HSBC Advance Credit Card

HSBC Advance Credit Card

  Receive a Samsonite T5 68cm Spinner with built-in scale worth $560 or $150 cashback
  One-time promotional rate of 1.68% p.a. for 6-month balance transfers
  Up to 3.5% cashback on all purchases
  No minimum spend required
  1 year annual fee waiver (perpetually waived for HSBC Advance banking customers)

  • 25.90% Purchases Intro
  • $0.00 Fee Year 1
  • $30,000 Min Income

Promotions

  Must spend $800 within qualifying period
  All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date
  Existing HSBC cardholders can earn $80 bonus cash instead of $150 cashback or Samsonite T5 68cm

No Annual Fee

  Maintain an Advance Banking relationship to perpetually waive the annual fee

Luggage

  Get a Samsonite T5 68cm Spinner with built-in scale worth $560 with a minimum spend of $800 within qualifying period


Card Essentials
Issuer Visa
Bank HSBC
Type Credit Card
Cash Back
  1.5% cashback on all purchases when you spend $2,000 and below
  2.5% cashback on all purchases when you spend above $2,000
  HSBC Advance banking customers enjoy an exclusive additional 1% cashback (up to 3.5% back)

Min Cashback Rate 0.03%
Min Qualifying Spend $0
Max Cashback Rate 3.50%
Fees
Annual Fee (1st Year) $0.00
Waived Minimum Spend $12,500 or maintain Advance Banking Relationship
Annual Fee (2st Year) $192.60
Late Payment Fee $55
Annual Fee (3st Year) $192.60
More Info Subject to minimum $2.50 finance charge
Annual Fee Ongoing $192.60
Interest Rates
Purchases Introductory 25.90%
Cash Advance 6% with a minimum $15.00 fee plus 28% p.a.
Purchases Ongoing 25.90%
Interest Free Period (days) 20
Balance Transfer
Introductory 1.68% for 6 months
Ongoing 28%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Fixed Security Deposit $10,000.00
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $40,000.00
Fixed Security Deposit $10,000.00
Min Age 21
More Info
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