DBS Black Card

DBS Black Card

  Earn cash credits or dining credits with your grocery purchases
  Win a Porsche Ice Driving Experience
  Up to 3X DBS Points (or 6 Miles) per $5 spent on local Visa contactless purchases
  0% Interest Payment Plans over 12 months
  Up to 18% off your favourite merchants

  • 26.8% (Minimum charge: $2.50) Purchases Intro
  • $30,000 Min Income


  Meet spending goals set in the DBS Lifestyle app. Redeem credits for prizes two days after reaching goal
  Earn 1x chance for every $60 spend at Esso and 2x chances for every $60 spend outside Esso


  Each DBS Points can be coverted into 2 KrisFlyer miles
  8% off hotel bookings through Hotels.com or Trip.com


  14% instant fuel savings at Esso

Card Essentials
Issuer Visa
Bank DBS
Type Credit Card
Cash Back
  3x DBS Points per $5 spent on local Visa Contactless purchases
  1 DBS Point per $5 on everything else

Min Cashback Rate 1.00%
Min Qualifying Spend $5
Max Cashback Rate 3%
Annual Fee (2st Year) $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee $100
Annual Fee (3st Year) $192.60 (Principal Card) $96.30 (per Supplementary Card)
More Info Only assessed if outstanding balance is $50.01 or above
Annual Fee Ongoing $192.60 (Principal Card) $96.30 (per Supplementary Card)
Interest Rates
Purchases Introductory 26.8% (Minimum charge: $2.50)
Cash Advance 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Purchases Ongoing 26.8% (Minimum charge: $2.50)
Interest Free Period (days) 20
Balance Transfer
Introductory 0% for up to 12 months
Ongoing 26.80%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $45,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website
Provider Terms & Conditions