Credit Cards for Overseas Spending
Whether you’re travelling for business or pleasure these credit cards reward you for international spend with lower overseas transaction and foreign exchange fees. Find out what which card is the best for you.
35,000 bonus miles when you apply
Complimentary 4 hour yacht hire when you spend $75,000 in 2019
6 complimentary Priority Pass visits per year for principal card
Earn up to 3 miles per $1 spent
Discount hotel and resort privileges
Purchases Intro: 26.90%
Fee Year 1: $588.50
Min Income: $150,000
Purchases Intro: 26.90%
Fee Year 1: $588.50
Min Income: $150,000
Promotions
Pay $588.50 principal card annual fee
Spend $75000 by 31 Dec 2019 for complimentary yacht hire
Balance Transfer
Introductory: 0% for 6 months
Ongoing: 26.90%
Ongoing: 26.90%
Miles/Travel
Standard Chartered 360° Rewards Programme
1.4 Local Currency Miles per dollar and 3.5 Foreign Currency Miles per dollar
Complimentary $1M Insurance and 6 Priority Pass visit per year
Overseas Spending
Up to 3 miles per $1 on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $150,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $150,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Standard Chartered
Type: Credit Card
Bank: Standard Chartered
Type: Credit Card
Rates
Purchases Introductory: 26.90%
Purchases Ongoing: 26.90%
Cash Advance: 0.077% daily plus 6% or $15, whichever is greater
Interest Free Period (days): 22
Purchases Ongoing: 26.90%
Cash Advance: 0.077% daily plus 6% or $15, whichever is greater
Interest Free Period (days): 22
Fee Details
Year 1: $588.50
Year 2: $588.50
Year 3: $588.50
Ongoing: $588.50
Late Payment Fee: $80
Description: $80 fee plus 28% interest on outstanding balance
Provider Fee Details
Year 2: $588.50
Year 3: $588.50
Ongoing: $588.50
Late Payment Fee: $80
Description: $80 fee plus 28% interest on outstanding balance
Provider Fee Details
Up to 12,000 Welcome Miles
Up to 7 miles for every $1 spent
Up to 7 miles per $1 on travel purchases
Up to 3 miles per $1 spent on Grab.
Earn 2.4 miles per $1 spent overseas and 1.4 miles per $1 spent locally.
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Be the first 2,000 cardmembers with a minimum spend of $4,000 within the first 60 days of new card approval
Earn up to 7 miles per $1 spent on airline and hotel bookings through Agoda, Expedia, and UOB Travel. This current promotion is valied from 1 April 2019 to 30 June 2019.
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
Up to $10 cash rebate on contactless payments. Valid from 11 June 2019 to 30 November 2019 but limited to the first 15,0000 registered Cardmembers.
Min Cashback Rate: $0
Max Cashback Rate: $10
Min Qualifying Spend: $1
Max Qualifying Spend: $10
Max Cashback in Month: $10
Miles/Travel
Earn up to 13 miles on travel purchases. Must open a KrisFleyer UOB account to earn 6 miles per $1 spent. Then use PRVU Card to earn the remaining 7 miles per $1 on select travel purchases.
Up to 2 transfers to Chiangi airport per quarter. Must maintain at least $1,000 foreign spend in the same quarter to qualify.
Get 20,000 bonus miles every year with minimum $50,000 annual card spend.
Flexible redemption options. Can redeem miles at over 40 airlines.
Online Shopping
Earn 1.4 miles per $1 spent on all local purchases.
Overseas Spending
Earn 2.4 miles per $1 on all overseas spending.
Dining
Earn 3 miles per $1 spent at Grab.
