10% cash rebate on dining and movies ($25 monthly rewards cap)
Non-bonus spending on supplementary cards can earn 2% back (up to $20 monthly)
Balance Transfer
Introductory: 0% for 3 or 6 months Ongoing: 28.88%
Cash Back
10% cash rebate on dining and movies
5% cash rebate at selected merchants
3% cash rebate for online purchases, supermarkets, telco bills, transport
Min Cashback Rate: 0.30% Max Cashback Rate: 10% Min Qualifying Spend: $800 Max Cashback in Month: $100
Miles/Travel
Up to 3% rebate on transport
Online Shopping
Up to 3% rebate on online shopping
Dining
Up to 10% rebate on dining
Eligibility Criteria
Citizen/Permanent Resident
Minimum Annual Income: $30,000 Min Age: 21
Foreigner
Minimum Annual Income: $60,000.00 Min Age: 21
Card Information
Card Essentials
Issuer: Visa Bank: Bank of China Type: Credit Card
Rates
Purchases Introductory: 28.88% Purchases Ongoing: 28.88% Cash Advance: 28.88% plus $20 or 6% of amount withdrawn, whichever is higher Interest Free Period (days): 23
Fee Details
Year 2: Principal Card annual fee : $203.30
Supplementary Card annual fee : $101.65 Year 3: Principal Card annual fee : $203.30
Supplementary Card annual fee : $101.65 Ongoing: Principal Card annual fee : $203.30
Supplementary Card annual fee : $101.65 Late Payment Fee: $100 Description: 5% per month of the Minimum Payment Sum, subject to a minimum of ^¥/$100 per month Provider Fee Details