Citibank Credit Cards in Singapore
Citibank established operations in Singapore on 1 July, 1902. It was previously trading as the International Banking Corporation (IBC) and was the first United States bank to set up a branch in Singapore. Citibank was among the first four foreign banks to be awarded a Qualifying Full Bank (QFB) licence and today holds a strong brand and presence.
Apply and get up to $120 savings as you spend
Up to 2% savings on SmartGo transactions
5% savings on groceries, fast food, movies and coffee
3% savings on online shopping
Redeem your SMRT$ for cash rebate instantly via SMS
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
Spend $1200 in the first month
Make contactless SmartGo payments on your SMRT Card
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
5% savings on groceries, fast food, movies and coffee
3% savings on online shopping
2% savings on EZ-Reload transactions
Min Cashback Rate: 0.30%
Max Cashback Rate: 5%
Min Qualifying Spend: $300
Miles/Travel
Up to 2% savings on SimplyGo transactions
Online Shopping
3% savings on online spend
Dining
5% savings on fast food and coffee
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 3: Principal Card annual fee : $192.60
Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Receive up to 30,000 Citi ThankYou Points
Up to 10x rewards points per $1 spent
10x rewards for online and retail spending
Redeem your points for absolutely anything through Citi ThankYousm Rewards
Get deals and discounts locally & in 95 other countries
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
Spend $3000 in the first 3 months to earn 30,000 bonus ThankYou points
Up to 10,000 bonus points on local or online retail spend each month, excludes mobile wallet and travel purchases
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
10x rewards on retail spending and most online purchases
1x rewards on everything else
Min Cashback Rate: 1.00%
Max Cashback Rate: 10%
Max Qualifying Spend: $1,000 for 10x bonus points
Petrol
Up to 14% fuel savings at Esso and Shell
Online Shopping
Up to 10x points on online spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 3: Principal Card annual fee : $192.60
Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Welcome gift of 30,000 Citi Miles
Welcome gift of 10,000 Citi Miles
Earn 2 Citi Miles on foreign currency spend
Earn 1.2 Citi Miles on local spend
Earn up to 10 Citi Miles per $1 spent on online travel bookings
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
Spend $7,500 within 3 months to earn 30,000 Citi Miles
Spend $3,000 within 3 months to earn 10,000 Citi Miles
Can only qualify for either 10,000 bonus miles or 75,000 bonus miles
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Miles/Travel
Earn up to 10 Citi Miles per $1 spent on online travel bookings
2 complimentary Priority Pass visits per calendar year
1 Citi Mile = 1 mile with Krisflyer, Asia Miles, Qantas and other airlines’ frequent flyer and hotel loyalty programs
No Annual Fee
No annual fee for supplementary cards.
No annual fee for supplementary cards.
Overseas Spending
2 Citi Miles per $1 in foreign currency transactions
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 2: $192.60
Year 3: $192.60
Ongoing: $192.60
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Year 3: $192.60
Ongoing: $192.60
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Welcome gift of $120 cashback
Up to 20% cashback at select merchants
8% cashback on dining, groceries, and petrol
Up to 20.88% fuel savings at Esso and Shell
0.25% cashback on all non-bonus spend
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
Spend $1200 in the first 3 months to earn $120 bonus cash
Ongoing dining promotions let your save up to 20% on your bill
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
8% cashback on dining, groceries, and petrol (up to $25 bonus cash per category)
0.25% on all non-bonus purchases (no cap)
Min Cashback Rate: 0.25%
Max Cashback Rate: 8%
Min Qualifying Spend: $888
Max Qualifying Spend: $1200 ($400 per bonus category)
Petrol
8% cashback on petrol (up to $25 per month)
Dining
8% cashback on dining (up to $25 bonus cash)
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 2: Principal Card annual fee : $192.60
Supplementary Card annual fee : $96.30
Year 3: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Year 3: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Welcome gift of 62,500 Citi ThankYou Points
Renew your annual membership and also be rewarded with 62,500 Points (equivalent to 25,000 miles)
5 ThankYou points on foreign spend and 3.25 ThankYou points on everything else
Complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort
Unlimited complimentary access to Priority Pass airport lounges, eight complimentary one-way airport limousine transfers
Purchases Intro: 20.90%
Fee Year 1: $535.00
Min Income: $120,000
Purchases Intro: 20.90%
Fee Year 1: $535.00
Min Income: $120,000
Promotions
Receive 62,500 bonus points when you pay $535 annual fee
Renew your annual membership and also be rewarded with 62,500 Points (equivalent to 25,000 miles)
Annual fee is $535 for principal card. No annual fee for supplementary card.