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: American Express
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% (Subject to minimum $15.00 fee) and 28% p.a. interested calculated daily
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Year 3: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Ongoing: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Waived Minimum Spend: $50,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Year 3: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Ongoing: $256.80 for principal card. First two supplementary cards are free then 128.40 per card
Waived Minimum Spend: $50,000
Late Payment Fee: $100
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Get $100 cash credit with Maybank credit cards and Creditable
Earn up to 8X TREATS points (3.2 air miles) per $1 spent
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Qualify for the Maybank Save Up Program by owning this card and earn up to 3% p.a. interest
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of $800 within the first two months of approval to receive $100 Cash Credit
Miles/Travel
8x points on Singapore restaurant dining, petrol in Singapore, transport in Singapore, and Agoda.com hotel bookings
5x points on airline ticket purchases, travel packages, and foreign currency transactions
Must spend minimum $300 monthly to earn 5x or 8x points
Complimentary airport lounge access at select lounges when you charge minimum $1,000 in a singlee transaction on a retail purchase to your card within 3 months of travel
Petrol
8x points on all petrol purchases in Singapore, plus prevailing station discounts
Overseas Spending
Earn 5x points (2 air miles) on foreign currency transactions. Applies to treveling abroad and online-based purchases.
Dining
Earn 8x points on restaurant dining in Singapore
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000 if Malaysian and $60,000 for foreigners
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Maybank
Type: Credit Card
Bank: Maybank
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 5% or minimum $15, whichever is higher
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 5% or minimum $15, whichever is higher
Interest Free Period (days): 20
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $0.00
Ongoing: $180.00
Waived Minimum Spend: $12,000
Late Payment Fee: 5% of minimum payment due or $80, whichever is higher
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $0.00
Year 3: $0.00
Ongoing: $180.00
Waived Minimum Spend: $12,000
Late Payment Fee: 5% of minimum payment due or $80, whichever is higher
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
25,000 welcome miles with paid annual fee
Up to 2 miles per $1 spent
Earn 2 air miles for every $1 spent overseas and 1.4 miles for local spending
Free SingTel ReadyRoam & airport lounge access
Earn up to 6 KrisFlyer miles per purchase
Purchases Intro: 25.90%
Fee Year 1: $642 for principal card. First supplementary card is free for the first year.
Min Income: $150,000
Purchases Intro: 25.90%
Fee Year 1: $642 for principal card. First supplementary card is free for the first year.
Min Income: $150,000
Promotions
Receive 25,000 welcome miles after paying $642 annual fee and first transaction
Earn 2 air miles for every $1 spent overseas and 1.4 miles for local spending
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
2x miles for every $1 spent overseas and 1.4x miles for every $1 spent locally
Earn up to 6 KrisFlyer miles when linking Visa Infinite to KrisFlyer UOB account (capped at 5% of monthly average balance)
4 free visits per year to over 1,000 airport lounges with airport companion program by DragonPass
Overseas Spending
2 air miles per $1 spent overseas
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $150,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $150,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $642 for principal card. First supplementary card is free for the first year.
Year 2: Principal Card: $642 Supplementary Card: $288
Year 3: Principal Card: $642 Supplementary Card: $288
Ongoing: Principal Card: $642 Supplementary Card: $288
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: Principal Card: $642 Supplementary Card: $288
Year 3: Principal Card: $642 Supplementary Card: $288
Ongoing: Principal Card: $642 Supplementary Card: $288
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
UNI$30,000 (equivalent to 60,000 air miles) with $1,926 paid joining fee
Up to 2 air miles for every $1 spent
Earn up to 2 air miles per $1 spent
Complimentary travel benefits with select partners
Free access to private clubs China Club and Tower Club Singapore
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Get bonus UNI$30,000 when paying $1,926 annual fee
Complimentary weekday green fees at Sentosa Golf Club with a minimum of one paying guest
Complimentary welcome amenities such as room upgrade and daily breakfast at over 900 luxury hotels
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
2 air miles per $1 on overseas dining and travel
1.2 air miles pere $1 on all other spend
Collect 60,000 air miles each card renewal when paying $1,926 annual fee
Overseas Spending
2 air miles per $1 on overseas dining and travel
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $60,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $1,926.00
Year 3: $1,926.00
Ongoing: $1,926.00
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $1,926.00
