DBS Live Fresh Card

  Get up to10% Cashback from online spend
  Get AirPods with Charging Case on signup
  0.3% back on all spend
  Up to $60 Cashback cap
  Use the same card for your bus/train rides and ATM withdrawals

  • 26.8% (Minimum charge: $2.50) Purchases Intro
  • $0.00 Fee Year 1
  • $30,000 Min Income


  Get 10% Cashback from the Double Cashback promotion when you hit your spend goal. Register online or via DBS Lifestyle App to unlock benefit.
  Register and apply for DBS Live Fresh Card by 31 July 2020 to get your Airpods. Charge a minimum spend of $1200 within the first 60 days from Card Approval Date.
  5% cashback on Online & Visa Contactless Spend (including SimplyGo rides), as well as 0.3% for all other spend, Spend a minimum of $600 in a calendar month to receive up to $60 cashback


  Booking.com: Get up to 10% cashback on accommodation bookings
  Klook: Get $15 off with a minimum spend of $150 Promo Code: LFXKLOOK

No Annual Fee

  Annual fee waived for first year

Online Shopping

  New Users get 5.7% cashback when shopping at JD Sports via RebateMango
  New Users get 6.6% cashback when you shop at Sephora via RebateMango


  1-for-1 hotel buffet promotions including Four Seasons Singapore
  1-for-1 side dish promotions at SARNIES
  1-for-1 buffet promotion at Asian Market Cafe

Card Essentials
Issuer Visa
Bank DBS
Type Credit Card
Cash Back
  5% Cashback on Online & Visa Contactless Spend (including SimplyGo rides). Such as scoot, gojek rides etc
  0.3% Cashback on all spend
  4.4% cashback when you shop at ASOS, 5.7% cashback when you shop at Cotton On via RebateMango

Min Cashback Rate 0.30%
Min Qualifying Spend $0
Max Cashback Rate 10%%
Max Cashback in Month $60
Annual Fee (1st Year) $0.00
Waived Minimum Spend Waived for the first year
Annual Fee (2st Year) $192.60 (Principal card) $96.30 (each Supplementary card)
Late Payment Fee $100
Annual Fee (3st Year) $192.60 (Principal card) $96.30 (each Supplementary card)
More Info Only assessed if outstanding balance is $50.01 or above
Annual Fee Ongoing $192.60 (Principal card) $96.30 (each Supplementary card)
Interest Rates
Purchases Introductory 26.8% (Minimum charge: $2.50)
Cash Advance 28% p.a. Cash Advance fee 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing 26.8% (Minimum charge: $2.50)
Interest Free Period (days) 25
Balance Transfer
Introductory 0% for up to 12 months
Ongoing 26.80%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $45,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website
Provider Terms & ConditionsReference URL