Citibank Credit Cards in Singapore

Citibank SMRT Card

Apply and get up to $120 savings as you spend

Up to 2% savings on EZ-Reload

5% savings on groceries, fast food, movies and coffee

3% savings on online shopping

Redeem your SMRT$ for cash rebate or vouchers

Cash Back
Promotions
Spend $1200 in the three months Get 2% back on monthly SimplyGo transactions above $300.
Miles/Travel
Up to 2% savings on SimplyGo transactions

Petrol
Up to 14% fuel savings at Esso and Shell
Online Shopping
3% savings on online spend Up to $7 at Shopee Up to 20% off at EAMart

Dining
5% savings on fast food and coffee Dining deals with Citibank Gourmet Pleasures

5% savings on groceries, fast food, movies and coffee 3% savings on online shopping 2% savings on EZ-Reload transactions
Min Cashback Rate	1.70%	Min Qualifying Spend	$300
Max Cashback Rate	5%
Fees
Late Payment Fee	$100	Annual Fee (3st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied	Annual Fee Ongoing	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Rewards Card

Welcome gift of 30,000 Citi ThankYou Points as you spend

Up to 10x rewards points per $1 spent

10x rewards for online and retail spending

Redeem your points for absolutely anything through Citi ThankYou Rewards

Get deals and discounts locally & in 95 other countries

Cash Back
Promotions
Spend $3000 in the first 3 months Up to 10,000 bonus points on local or online retail spend each month, excludes mobile wallet and travel purchases
Miles/Travel
10x rewards on rides with Grab, ComfortDelGoro, Gojek and others Complimentary travel insurance with airfare purchases

Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
Up to 10x rewards on online spend 10x rewards for purchases at Lazada, Qoo10, TANGS and more. 10x rewards for online grocery orders

Dining
10x rewards on online food delivery 20% off total food bill at Prego

10x rewards on retail spending and most online purchases 10x rewards on rideshares 1x rewards on everything else
Min Cashback Rate	1.00%	Max Cashback Rate	10%
Max Qualifying Spend	$1,000 for 10x bonus points
Fees
Late Payment Fee	$100	Annual Fee (3st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied	Annual Fee Ongoing	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi PremierMiles Visa Card

Welcome gift of 37,300 Citi Miles

Welcome gift of 10,000 Citi Miles

Earn 2 Citi Miles on foreign currency spend

Earn 1.2 Citi Miles on local spend

Earn up to 10 Citi Miles per $1 spent on online travel bookings

Fees
Promotions
Spend $9,000 within 3 months to earn 37,300 Citi Miles Spend $3,000 within 3 months to earn 10,000 Citi Miles Can only qualify for either 10,000 bonus miles or 37,300 bonus miles
Miles/Travel
Earn up to 10 Citi Miles per $1 spent on online travel bookings 2 complimentary Priority Pass visits per calendar year 1 Citi Mile = 1 mile with Krisflyer, Asia Miles, Qantas and other airlines’ frequent flyer and hotel loyalty programs
No Annual Fee
No annual fee for supplementary cards. No annual fee for supplementary cards.
Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
1.2 Citi Miles for local online purhcases
Overseas Spending
2 Citi Miles per $1 in foreign currency transactions
Dining
1.2 Citi Miles on local dining spend 2 Citi Miles on foreign dining spend


Annual Fee (2st Year)	$192.60	Late Payment Fee	$100
Annual Fee (3st Year)	$192.60	More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Cashback Card

Welcome gift of $120 cashback

Up to 20.88% fuel savings

8% cashback on dining, groceries, and petrol

Up to 20.88% fuel savings at Esso and Shell

0.25% cashback on all non-bonus spend

Cash Back
Promotions
Spend $1200 in the first 3 months to earn $120 bonus cash Up to 20.88% fuel savings at Esso and Shell
Miles/Travel
Up to $1 million in travel insurance on travel ticket purchases