Year 3: $1,926.00
Ongoing: $1,926.00
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Up to $250 cash credit when you apply
Enjoy up to 12 free rides when you SimplyGo with UOB
10X UNI$ on overseas, online, petrol, Visa payWAVE transactions
SMART$ rebates at on-island partners
UOB Fuel Power savings at 98 locations islandwide
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $50,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $50,000
Promotions
Up to $250 cash credit when you spend $1,500 in first 30 days with qualifying deposit
Tap to pay and earn 10 free rides with UOB Cards and bonus 2 free rides with mobile payment when you spend $40 on transit in a month
10X UNI$ on overseas, online, petrol and
contactless transactions
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
10X UNI$ on overseas, online, petrol, Visa payWAVE transactions
1X UNI$ on all other spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $5
Petrol
UNI$10 for every $5 spent
Overseas Spending
Earn UNI$10 for every $5 spent overseas or online in foreign currencies
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $50,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $50,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Year 3: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Ongoing: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Waived Minimum Spend: UNI$5500
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Year 3: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Ongoing: $214 for principal card, first supplementary card is free and $107 for subsequent cards
Waived Minimum Spend: UNI$5500
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Apply and get up to $150 cash credit
10% off all tickets for 2019 International Champions Cup Singapore
2% cash rebate on all spend with no minimum spend
Up to 21.6% fuel savings at SPC
1-for-1 regular 2D movie tickets at Shaw Theatres
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 25.90%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Apply and spend minimum $1,500 in the first 30 days to earn $150 cash bonus
10% off all tickets for 2019 International Champions Cup Singapore
exclusively at Singapore Indoor Stadium Box Office, Scotts Square Concierge Desk and The Star Performing Arts Centre Box Office
Balance Transfer
Introductory: 5.34% p.a for 6 months and 5.20% for 12 months
Ongoing: 28%
Ongoing: 28%
Cash Back
2% cash rebate on all spend with no minimum spend
Min Cashback Rate: 2.00%
Max Cashback Rate: 2%
Min Qualifying Spend: $0
Max Qualifying Spend: $2,500
Max Cashback in Month: $50
Petrol
Up to 21.6% off petrol purchases at SPC
Overseas Spending
Up to 10% off at over 100 International Airport Duty Free Shops
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: UnionPay
Bank: UOB
Type: Credit Card
Bank: UOB
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 21
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $0.00
Ongoing: $192.60 for principal card, first supplementary card is free and $96.30 for subsequent cards
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Year 2: $0.00
Year 3: $0.00
Ongoing: $192.60 for principal card, first supplementary card is free and $96.30 for subsequent cards
Late Payment Fee: $100 per month
Description: $100 per month plus 25.9% p.a. interest
Provider Fee Details
Welcome gift of 35,000 air miles
Unlimited access to Priority Pass lounges
Complimentary limousine transfers and expedited immigration clearance
Earn up to 2.25 air miles for every $1 spent
Purchases Intro: 25.90%
Fee Year 1: $650 ($488 for HSBC Premier members)
Min Income: $120,000
Purchases Intro: 25.90%
Fee Year 1: $650 ($488 for HSBC Premier members)
Min Income: $120,000
Promotions
Express your interest to earn 35,000 air miles
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Miles/Travel
Earn up to 2.25 air miles per $1 spent on overseas spend
Earn up to 1.25 miles per $1 on local spend
MIles redeemable at over 40 airlines
Overseas Spending
Earn 2.25 miles per $1 spent with minimum $50,000 spend in previous year
Regular earn rate is 2 miles per $1 spent on overseas spending
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $120,000
Fixed Security Deposit: $30,000.00
Min Age: 21
Fixed Security Deposit: $30,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $120,000.00
Fixed Security Deposit: $30,000.00
Min Age: 21
Fixed Security Deposit: $30,000.00
Min Age: 21
Card Essentials
Issuer: Visa
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Year 1: $650 ($488 for HSBC Premier members)
Year 2: $650 ($488 for HSBC Premier members)
Year 3: $650 ($488 for HSBC Premier members)
Ongoing: $650 ($488 for HSBC Premier members)
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $650 ($488 for HSBC Premier members)
Year 3: $650 ($488 for HSBC Premier members)
Ongoing: $650 ($488 for HSBC Premier members)
Late Payment Fee: $55
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Cashback up to $240
Luggage up to $620 worth of welcome rewards
Save up to $1,800 annually with 5% cash rebate on dining, groceries, petrol and transport (includes taxis, buses, trains), both locally and overseas
1x Rewards points for every dollar spent
Suite of travel privileges
Purchases Intro: 25.90%
Min Income: $30,000
Purchases Intro: 25.90%
Min Income: $30,000
Promotions
$180 cashback for principal application. $30 for supplementary application, capped at 2 supplementary applications.
