Citi ULTIMA Card

Citi ULTIMA Card

  Welcome gift of 375,000 Citi ThankYou points upon paying annual fee
  Purchase a full fare on 8 airlines and companion fare is free
  Unlimited Priority Pass airport lounge membership
  Complimentary green fees and buggy at select golf courses

  • 20.90% Purchases Intro
  • $4,160.16 Fee Year 1


  Pay $4160.16 annual fee to earn bonus points that are worth 150,000 miles
  Membership by invite only.


  Companion fare is free with purchase of full fare on 8 airlines
  Unlimited Priority Pass access
  Complimentary air travel, hotel, golf, and dining benefits


  Up to 14% fuel savings at Esso and Shell

Online Shopping

  4x ThankYou points for local online purchases

Overseas Spending

  5x ThankYou points on overseas spend


  Up to 25% savings at select dining partners

Card Essentials
Issuer Visa
Bank Citibank
Type Credit Card
Cash Back
  5x Citi ThankYou points on overseas spend
  4x Citi ThankYou points for local spend

Min Cashback Rate 4%
Max Cashback Rate 5%
Annual Fee (1st Year) $4,160.16
Annual Fee (2st Year) $4,160.16
Annual Fee (3st Year) $4,160.16
Annual Fee Ongoing $4,160.16
Interest Rates
Purchases Introductory 20.90%
Cash Advance 26.9% p.a. and $15 or 6% of the amount withdrawn, whichever is greater
Purchases Ongoing 26.90%
Interest Free Period (days) 25
Balance Transfer
Introductory 20.90%
Ongoing 26.90%
Eligibility - Citizen/PR
Min Age 21

Eligibility - Foreigner
Min Age 21
More Info
Provider Fee DetailsProvider Website
Provider Terms & ConditionsReference URL