HSBC Credit Cards in Singapore
Officially known as The Hongkong and Shanghai Banking Corporation (“HSBC”) is the largest bank in Hong Kong in addition to being one of the oldest and most established banks in Singapore. HSBC offering a wide variety of consumer, business and commercial financial services and products.
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations
Purchases Intro: 25.90%
Fee Year 1: $192.60
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $192.60
Min Income: $30,000
Promotions
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Cash Back
Min Cashback Rate: 5%
Max Cashback Rate: 5%
Min Qualifying Spend: $600
Max Cashback in Month: $83
No Annual Fee
Annual fee is waived for the first two years from the date the HSBC Revolution credit card or HSBC Visa Platinum credit card is issued
To qualify for the subsequent annual fee waiver, a minimum annual spending of $12,500 must be made on your respective credit card account
Petrol
5% cash rebate on fuel
Petrol Merchants refer to Caltex and Shell service stations in Singapore with MCC= 5541 Service Stations
Dining
5% Cashback on Dining
Student
5% cashback on groceries as accepted merchants
"Groceries Merchants" refer to all merchants in Singapore that have their main business activities classified as grocery stores and supermarkets (MCC=5411)
Luggage
Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cashback
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $30,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: 6% with a minimum $15.00 fee plus 28% p.a.
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Ongoing: $192.60
Waived Minimum Spend: $12,000
Late Payment Fee: 6% with a minimum $15.00 fee plus 28% p.a.
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback
One-time promotional rate of 1.68% p.a. for 6-month balance transfers
Up to 3.5% cashback on all purchases
No minimum spend required
1 year annual fee waiver (perpetually waived for HSBC Advance banking customers)
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Must spend $800 within qualifying period
All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date
Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
1.5% cashback on all purchases when you spend $2,000 and below
2.5% cashback on all purchases when you spend above $2,000
HSBC Advance banking customers enjoy an exclusive additional 1% cashback (up to 3.5% back)
Min Cashback Rate: 0.03%
Max Cashback Rate: 3.50%
Min Qualifying Spend: $0
No Annual Fee
Maintain an Advance Banking relationship to perpetually waive the annual fee
Luggage
Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $192.60
Year 3: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,500 or maintain Advance Banking Relationship
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $192.60
Year 3: $192.60
Ongoing: $192.60
Waived Minimum Spend: $12,500 or maintain Advance Banking Relationship
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback
One-time promotional rate of 1.68% p.a. for 6-month balance transfers
5x rewards points on dining, entertainment, and online spending
No minimum spend required
2 years' annual fee waiver
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Must spend $800 within qualifying period
All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date
Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
5x points on dining, entertaininment, and online spending
1x points for non-bonus spend
Min Cashback Rate: 1%
Max Cashback Rate: 5%
Min Qualifying Spend: $0
Miles/Travel
5x points are worth 2 air miles
Online Shopping
5x points on online purchases
Dining
5x points on local dining (excludes dining merchants within hotels)
Luggage
Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $160.50
Ongoing: $160.50
Waived Minimum Spend: $12,500
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $0.00
Year 3: $160.50
Ongoing: $160.50
Waived Minimum Spend: $12,500
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Welcome gift of 35,000 air miles
Unlimited access to Priority Pass lounges
Complimentary limousine transfers and expedited immigration clearance
Earn up to 2.25 air miles for every $1 spent
Purchases Intro: 25.90%
Fee Year 1: $650 ($488 for HSBC Premier members)
Min Income: $120,000
Purchases Intro: 25.90%
Fee Year 1: $650 ($488 for HSBC Premier members)
Min Income: $120,000
Promotions
Express your interest to earn 35,000 air miles
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
Earn up to 2.25 air miles per $1 spent on overseas spend
Earn up to 1.25 miles per $1 on local spend
MIles redeemable at over 40 airlines
Overseas Spending
Earn 2.25 miles per $1 spent with minimum $50,000 spend in previous year
Regular earn rate is 2 miles per $1 spent on overseas spending
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $120,000
Fixed Security Deposit: $30,000.00
Min Age: 21
Fixed Security Deposit: $30,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $120,000.00
Fixed Security Deposit: $30,000.00
Min Age: 21
Fixed Security Deposit: $30,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $650 ($488 for HSBC Premier members)
Year 2: $650 ($488 for HSBC Premier members)
Year 3: $650 ($488 for HSBC Premier members)
Ongoing: $650 ($488 for HSBC Premier members)
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $650 ($488 for HSBC Premier members)
Year 3: $650 ($488 for HSBC Premier members)
Ongoing: $650 ($488 for HSBC Premier members)
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Cashback up to $240
Luggage up to $620 worth of welcome rewards
Save up to $1,800 annually with 5% cash rebate on dining, groceries, petrol and transport (includes taxis, buses, trains), both locally and overseas
1x Rewards points for every dollar spent
Suite of travel privileges
Purchases Intro: 25.90%
Min Income: $30,000
Purchases Intro: 25.90%
Min Income: $30,000
Promotions
$180 cashback for principal application. $30 for supplementary application, capped at 2 supplementary applications.
Samsonite T5 68cm Spinner with built-in scale worth $560 for principal card application. and $30 each for the first two supplementary card applications
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
5% cash rebate on dining, petrol, and transit (both local and abroad)
1x point for non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 5%
Min Qualifying Spend: $600 to earn 5% back
Max Qualifying Spend: $3,000
Max Cashback in Month: $150
Miles/Travel
Complimentary Quayside single-trip service at JetQuay CIP Terminal at Singapore Changi Airport until 31 October 2019
Discounted LoungeKey access
Unlimited Wi-Fi through Boingo at 1million hotspots worldwide
No Annual Fee
Maintain HSBC Premier membership
Petrol
Up to 16% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore
Overseas Spending
Up to 5% back on dining, groceries, petrol, and transport overseas
Dining
Up to 5% back
Luggage
Samsonite T5 68cm Spinner with built-in scale worth $560 with minimum $800 charge in the first month
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
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