American Express True Cashback Card

American Express True Cashback Card

  3% Cashback on up to a total of $5,000 spend in your first 6 months
  Receive up to $60 CapitaVouchers upon a minimum of $500 spend in the first month
  Earn 3% back on the first $5000 spent in the first 6 months
  Earn 1.5% back after welcome cashback offer ends
  No cap on cashback

  • 25.9% (26.9% effective 1 September 2019) Purchases Intro
  • $30,000 Min Income

Promotions

  Earn 3% back (up to $150) on the first $5,000 spent in the first 3 months
  New cardmembers who spend $500 in the first month receive a CapitalVoucher worth $60
        
Card Essentials
Issuer American Express Bank American Express
Type Credit Card 
Cash Back
  Earn 3% back on the first $5000 spent in the first 6 months
  Everyday cashback rate is 1.5%
  Immediate Cashback in the same month's statement
Min Cashback Rate 1.50% Max Cashback Rate 3%
Fees
Annual Fee (2st Year) $171.20 Late Payment Fee $90
Annual Fee (3st Year) $171.20 More Info $90 if minimum monthly payment is not madeby due date
Annual Fee Ongoing $171.20 
Interest Rates
Purchases Introductory 25.9% (26.9% effective 1 September 2019) Cash Advance 25.9% (26.9% effective 1 September 2019) plus 5% handling fee
Purchases Ongoing 25.9% (26.9% effective 1 September 2019) Interest Free Period (days) 22
Balance Transfer
Introductory 25.9% (26.9% effective 1 September 2019) Ongoing 25.9% (26.9% effective 1 September 2019)
Eligibility - Citizen/PR
Minimum Annual Income $30,000
Min Age 21
 
Eligibility - Foreigner
Minimum Annual Income $60,000.00
Min Age 21
More Info
Provider Fee DetailsProvider Website Provider Terms & Conditions