Citi M1 Card

Citi M1 Card

  Up to $200 cash back for new-to-bank customers
  Up to $50 cash back for existing-to-bank card customers
  Earn up to 10% Citi M1 Rebate on your M1 recurring bills
  Earn up to 1% Citi M1 Rebate on purchases at M1 Shops
  Waiver of activation fee for Data Passport

  • 20.90% Purchases Intro
  • $30,000 Min Income

Promotions

  New-to-Bank Card Customer can get $200 cash back by spending $1,000 in the first 3 months
  Existing bank customers get $50 cash back after spending $1,000 in the first 3 months
  Up to 10% off M1 recurring bills

Miles/Travel

  Can convert M1 Rebate into KrisFlyer Miles
 

Petrol

  Up to 14% fuel savings at Esso and Shell

Online Shopping

  10% off device accessories at M1 Shops
  10% off M1 recurring bills
  Redeem M1 Rebate for M1 bills and retail purchases
 

Dining

  20% off total food bill at Prego
  1-for-1 weekday buffet lunch at Plate
  
Card Essentials
Issuer Visa Bank Citibank
Type Credit Card 
Cash Back
  10% on M1 recurring bills
  1% on purchases at M1 Shops
  0.3% on retail transactions
Min Cashback Rate 0.30% Max Cashback Rate 10%
Max Qualifying Spend $300 for M1 recurring charges Max Cashback in Month Up to $30 for M1 recurring charges
Fees
Annual Fee (2st Year) Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30 Late Payment Fee $100
Annual Fee (3st Year) Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30 More Info If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied
Annual Fee Ongoing Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30 
Interest Rates
Purchases Introductory 20.90% Cash Advance 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing 26.90% Interest Free Period (days) 25
Balance Transfer
Introductory 20.90% Ongoing 26.90%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21
 
Eligibility - Foreigner
Minimum Annual Income $42,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website Provider Terms & ConditionsReference URL