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Miles/Travel
5x ThankYou points (2 miles) per $1 spent overseas
3.25 ThankYou points (1.3 miles) per $1 on all local spend
Unlimited complimentary access to hundreds of Priority Pass airport lounges, eight complimentary one-way airport limousine transfers
Overseas Spending
5 ThankYou points per $1 on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $120,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $120,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Mastercard
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 1: $535.00
Year 2: $535.00
Year 3: $535.00
Ongoing: $535.00
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Year 2: $535.00
Year 3: $535.00
Ongoing: $535.00
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Welcome gift of $20 cashback
Exclusive dining deals
Earn 1X Point for every $1 spend
No minimum income
Use your points to pay for any purchase
Promotions
Spend $50 in the first month
Special discounts at select dining partners
No minimum income required
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
1x points per $1 spent
Min Cashback Rate: 1%
Max Cashback Rate: 1%
Miles/Travel
Up to 10% off hotel bookings at Booking.com
Dining
Discounts at over 1,000 dining partners
Student
No minimum income required
Eligibility Criteria
Citizen/Permanent Resident
Min Age: 18
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 28.00%
Purchases Ongoing: 28.00%
Cash Advance: 28% plus $15 or 6% of amount withdrawn, whichever is greater.
Interest Free Period (days): 25
Purchases Ongoing: 28.00%
Cash Advance: 28% plus $15 or 6% of amount withdrawn, whichever is greater.
Interest Free Period (days): 25
Fee Details
Year 2: $29.96
Year 3: $29.96
Ongoing: $29.96
Late Payment Fee: $40
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $40 will be levied
Provider Fee Details
Year 3: $29.96
Ongoing: $29.96
Late Payment Fee: $40
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $40 will be levied
Provider Fee Details
Get up to 96GB of extra data for a year when you apply
Existing Citi Credit Cardmembers get up to 24GB of extra data for 3 months
Earn up to 10% Citi M1 Rebate on your M1 recurring bills
Earn up to 1% Citi M1 Rebate on purchases at M1 Shops
Up to 24-month interest-free instalment plan on handset purchases (applicable for phones above $200)
Purchases Intro: 20.90%
Min Income: $30,000
Purchases Intro: 20.90%
Min Income: $30,000
Promotions
New-to-Bank Card Customer get 8 GB free for the first 12 months
Existing Citi Credit Cardmembers get up to 24GB of extra data for 3 months
Existing bank customers get 8 GB free for the first 3 months
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
10% on M1 recurring bills
1% on purchases at M1 Shops
0.3% on retail transactions
Min Cashback Rate: 0.30%
Max Cashback Rate: 10%
Max Qualifying Spend: $300 for M1 recurring charges
Max Cashback in Month: Up to $30 for M1 recurring charges
Petrol
Up to 14% fuel savings at Esso and Shell
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000
Min Age: 21
Min Age: 21
Foreigner
Minimum Annual Income: $42,000.00
Min Age: 21
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
Year 2: Principal Card annual fee : $192.60
Supplementary Card annual fee : $96.30
Year 3: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Year 3: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Ongoing: Principal Card annual fee : $192.60 Supplementary Card annual fee : $96.30
Late Payment Fee: $100
Description: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied
Provider Fee Details
Welcome gift of 375,000 Citi ThankYou points upon paying annual fee
Renewal gift of 375,000 Citi ThankYou points upon paying annual fee
Purchase a full fare on 8 airlines and companion fare is free
Unlimited Priority Pass airport lounge membership
Complimentary green fees and buggy at select golf courses
Purchases Intro: 20.90%
Fee Year 1: $4,160.16
Purchases Intro: 20.90%
Fee Year 1: $4,160.16
Promotions
Pay $4160.16 annual fee to earn bonus points that are worth 150,000 miles
Pay $4160.16 annual fee to earn bonus points that are worth 150,000 miles
Membership by invite only.
Balance Transfer
Introductory: 20.90%
Ongoing: 26.90%
Ongoing: 26.90%
Cash Back
5x Citi ThankYou points on overseas spend
4x Citi ThankYou points for local spend
Min Cashback Rate: 4%
Max Cashback Rate: 5%
Miles/Travel
Companion fare is free with purchase of full fare on 8 airlines
Unlimited Priority Pass access
Complimentary air travel, hotel, golf, and dining benefits
Overseas Spending
5x ThankYou points on overseas spend
Dining
Up to 25% savings at select dining partners
Eligibility Criteria
Citizen/Permanent Resident
Min Age: 21
Foreigner
Min Age: 21
Card Essentials
Issuer: Visa
Bank: Citibank
Type: Credit Card
Bank: Citibank
Type: Credit Card
Rates
Purchases Introductory: 20.90%
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Purchases Ongoing: 26.90%
Cash Advance: 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Interest Free Period (days): 25
Fee Details
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