Petrol
8% cashback on petrol (up to $25 per month)
Online Shopping
0.25% back on purchases
Overseas Spending
8% back on dining worldwide 8% back on groceries worldwide 8% back on petrol purchases worldwide
Dining
8% cashback on dining (up to $25 bonus cash) $10 return voucher at Soup Restaurant $10 return voucher at Paradise Group of Restaurants

8% cashback on dining, groceries, and petrol (up to $25 bonus cash per category) 0.25% on all non-bonus purchases (no cap)
Min Cashback Rate	0.25%	Min Qualifying Spend	$888
Max Cashback Rate	8%	Max Qualifying Spend	$1200 ($400 per bonus category)
Fees
Annual Fee (2st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30	Late Payment Fee	$100
Annual Fee (3st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30	More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied
Annual Fee Ongoing	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Prestige Credit Card

Welcome gift of 62,500 Citi ThankYou Points

or Gadget Welcome Gift

5 ThankYou points on foreign spend and 3.25 ThankYou points on everything else

Complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort

Unlimited complimentary access to Priority Pass airport lounges, eight complimentary one-way airport limousine transfers

Purchases Intro 20.90% Fee Year 1 $535.00 Min Income $120,000

More Details

Purchases Intro 20.90% Fee Year 1 $535.00 Min Income $120,000

Fees
Promotions
Receive 62,500 bonus points when you pay $535 annual fee Receive a tablet or Dyson Supersonic Hairdryer HD03 Annual fee is $535 for principal card. No annual fee for supplementary card.
Miles/Travel
5x ThankYou points (2 miles) per $1 spent overseas 3.25 ThankYou points (1.3 miles) per $1 on all local spend Unlimited complimentary access to hundreds of Priority Pass airport lounges, eight complimentary one-way airport limousine transfers

Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
10% off at In Good Company 3.25 ThankYou points per $1 on local spend
Overseas Spending
5 ThankYou points per $1 on overseas spend
Dining
Up to 20% off at select restaurants


Annual Fee (1st Year)	$535.00	Late Payment Fee	$100
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied	Annual Fee Ongoing	$535.00
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Clear Card

Welcome gift of $20 cashback

Exclusive dining deals

Earn 1X Point for every $1 spend

No minimum income

Use your points to pay for any purchase

Cash Back
Promotions
Spend $50 in the first month Special discounts at select dining partners No minimum income required
Miles/Travel
Up to 10% back for hotel bookings at Booking.com

Petrol
Up to 14% petrol savings at Esso and Shell
Online Shopping
10% off at Love and Bravery Exclusive online shopping deals 1x points on online purchases
Overseas Spending
1x points on overseas purchases Discounts in 90 other countries
Dining
Discounts at over 1,000 dining partners
Student
No minimum income required Tertiary students can apply Can apply at age 18 with parent's permission

1x points per $1 spent
Min Cashback Rate	1%	Max Cashback Rate	1%
Fees
Annual Fee (2st Year)	$29.96	Late Payment Fee	$40
More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $40 will be levied	Annual Fee Ongoing	$29.96
Interest Rates
Purchases Introductory	28.00%	Cash Advance	28% plus $15 or 6% of amount withdrawn, whichever is greater.
Purchases Ongoing	28.00%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi M1 Card

Up to $200 cash back for new-to-bank customers

Up to $50 cash back for existing-to-bank card customers

Earn up to 10% Citi M1 Rebate on your M1 recurring bills

Earn up to 1% Citi M1 Rebate on purchases at M1 Shops

Waiver of activation fee for Data Passport

Cash Back
Promotions
New-to-Bank Card Customer can get $200 cash back by spending $1,000 in the first 3 months Existing bank customers get $50 cash back after spending $1,000 in the first 3 months Up to 10% off M1 recurring bills
Miles/Travel
Can convert M1 Rebate into KrisFlyer Miles

Petrol
Up to 14% fuel savings at Esso and Shell
Online Shopping
10% off device accessories at M1 Shops 10% off M1 recurring bills Redeem M1 Rebate for M1 bills and retail purchases