Samsonite T5 68cm Spinner with built-in scale worth $560 for principal card application. and $30 each for the first two supplementary card applications
Balance Transfer
Introductory: 1.68% for 6 months
Ongoing: 28%
Ongoing: 28%
Cash Back
5% cash rebate on dining, petrol, and transit (both local and abroad)
1x point for non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 5%
Min Qualifying Spend: $600 to earn 5% back
Max Qualifying Spend: $3,000
Max Cashback in Month: $150
Miles/Travel
Complimentary Quayside single-trip service at JetQuay CIP Terminal at Singapore Changi Airport until 31 October 2019
Discounted LoungeKey access
Unlimited Wi-Fi through Boingo at 1million hotspots worldwide
No Annual Fee
Maintain HSBC Premier membership
Petrol
Up to 16% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore
Overseas Spending
Up to 5% back on dining, groceries, petrol, and transport overseas
Dining
Up to 5% back
Luggage
Samsonite T5 68cm Spinner with built-in scale worth $560 with minimum $800 charge in the first month
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Foreigner
Minimum Annual Income: $40,000.00
Fixed Security Deposit: $10,000.00
Min Age: 21
Fixed Security Deposit: $10,000.00
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: HSBC
Type: Credit Card
Bank: HSBC
Type: Credit Card
Rates
Purchases Introductory: 25.90%
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Purchases Ongoing: 25.90%
Cash Advance: 6% with a minimum $15.00 fee plus 28% p.a.
Interest Free Period (days): 20
Fee Details
Get $50 cash rebate upon approval
10x OCBC$ on your shopping
Earn 10x OCBC$ for every $1 on select purchases
Complimentary use of JetQuay Quayside until 31 October 2019
Discount LoungeKey access atUSD $27 per person per visit
Purchases Intro: 26.88%
Fee Year 1: $0.00
Min Income: $30,000
Purchases Intro: 26.88%
Fee Year 1: $0.00
Min Income: $30,000
Promotions
Application must be made on or before 31st July 2019 and approved by 31st August 2019. No minimum spend required.
Earn 10x OCBC$ for every $1 spent (capped at 120,000 OCBC$ within one year starting from the month in which your card was issued)
Balance Transfer
Introductory: 0% for 1 year
Ongoing: 28.92%
Ongoing: 28.92%
Cash Back
10x points on clothing, department stores, electronics and gadgets
1x OCBC$ on all non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $0
Max Qualifying Spend: $1,000
Max Cashback in Month: $10,000 OCBC
Miles/Travel
Complimentary use of JetQuay Quayside until 31 October 2019
Discounted LoungeKey access
Online Shopping
Up to 10x points on online spending for clothing, department stores, electronics and gadgets, and select online merchants
Overseas Spending
Up to 10x OCBC$ on select bonus purchases.
