Up to 12% cash rebate at Sheng Sion with minimum $400 out-of-store spend
5% rebate on Grab and all taxi rides in Singapore
Balance Transfer
Introductory: 0% for 3 or 6 months Ongoing: 28.88%
Cash Back
12% cash rebate at Sheng Siong
5% cash rebate on Grab and taxis in Singapore
1% cash rebate on overseas spend
Min Cashback Rate: 0.30% Max Cashback Rate: 12% Min Qualifying Spend: $400 Max Qualifying Spend: $1,000 Max Cashback in Month: Sheng Siong: $90 Transport: $20
Overseas Spending
1% cash rebate on overseas spend
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000 Min Age: 21
Foreigner
Minimum Annual Income: $60,000.00 Min Age: 21
Card Information
Card Essentials
Issuer: Visa Bank: Bank of China Type: Credit Card
Rates
Purchases Introductory: 28.88% Purchases Ongoing: 28.88% Cash Advance: 28.88% plus $20 or 6% of amount withdrawn, whichever is higher Interest Free Period (days): 23
Fee Details
Year 2: Principal Card annual fee : $32.10
Supplementary Card annual fee : $16.05 Year 3: Principal Card annual fee : $32.10
Supplementary Card annual fee : $16.05 Ongoing: Principal Card annual fee : $32.10
Supplementary Card annual fee : $16.05 Late Payment Fee: $100 Description: 5% per month of the Minimum Payment Sum, subject to a minimum of ^¥/$100 per month Provider Fee Details