed if outstanding balance is $50.01 or above
Annual Fee Ongoing
$535.00
Interest Rates
Purchases Introductory
26.8% (Minimum charge: $2.50)
Cash Advance
28% p.a. Cash Advance fee 8% of the amount withdrawn, subject to a minimum charge of $15.