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Fee Details
Year 1: $0.00
Year 2: $0.00
Year 3: $192.60 for principal card and $96.30 per supplementary card
Ongoing: $192.60 for principal card and $96.30 per supplementary card
Waived Minimum Spend: $10,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: $0.00
Year 3: $192.60 for principal card and $96.30 per supplementary card
Ongoing: $192.60 for principal card and $96.30 per supplementary card
Waived Minimum Spend: $10,000
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Get 15,000 complimentary VOYAGE miles with a $488 annual fee
Get 150,000 VOYAGE miles with a $3,210 annual fee
2.4 miles on overseas spend
1.6 miles on local dining
1.2 miles on local retail spend
Purchases Intro: 26.88%
Fee Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Min Income: $120,000
Purchases Intro: 26.88%
Fee Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Min Income: $120,000
Promotions
Pay $488 annual fee for principal card
Pay $3,210 annual fee for principal card
The first metal cards to let you redeem miles for flights on all airlines without blackout dates
Balance Transfer
Introductory: 0% for 1 year
Ongoing: 28.92%
Ongoing: 28.92%
Miles/Travel
Up to 2.4 miles oer $1 on purchases
Waiver of $25 KrisFlyer Miles redemption admin fee
Complimentary Plaza Premium Lounge access
Petrol
Instant 19% off on fuel spend at Caltex with no minimum spending required
Overseas Spending
2.6 miles per $1 spent in foreign currency
Free limosine transfer with minimum monthly spend of $1500 in foreign currency or $3000 in local and foreign spend
Dining
1.6 miles per $1 spent on local dining
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $120,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $120,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: OCBC Bank
Type: Credit Card
Bank: OCBC Bank
Type: Credit Card
Rates
Purchases Introductory: 26.88%
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Purchases Ongoing: 26.88%
Cash Advance: 6% with a minimum $15.00 fee plus 28.92% p.a.
Interest Free Period (days): 23
Fee Details
Year 1: Principal card: $488 with 15,000 VOYAGE Miles or $3,210 with 150,000 Miles. First two supplementary cards are free for the first year.
Year 2: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Year 3: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Ongoing: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Year 2: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Year 3: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Ongoing: Principal card: $488 with 15,000 VOYAGE miles or $3,210 with 150,000 miles. Each supplementary card is $188.
Late Payment Fee: $100
Description: Subject to minimum $2.50 finance charge
Provider Fee Details
Earn 4 miles per $1 on your Singapore Airline tickets booked through DBS Travel Marketplace
From 1 Jul to 31 Dec 2019, enjoy 1 additional mile on everything you spend, with a lower admin fee of just 2% of your retail spend
Complimentary Priority Pass™ membership
Up to 4x miles on travel purchases
Exclusive flight and hotel discounts
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Earn 4x miles on Singapore Airline tickets through 31 December 2019
Register and earn 1 bonus mile per $1 until 30 December 2019
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Miles/Travel
4 miles per $1 on Singapore Airlines purchases through DBS Travel MarketPlace
3 mles per $1 on online flight and hotel transactions
Miles never expire
Overseas Spending
2 miles per $1 on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal card)
$96.30 (each Supplementary card)
Year 3: $192.60 (Principal card) $96.30 (each Supplementary card)
Ongoing: $192.60 (Principal card) $96.30 (each Supplementary card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal card) $96.30 (each Supplementary card)
Ongoing: $192.60 (Principal card) $96.30 (each Supplementary card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Apply now and enjoy up to 48,000 miles
Earn 50% more miles on your card spend in the first 3 months from card approval date
Up to 3.2 miles per $1 spent
24/7 concierge service wherever you are
Redeem a one-way private limousine transfer from just 2,500 DBS Points
Purchases Intro: 26.8% (Minimum charge: $2.50)
Fee Year 1: $535.00
Purchases Intro: 26.8% (Minimum charge: $2.50)
Fee Year 1: $535.00
Promotions
Charge a minimum of $6,000 within the first 3 months from card approval
Charge a minimum of $6,000 within the first 3 months from card approval
50% more miles, capped at 10K miles per CM
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Miles/Travel
3.2 miles at select luxury boutiques with minimum $300 in a single receipt
2.4 miles for all overseas spend
1.2 miles for all local spend
No Annual Fee
Fee waived for DBS Treasures clients
Overseas Spending
2.4 miles for all overseas spend
Dining
Special offers at over 1,000 dining partners
Eligibility Criteria
Citizen/Permanent Resident
