Citibank SMRT Card

Citibank SMRT Card

  Apply and get up to $120 savings as you spend
  Up to 2% savings on EZ-Reload
  5% savings on groceries, fast food, movies and coffee
  3% savings on online shopping
  Redeem your SMRT$ for cash rebate or vouchers

  • 20.90% Purchases Intro
  • $30,000 Min Income

Promotions

  Spend $1200 in the three months
  Get 2% back on monthly SimplyGo transactions above $300.

Miles/Travel

  Up to 2% savings on SimplyGo transactions
 

Petrol

  Up to 14% fuel savings at Esso and Shell

Online Shopping

  3% savings on online spend
  Up to $7 at Shopee
  Up to 20% off at EAMart
 

Dining

  5% savings on fast food and coffee
  Dining deals with Citibank Gourmet Pleasures
  
Card Essentials
Issuer Visa Bank Citibank
Type Credit Card 
Cash Back
  5% savings on groceries, fast food, movies and coffee
  3% savings on online shopping
  2% savings on EZ-Reload transactions
Min Cashback Rate 1.70% Min Qualifying Spend $300
Max Cashback Rate 5% 
Fees
Late Payment Fee $100 Annual Fee (3st Year) Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
More Info If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied Annual Fee Ongoing Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory 20.90% Cash Advance 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing 26.90% Interest Free Period (days) 25
Balance Transfer
Introductory 20.90% Ongoing 26.90%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21
 
Eligibility - Foreigner
Minimum Annual Income $42,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website Provider Terms & Conditions