Citi Rewards Card

Citi Rewards Card

  Welcome gift of 30,000 Citi ThankYou Points as you spend
  Up to 10x rewards points per $1 spent
  10x rewards for online and retail spending
  Redeem your points for absolutely anything through Citi ThankYou Rewards
  Get deals and discounts locally & in 95 other countries

  • 20.90% Purchases Intro
  • $30,000 Min Income


  Spend $3000 in the first 3 months
  Up to 10,000 bonus points on local or online retail spend each month, excludes mobile wallet and travel purchases


  10x rewards on rides with Grab, ComfortDelGoro, Gojek and others
  Complimentary travel insurance with airfare purchases


  Up to 14% petrol savings at Esso and Shell

Online Shopping

  Up to 10x rewards on online spend
  10x rewards for purchases at Lazada, Qoo10, TANGS and more.
  10x rewards for online grocery orders


  10x rewards on online food delivery
  20% off total food bill at Prego

Card Essentials
Issuer Visa
Bank Citibank
Type Credit Card
Cash Back
  10x rewards on retail spending and most online purchases
  10x rewards on rideshares
  1x rewards on everything else

Min Cashback Rate 1.00%
Max Cashback Rate 10%
Max Qualifying Spend $1,000 for 10x bonus points
Late Payment Fee $100
Annual Fee (3st Year) Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
More Info If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied
Annual Fee Ongoing Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory 20.90%
Cash Advance 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing 26.90%
Interest Free Period (days) 25
Balance Transfer
Introductory 20.90%
Ongoing 26.90%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $42,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website
Provider Terms & Conditions