Min Age: 21
Foreigner
Min Age: 21
Card Essentials
Issuer: American Express
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 1: $535.00
Year 2: $535.00
Year 3: $535.00
Ongoing: $535.00
Waived Minimum Spend: Maintain DBS Treasures membership
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 2: $535.00
Year 3: $535.00
Ongoing: $535.00
Waived Minimum Spend: Maintain DBS Treasures membership
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
0% interest payment plans over 12 months
Earn up to 10x points on online spending
Up to 10X DBS Points (or 20 miles) per $5 spent on online and overseas purchases
3X DBS Point (or 6 miles) on overseas purchases
0% Interest Payment Plans
over 12 months
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $80,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $80,000
Promotions
Split your payment with 0% interest & a low processing fee for up to 24 months
Earn 10x DBS points for the first $2000 online spend each month
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
10x DBS Points per $5 for online spending
3x DBS Points for overseas spending
1x DBS Points for non-bonus spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Min Qualifying Spend: $5
Max Qualifying Spend: $2000 for 10x bonus
Miles/Travel
Each DBS Points can be coverted into 2 KrisFlyer miles
Complimentary use of Quayside single trip service for DBS Woman’s World principal cardholder and 1 companion traveling on the same flight
Petrol
14% instant fuel savings at Esso
Online Shopping
10x DBS Points for online spend
Overseas Spending
3x DBS Points on overseas purchases
Dining
1-for-1 buffet specials at select dining partners
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $80,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $80,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal Card)
$96.30 (each Supplementary Card)
Year 3: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (each Supplementary Card)
Waived Minimum Spend: $25,000
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
5% voucher rebates at Takashimaya
Redeem $10 Takashimaya Shopping Voucher with every $2000 spent outside Takashimaya Department Store per quarter.
5% voucher rebates on Takashimaya purchases
$6 top-up to your CashCard for parking when you charge at least $250 to your Card in-store
Enjoy complimentary delivery service when you meet the following spend amount:
During Takashimaya 10% Promotion Day: $200
All other days: $100
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Purchases Intro: 26.8% (Minimum charge: $2.50)
Min Income: $30,000
Promotions
Earn 2 Takashimaya Bonus Points with every $12 charged
All Cardmembers are entitled to earn $10 shopping voucher for every
$2,000 charged outside of Takashimaya
Department Store in Singapore per calendar quarter
Balance Transfer
Introductory: 0% for up to 12 months
Ongoing: 26.80%
Ongoing: 26.80%
Cash Back
5% at Takashimaya Singapore
Up to 5% vouchers at overseas Takashimaya locations
0.5% on non-Takashimaya spend islandwide
Min Cashback Rate: 0.50%
Max Cashback Rate: 5%
Min Qualifying Spend: $12
Petrol
14% instant fuel savings at Esso service stations
Overseas Spending
Up to 5% voucher at overseas Takashimaya locations
Dining
Dining deals at over 1000 outlets islandwide
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $45,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: DBS
Type: Credit Card
Bank: DBS
Type: Credit Card
Rates
Purchases Introductory: 26.8% (Minimum charge: $2.50)
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Purchases Ongoing: 26.8% (Minimum charge: $2.50)
Cash Advance: 28% p.a. Effective 1 August 2019, Cash Advance fee will be revised from 6% to 8% of the amount withdrawn, subject to a minimum charge of $15.
Interest Free Period (days): 20
Fee Details
Year 2: $192.60 (Principal Card)
$96.30 (per Supplementary Card)
Year 3: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Year 3: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Ongoing: $192.60 (Principal Card) $96.30 (per Supplementary Card)
Late Payment Fee: $100
Description: Only assessed if outstanding balance is $50.01 or above
Provider Fee Details
Welcome gift of 30,000 Citi Miles
Welcome gift of 10,000 Citi Miles
Earn 2 Citi Miles on foreign currency spend
Earn 1.2 Citi Miles on local spend
Earn up to 10 Citi Miles per $1 spent on online travel bookings
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
Spend $7,500 within 3 months to earn 30,000 Citi Miles
Spend $3,000 within 3 months to earn 10,000 Citi Miles
Can only qualify for either 10,000 bonus miles or 75,000 bonus miles
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Miles/Travel
Earn up to 10 Citi Miles per $1 spent on online travel bookings
2 complimentary Priority Pass visits per calendar year
1 Citi Mile = 1 mile with Krisflyer, Asia Miles, Qantas and other airlines’ frequent flyer and hotel loyalty programs
No Annual Fee
No annual fee for supplementary cards.
