American Express True Cashback Card

American Express True Cashback Card

  Welcome bonus of 3% Cashback
  Receive up to $60 CapitaVouchers
  Earn 1.5% Cashback on all purchases
  No minimum spend and no categories to track
  No cap on cashback

  • 26.90% Purchases Intro
  • $0.00 Fee Year 1
  • $30,000 Min Income

Promotions

  Earn 3% back on the first $5,000 spent in the first 6 months
  New cardmembers who spend $1,000 in the first month receive a CapitalVoucher worth $60
  After your welcome bonus, continue to earn 1.5% Cashback on all eligible purchases. With no minimum spend and no earn cap.

No Annual Fee

  No annual fee first year

Overseas Spending

  Register for additional 1% Cashback on all your Foreign Currency spend


Card Essentials
Issuer American Express
Bank American Express
Type Credit Card
Cash Back
  Everyday cashback rate is 1.5%
  Register for additional 1% Cashback on all your Foreign Currency spend
  Immediate Cashback in the same month's statement

Min Cashback Rate 1.50%
Max Cashback Rate 3%
Fees
Annual Fee (1st Year) $0.00
Late Payment Fee $90
More Info $90 if minimum monthly payment is not made by due date
Annual Fee Ongoing Principal Card annual fee : $171.20 Supplementary Card annual fee : $85.60 (first two Cards are free)
Interest Rates
Purchases Introductory 26.90%
Cash Advance 26.9% plus 5% handling fee
Purchases Ongoing 26.90%
Interest Free Period (days) 22
Balance Transfer
Introductory 26.90%
Ongoing 26.90%
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $60,000.00
Min Age 21
More Info
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