American Express KrisFlyer Ascend Credit Card

  Bonus of up to 33,000 KrisFlyer miles when you apply
  Complimentary hotel stays each year and airport lounge access
  2 KrisFlyer miles per $1 on Singapore Airlines purchases (no cap).
  1.2 KrisFlyer miles on all non-bonus spend (no cap).
  No KrisFlyer miles transfer fee

  • 26.90% Purchases Intro
  • $0.00 Fee Year 1
  • $50,000 Min Income


  33,000 KrisFlyer miles with minimum spend of $10,000 in your first 3 months.
  Complimentary one night stay at participating Hilton Properties each year and complimentary airport lounge access passes each year.
  Worldwide annual multi-trip My VoyageGuard Travel InsuranceSM Essential plan at $188 and Up to $1 Million Travel Inconvenience & Travel Accident Insurance


  12,000 bonus miles upon upgrade from Amex Singapore Airlines KrisFlyer Credit Card.
  3.2 KrisFlyer miles per $1 at Grab (Capped at $200)
  Exclusive Hertz Privileges and Preferential Wi-Fi rental rates

No Annual Fee

  No annual fee first year

Overseas Spending

  Up to 2 miles on overseas spend in June and December (No Cap)


  Up to 3.2 miles on Grab Singapore spend (Capped at $200)

Card Essentials
Issuer American Express
Bank American Express
Type Credit Card
Annual Fee (1st Year) $0.00
Late Payment Fee $90
More Info $90 if minimum monthly payment is not made by due date
Annual Fee Ongoing Principal Card annual fee : $337.05 Supplementary Card annual fee : $80.25
Interest Rates
Purchases Introductory 26.90%
Cash Advance 26.9% plus 5% handling fee
Purchases Ongoing 26.90%
Interest Free Period (days) 22
Balance Transfer
Introductory 26.90%
Ongoing 26.90%
Eligibility - Citizen/PR
Minimum Annual Income $50,000
Min Age 21

Eligibility - Foreigner
Minimum Annual Income $60,000.00
Min Age 21
More Info
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