No annual fee for supplementary cards.
Overseas Spending
2 Citi Miles per $1 in foreign currency transactions
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 2: $192.60
Year 3: $192.60
Ongoing: $192.60
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Year 3: $192.60
Ongoing: $192.60
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Welcome gift of 62,500 Citi ThankYou Points
Renew your annual membership and also be rewarded with 62,500 Points (equivalent to 25,000 miles)
5 ThankYou points on foreign spend and 3.25 ThankYou points on everything else
Complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort
Unlimited complimentary access to Priority Pass airport lounges, eight complimentary one-way airport limousine transfers
Purchases Intro: 20.90%
Fee Year 1: $535.00
Min Income: $120,000
Purchases Intro: 20.90%
Fee Year 1: $535.00
Min Income: $120,000
Promotions
Receive 62,500 bonus points when you pay $535 annual fee
Renew your annual membership and also be rewarded with 62,500 Points (equivalent to 25,000 miles)
Annual fee is $535 for principal card. No annual fee for supplementary card.
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Miles/Travel
5x ThankYou points (2 miles) per $1 spent overseas
3.25 ThankYou points (1.3 miles) per $1 on all local spend
Unlimited complimentary access to hundreds of Priority Pass airport lounges, eight complimentary one-way airport limousine transfers
Overseas Spending
5 ThankYou points per $1 on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $120,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $120,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 1: $535.00
Year 2: $535.00
Year 3: $535.00
Ongoing: $535.00
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Year 2: $535.00
Year 3: $535.00
Ongoing: $535.00
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Welcome gift of 375,000 Citi ThankYou points upon paying annual fee
Renewal gift of 375,000 Citi ThankYou points upon paying annual fee
Purchase a full fare on 8 airlines and companion fare is free
Unlimited Priority Pass airport lounge membership
Complimentary green fees and buggy at select golf courses
Purchases Intro: 20.90%
Fee Year 1: $4,160.16
Purchases Intro: 20.90%
Fee Year 1: $4,160.16
Promotions
Pay $4160.16 annual fee to earn bonus points that are worth 150,000 miles
Pay $4160.16 annual fee to earn bonus points that are worth 150,000 miles
Membership by invite only.
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
5x Citi ThankYou points on overseas spend
4x Citi ThankYou points for local spend
Min Cashback Rate: 4%
Max Cashback Rate: 5%
Miles/Travel
Companion fare is free with purchase of full fare on 8 airlines
Unlimited Priority Pass access
Complimentary air travel, hotel, golf, and dining benefits
Overseas Spending
5x ThankYou points on overseas spend
Dining
Up to 25% savings at select dining partners
Eligibility Criteria
Citizen/Permanent Resident
Min Age: 21
Foreigner
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
9 BOC points (or 3 miles) per $1 overseas spend
4.5 BOC points (or 1 mile) per $1 local spend
9 BOC points (or 3 miles) per $1 overseas spend
4.5 BOC points (or 1 mile) per $1 local spend
Can redeem points in 10,000 KrisFlyer or 6,000 Asia Miles increments
Purchases Intro: 28.88%
Min Income: $30,000
Purchases Intro: 28.88%
Min Income: $30,000
Promotions
9 BOC points (or 3 miles) per $1 overseas spend
4.5 BOC points (or 1 mile) per $1 local spend
Balance Transfer
Introductory: 0% for 3 or 6 months
Ongoing: 28.88%
Ongoing: 28.88%
Cash Back