Dining
20% off total food bill at Prego 1-for-1 weekday buffet lunch at Plate

10% on M1 recurring bills 1% on purchases at M1 Shops 0.3% on retail transactions
Min Cashback Rate	0.30%	Max Cashback Rate	10%
Max Qualifying Spend	$300 for M1 recurring charges	Max Cashback in Month	Up to $30 for M1 recurring charges
Fees
Annual Fee (2st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30	Late Payment Fee	$100
Annual Fee (3st Year)	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30	More Info	If the Minimum Payment Due is not received on or before the Payment Due Date, a Late PaymentCharge of $100 will be levied
Annual Fee Ongoing	Principal Card annual fee : $192.60Supplementary Card annual fee : $96.30
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi ULTIMA Card

Welcome gift of 375,000 Citi ThankYou points upon paying annual fee

Purchase a full fare on 8 airlines and companion fare is free

Unlimited Priority Pass airport lounge membership

Complimentary green fees and buggy at select golf courses

Cash Back
Promotions
Pay $4160.16 annual fee to earn bonus points that are worth 150,000 miles Membership by invite only.
Miles/Travel
Companion fare is free with purchase of full fare on 8 airlines Unlimited Priority Pass access Complimentary air travel, hotel, golf, and dining benefits

Petrol
Up to 14% fuel savings at Esso and Shell
Online Shopping
4x ThankYou points for local online purchases
Overseas Spending
5x ThankYou points on overseas spend
Dining
Up to 25% savings at select dining partners

5x Citi ThankYou points on overseas spend 4x Citi ThankYou points for local spend
Min Cashback Rate	4%	Max Cashback Rate	5%
Fees
Annual Fee (1st Year)	$4,160.16	Annual Fee (2st Year)	$4,160.16
Annual Fee (3st Year)	$4,160.16	Annual Fee Ongoing	$4,160.16
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Citi Cash Back+ Credit Card

Welcome gift of 4.5% cash back

No cap on cash back earned

Earn 1.6% cash back on all spend

Earn unlimited cash back

Citi World Privileges discounts in over 95 countries

Cash Back
Promotions
Get 4.5% cash back on up to $5,000 spent in the first 3 months Earn unlimited 1.6% cash back on all purchases
Miles/Travel
Citi World Privileges discounts locally and in 95 countries

Petrol
Up to 14% savings at Esso and Shell
Online Shopping
1.6% cash back on all purchases
Overseas Spending
1.6% cash back on all foreign spend
Dining
20% off total food bill at Prego $10 return voucher with any spend at Beauty in the Pot 1.6% back on all dining

Earn 1.6% back on all purchases No minimum spend to earn cash back Earn unlimited cash back
Min Cashback Rate	1.60%	Max Cashback Rate	2%
Fees
Annual Fee (2st Year)	$192.60	Late Payment Fee	$100
Annual Fee (3st Year)	$192.60	More Info	$100 if the minimum payment is not received by the payment due date
Annual Fee Ongoing	$192.60
Interest Rates
Purchases Introductory	20.90%	Cash Advance	26.90%
Purchases Ongoing	26.90%	Interest Free Period (days)	25
Balance Transfer
Introductory	20.90%	Ongoing	26.90%

Flags

Citibank SMRT Card

Promotions

Miles/Travel

Petrol

Online Shopping

Dining

Citi Rewards Card

Promotions

Miles/Travel

Petrol

Online Shopping

Dining

Citi PremierMiles Visa Card

Promotions

Miles/Travel

No Annual Fee

Petrol

Online Shopping

Overseas Spending

Dining

Citi Cashback Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining

Citi Prestige Credit Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining

Citi Clear Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining

Student

Citi M1 Card

Promotions

Miles/Travel

Petrol

Online Shopping

Dining

Citi ULTIMA Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining

Citi Cash Back+ Credit Card

Promotions

Miles/Travel

Petrol

Online Shopping

Overseas Spending

Dining