9 BOC points per $1 on overseas spend
4.5 BOC points per $1 on local spend
Min Cashback Rate: 4.50%
Max Cashback Rate: 9%
Miles/Travel
Can redeem points in 10,000 KrisFlyer or 6,000 Asia Miles increments
Overseas Spending
9 BOC points per $1 on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $60,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: Bank of China
Type: Credit Card
Bank: Bank of China
Type: Credit Card
Rates
Purchases Introductory: 28.88%
Purchases Ongoing: 28.88%
Cash Advance: 28.88% plus $20 or 6% of amount withdrawn, whichever is higher
Interest Free Period (days): 23
Purchases Ongoing: 28.88%
Cash Advance: 28.88% plus $20 or 6% of amount withdrawn, whichever is higher
Interest Free Period (days): 23
Fee Details
Year 2: Principal Card annual fee : $203.30
Supplementary Card annual fee : $101.65
Year 3: Principal Card annual fee : $203.30 Supplementary Card annual fee : $101.65
Ongoing: Principal Card annual fee : $203.30 Supplementary Card annual fee : $101.65
Late Payment Fee: $100
Description: 5% per month of the Minimum Payment Sum, subject to a minimum of ^¥/$100 per month
Provider Fee Details
Year 3: Principal Card annual fee : $203.30 Supplementary Card annual fee : $101.65
Ongoing: Principal Card annual fee : $203.30 Supplementary Card annual fee : $101.65
Late Payment Fee: $100
Description: 5% per month of the Minimum Payment Sum, subject to a minimum of ^¥/$100 per month
Provider Fee Details
Up to 30.7% off petrol transactions
Up to 20% cash rebates on Zaobao and SPH newspaper subscriptions
Up to 30.7% savings for petrol transactions at Shell and SPC
Up to 20% cash rebates on select purchases
1-for-1 movies for regular 2D ticket purchases at all Shaw Theatres box offices in Singapore
Purchases Intro: 28.88%
Min Income: $30,000
Purchases Intro: 28.88%
Min Income: $30,000
Promotions
Up to 30.7% off petrol transactions at Shell and SPC
Charge a minimum $600 spend to earn up to 20% cash rebate on Zaobao and SPH subscriptions
Balance Transfer
Introductory: 0% for 3 or 6 months
Ongoing: 28.88%
Ongoing: 28.88%
Cash Back
Up to 20% cash rebate on select purchases
2 BOC points per $1 for overseas spend
1 BOC point per $1 for local spend
Min Cashback Rate: 1.00%
Max Cashback Rate: 20%
Min Qualifying Spend: $600
Max Cashback in Month: $80
Petrol
Up to 30.7% savings at Shell and SPC
Online Shopping
10% savings on online spend
Overseas Spending
5% cash rebate on mainland China spend
2 BOC points per $1 on overseas spend
Dining
10% cash rebate on dining
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $60,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: UnionPay
Bank: Bank of China
Type: Credit Card
Bank: Bank of China
Type: Credit Card
Rates
Purchases Introductory: 28.88%
Purchases Ongoing: 28.88%
Cash Advance: 28.88% plus $20 or 6% of amount withdrawn, whichever is higher
Interest Free Period (days): 23
Purchases Ongoing: 28.88%
Cash Advance: 28.88% plus $20 or 6% of amount withdrawn, whichever is higher
Interest Free Period (days): 23
Fee Details
Year 3: Principal Card annual fee : $203.30
Supplementary Card annual fee : $101.65
Ongoing: Principal Card annual fee : $203.30 Supplementary Card annual fee : $101.65
Late Payment Fee: $100
Description: 5% per month of the Minimum Payment Sum, subject to a minimum of ^¥/$100 per month
Provider Fee Details
Ongoing: Principal Card annual fee : $203.30 Supplementary Card annual fee : $101.65
Late Payment Fee: $100
Description: 5% per month of the Minimum Payment Sum, subject to a minimum of ^¥/$100 per month
Provider Fee Details
© 2019 CompareCreditCards.sg